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Tenpo: primer neobanco Chile

Finally, a Chilean neobank that doesn't just talk convenience, it delivers. It gives users control over their money, removing the traditional banking chains.

Key Figures

Downloads

1M+

User Rating

4.4/5

Total Ratings

18.5K

Publisher

Tenpo SpA

An analytical overview of Tenpo's core features, emphasizing its impact on digitally-native individuals and young adults seeking modern, cost-effective, and growth-oriented financial solutions.

Tenpo: Neobanking Innovation for Chile's Digital Generation

Zero Fees and Transparent Pricing

This tool eliminates hidden fees and maintenance costs, offering a transparent and cost-effective banking solution that directly addresses a major pain point of traditional financial institutions.

Automatic Daily Earnings on Account Balance

The app provides a remunerated account where money can generate automatic daily earnings, allowing users to grow their funds passively and maximize the value of their savings.

Fully Digital, Branchless Banking

It offers a 100% digital banking experience, eliminating the need for physical branches and enabling all financial operations to be managed conveniently from a single mobile application.

Integrated In-App Investment Options

This tool features simple and secure investment options directly within the app, allowing users to easily access financial growth opportunities without needing separate platforms.

Comprehensive Financial Transactions

The app provides a wide range of financial services including free interbank and peer-to-peer transfers, online and physical purchases, and convenient international money transfers, functioning as an all-in-one financial hub.

Rapid Account Opening and Card Issuance

It allows users to open an account and obtain a credit card within minutes, bypassing the extensive paperwork and delays typically associated with traditional banking processes.

Robust Security and Regulatory Compliance

This tool ensures high standards of security for user data and funds, operating under the regulation of the Comisión para el Mercado Financiero (CMF) of Chile, thereby building trust and reliability.

Dedicated Teenpo Account for Teenagers

The app features a specific 'Teenpo' account designed for users aged 14-17, offering a fee-free banking experience with parental control, fostering early financial literacy in a secure environment.

Personalized Financial Management Tools

It provides users with tools for personalized financial management, including spending categorization, real-time balance tracking, configurable alerts, and budget settings, empowering them to gain better control over their finances.

24/7 Customer Support

The app offers round-the-clock customer support through chat, call, or email, ensuring that users can receive timely assistance and problem resolution whenever needed.

FAQ

Frequently Asked Questions

Everything you need to know about Tenpo: primer neobanco Chile

What is Tenpo?

Tenpo is the first neobank in Chile, operating 100% digitally without physical branches. It provides a comprehensive financial experience through its app, including accounts, cards, transfers, investments, and more.

Is Tenpo regulated in Chile?

Yes, Tenpo is regulated by the Comisión para el Mercado Financiero (CMF) of Chile. This ensures the protection of user data and money under the highest standards of the financial system.

Does Tenpo charge maintenance fees for its accounts?

No, Tenpo accounts do not have hidden commissions or maintenance costs. Users can open an account without maintenance fees and with no balance limits, as stated in the app description.

Can I earn money by having funds in my Tenpo account?

Yes, Tenpo offers a remunerated account feature. Your money can generate automatic returns daily simply by maintaining a balance in your account, enhancing your financial growth.

How do I get a Tenpo card?

You can obtain a physical and digital Tenpo Prepaid Mastercard. You can also request an approved Tenpo Credit Card, which is available in minutes directly from the app.

What financial services does Tenpo offer?

Tenpo offers various services including free transfers, online and in-store purchases, international money transfers, cash withdrawals, investments, automatic bill payments, and mobile recharges, all from one app.

Is there a Tenpo account for teenagers?

Yes, Tenpo offers "Teenpo," an account designed for users aged 14 to 17. It has no charges and provides parental control from the app, along with a card.

Can I use my Tenpo card for international purchases and subscriptions?

Yes, with your Tenpo card, you can purchase online in Chile and abroad (e.g., Amazon, AliExpress). It also supports payments for popular subscriptions like Netflix, Spotify, and Uber.

How can I contact Tenpo customer support?

Tenpo provides 24/7 customer support via chat, call (Call Center 600 006 1110), or email. Users can also access the help center directly from the Tenpo app or website.

Can Tenpo help me manage my finances?

Yes, Tenpo helps manage finances with features like "Mis Finanzas" to visualize expenses by category. It provides control over movements and balances in real-time, along with personalized recommendations.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Discover how Tenpo: primer neobanco Chile integrates seamless digital interaction and a modern brand identity into everyday financial management.

Digital Banking Unveiled

Tenpo: primer neobanco Chile - This tool highlights its commitment to user savings by showcasing a clear "Mantención a $0 pesos" notification and emphasizing accounts with no maintenance costs or balance limits. — This tool highlights its commitment to user savings by showcasing a clear "Mantención a $0 pesos" notification and emphasizing accounts with no maintenance costs or balance limits.
Cost-Free Banking

Tenpo: primer neobanco Chile - Observe how the app visualizes financial growth through a clear "Ganancia total del mes" summary and an intuitive bar chart tracking earnings. — Observe how the app visualizes financial growth through a clear "Ganancia total del mes" summary and an intuitive bar chart tracking earnings.
Grow Your Money

Tenpo: primer neobanco Chile - Users can see the convenience of obtaining a physical Tenpo Mastercard prepaid card, explicitly detailed alongside text that highlights its global usability for transactions. — Users can see the convenience of obtaining a physical Tenpo Mastercard prepaid card, explicitly detailed alongside text that highlights its global usability for transactions.
Global Card Access

Tenpo: primer neobanco Chile - This display illustrates the availability of both physical and digital Tenpo credit cards, emphasizing their rapid approval process and daily utility for maximizing benefits. — This display illustrates the availability of both physical and digital Tenpo credit cards, emphasizing their rapid approval process and daily utility for maximizing benefits.
Instant Credit Card

Tenpo: primer neobanco Chile - The app introduces its dedicated "teenpo" interface, specifically catering to users aged 14-17 by offering features for purchases, transfers, and savings. — The app introduces its dedicated "teenpo" interface, specifically catering to users aged 14-17 by offering features for purchases, transfers, and savings.
Teen Financial Freedom

Tenpo: primer neobanco Chile - The tool reassures users with a quick activation promise ("Seguro | Rápido | Fácil") and highlights its robust regulatory backing from the "Comisión para el Mercado Financiero". — The tool reassures users with a quick activation promise ("Seguro | Rápido | Fácil") and highlights its robust regulatory backing from the "Comisión para el Mercado Financiero".
Seamless Onboarding Trust

Description

Conoce Tenpo, el primer neobanco de Chile. 100% digital, sin sucursales físicas y con lo mismo de tu banco pero desde una sola App. Descubre una experiencia personalizada, abre tu cuenta y obtén tu Tarjeta de Crédito en minutos. Gana dinero solo por tener saldo en tu cuenta y muchos otros beneficios. ¡Descárgala ahora! Con tu cuenta Tenpo, tienes todo en tu celular. Puedes transferir sin costo a otros bancos y entre Tenpistas, comprar online o en comercios físicos, invertir y enviar plata al extranjero. Además, retira efectivo desde cajeros automáticos con tu Tarjeta física Tenpo cuando lo necesites. Beneficios de usar Tenpo: 100% digital: Sin sucursales físicas ni trámites presenciales. Apertura accesible: Abre tu cuenta en minutos, sin papeleos ni complicaciones. Menos costos: Cuentas y Tarjetas sin comisiones ocultas ni costos de mantención. Cuenta remunerada: tu dinero puede generar rendimientos automáticamente. Experiencia personalizada: configura límites, alertas y recibe recomendaciones según tus hábitos financieros. Control total desde la App: visualiza gastos, movimientos y saldos en tiempo real. Atención 24/7: soporte por chat, llamada o correo, cuando lo necesites. Seguridad y regulación: protección de tus datos y tu dinero bajo lo más altos estándares del sistema financiero. Más beneficios en un solo lugar: pagos, transferencias, ahorro, inversiones y mucho más desde una sola App. ¿Tienes entre 14 y 17 años? Prueba Teenpo, la cuenta pensada para los teens, sin cobros y con control desde la App. ¿Qué incluye la cuenta Tenpo? Una cuenta que no te cobra por todo. ¿Cómo? Depositando dinero desde tu Cuenta RUT, Cuenta Vista, Cuenta Corriente y/o Cuenta de Ahorro a Tenpo, sin límite de saldo. Con tu Tarjeta Tenpo puedes: Comprar online en Chile y el extranjero (Amazon, AliExpress, eBay y mucho más.) Pagar suscripciones como Netflix, Spotify, HBO Max, Uber, Steam, Playstation, y más. Comprar en tiendas como Paris.cl, Easy, Mercado Libre, y otras. Pide tu tarjeta física y podrás comprar en todos los comercios del país. Con tu cuenta puedes: Transferir fácilmente a cualquier banco y entre usuarios Tenpo Dividir gastos con amigos o cobrarles desde la App Enviar dinero a Colombia, Argentina, Perú, EE.UU., Haití y Venezuela Retirar efectivo con tu tarjeta en cajeros automáticos Invierte con tu cuenta Tenpo de manera simple y segura con fondos de Credicorp Capital Asset Management, compañía que cuenta con más de 65 años de trayectoria en Chile. Haz crecer tu plata directamente desde tu App. Además, tu plata puede generar ganancias todos los días de forma automática y sin complicaciones. ¡Si la tienes en otra parte, muévela a donde ganas más! Otras funciones de tu cuenta digital: Programar pagos automáticos de cuentas básicas (luz, agua, cable, etc) Recargar celular, Internet, cable y más. Revisar tus gastos por categorías con “Mis Finanzas” ¡Te ayudará mucho para tener consciencia sobre lo que gastas! Visualizar notificaciones, cartolas, y novedades Contratar seguros personalizados (Robo de Auto, Seguro de vida, Seguro de Multi asistencia y personalizarlos con más coberturas). Participar en desafíos financieros y ganar premios. Al subir niveles podrás crecer y acceder a nuevos beneficios. Acceder a atención al cliente 24/7. Estamos disponibles para ti a través de nuestro Call Center 600 006 1110, página web Tenpo.cl o ingresando a nuestro centro de ayuda desde la App. Tu seguridad es prioridad. Tenpo está regulado por la Comisión para el Mercado Financiero (CMF) de Chile. Tu plata y tu cuenta están 100% seguras. Ubicación: Presidente Riesco 5711, Santiago de Chile. Todo lo que necesitas en una sola App: tu cuenta digital + tu tarjeta. ¡Descárgala ahora!