Uzum Bank online

Uzum Bank online

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Logo of Uzum Bank online

Uzum Bank: Your Financial Bridge to Uzbekistan

Support your family from the USA with zero-commission transfers up to 100M sum monthly. Pay utilities, top up phones, and manage Uzcard or Humo accounts instantly in one secure app.

Download on App Store

Publisher

UZUM TECHNOLOGIES MChJ.

Category

Finance

Downloads

1M+

User Rating

4.8/5

Total Ratings

77K+

Locales

3

Your Financial Bridge, Visualized

Discover the interface used by 1M+ users.

A purple Uzum Bank Visa debit card shown on a purple background highlighting zero commission fees for registration and maintenance.

A purple Uzum Bank Visa debit card shown on a purple background highlighting zero commission fees for registration and maintenance.

Mobile screen of Uzum Bank online app displaying a credit limit offer of 25,000,000 sum.

Mobile screen of Uzum Bank online app displaying a credit limit offer of 25,000,000 sum.

An Uzum Bank Visa card tapping a payment terminal showing a 100 percent cashback offer for bus trips in multiple Uzbekistan cities.

An Uzum Bank Visa card tapping a payment terminal showing a 100 percent cashback offer for bus trips in multiple Uzbekistan cities.

Interface of Uzum Bank showing daily interest payouts and savings deposit history in Uzbek Sum.

Interface of Uzum Bank showing daily interest payouts and savings deposit history in Uzbek Sum.

A screenshot of Uzum Bank online app showing a thirty percent discount promotion for Uzum Market payments

A screenshot of Uzum Bank online app showing a thirty percent discount promotion for Uzum Market payments

Promotion of zero commission cash withdrawals at all ATMs using Uzum Bank card

Promotion of zero commission cash withdrawals at all ATMs using Uzum Bank card

Checkout counter with Uzum Bank QR code sign offering five percent cashback and zero percent interest installments

Checkout counter with Uzum Bank QR code sign offering five percent cashback and zero percent interest installments

Uzum Bank mobile app screen showing money transfer options to Uzcard and Humo cards with a recipient list.

Uzum Bank mobile app screen showing money transfer options to Uzcard and Humo cards with a recipient list.

Screenshot of the Uzum Bank app showcasing various icons for utility and government service payments such as gas, electricity, and water.

Screenshot of the Uzum Bank app showcasing various icons for utility and government service payments such as gas, electricity, and water.

Your Financial Bridge to Uzbekistan

The tools that make this app stand out, trusted by 1M+ users.

💸

Fee-Free Money Transfers

Send up to 100 million UZS monthly to any Uzcard or Humo card with zero commission and competitive exchange rates.

🏠

Remote Bill Management

Easily pay for utilities, gas, electricity, and internet for your home in Uzbekistan directly from your mobile device.

💳

Instant Virtual Visa

Issue a free virtual card immediately to manage local payments and enjoy cashback on purchases within the Uzum ecosystem.

Review Analysis

Insights from user reviews.

Sentiment Score

28%
Negative

Summary

This mobile banking app receives mixed to largely negative feedback from users. Many users report significant issues with app stability, experiencing frequent loading problems, crashes, and general slowness, especially during critical moments. A recurring complaint revolves around mandatory Uzum card registration to access the app and difficulties with identity verification, making it unusable for many. While some users praise its convenient interface, good deposit rates, and quick currency exchange, the widespread problems with functionality, poor customer support responsiveness, and intrusive advertisements significantly detract from the user experience.

Common Themes

App Performance & Stability(9)
Mandatory Card Registration(8)
Identity Verification Issues(8)
Customer Support Quality(7)
User Interface & Ease of Use(7)
Payment and Transaction Issues(5)
Financial Benefits(3)

About the app

Everything you need to know about Uzum Bank online.

Description

Uzum Bank — Uzum ekotizimining onlayn banki. Ilovani yuklab oling va shaxsingizni tasdiqlaganingizdan so‘ng darhol bepul Uzum virtual kartasini oling. U bilan bank ilovasida, do‘konlarda, muassasalarda, transportda va onlayn to‘lov qilish mumkin. Uzum karta Visa asosida ishlaydi, so‘mda — O‘zbekiston hududida xaridlarni konvertatsiyasiz va ortiqcha to‘lovlarsiz amalga oshirish uchun qulay. Uni ilova orqali istalgan bank kartalaridan bepul to‘ldirish mumkin. Plastik kartani buyurtma qiling — bir necha kun ichida Uzum Marketning qulay tarqatish punktiga bepul yetkazib beramiz — va undan naqd pul yeching. Karta orqali chet eldagi xaridlarni ham to‘lash mumkin. Pulingizni nazorat qiling va sarflaganingizni qisman qaytaring: barcha tranzaksiyalar va ularning tarixi doimo qo‘lingizda. Mahsulotlar, xizmatlar va Toshkent metro va avtobuslarida yo‘l haqi uchun to‘lov qilganingizda — keshbek karta yoki hamyonga tushadi. Kerak bo‘lganda, qo‘shimcha mablag‘ oling. Muddatli to‘lov va mikroqarzlik xaridlar uchun qayta tiklanuvchi limitni bir necha daqiqada onlayn rasmiylashtirish mumkin — Uzum kartaga 25 000 000 so‘mgacha. Ilovada pul o‘tkazmalari mavjud: karta yoki telefon raqami orqali Uzcard va Humo kartalariga oyiga 100 mln so‘mgacha komissiyasiz. Uzum kartalari o‘rtasidagi o‘tkazmalar har doim bepul. Xalqaro pul o‘tkazmalari uchun qulay kurs amal qiladi. 6 000 dan ortiq hamkorlarimiz tovar va xizmatlari uchun QR-kod orqali to‘lang. Uzum to‘lovni so‘rang: Uzum karta bilan keshbek olish yoki 30 kunga foizsiz nasiya bilan to‘lov qilish uchun. Mobil aloqa, internet, televideniya, metro va avtobus yo‘l haqi to‘lovlarini amalga oshirish mumkin. Shuningdek, kommunal xizmatlar — gaz, elektr, suv, chiqindi olib chiqish va boshqalar uchun to‘lang. Hamma ishlaringizni bitta ilovada hal qiling. Kartalar, valyuta ayirboshlash va boshqa foydali xizmatlar doimo yoningizda. Batafsil uzumbank.uz saytida. © 2019–2025, “Uzum Bank” AJ, O‘zbekiston Respublikasi MB litsenziyasi №88

Latest Version

2.32.0

Size

166.4 MB

First Released

Dec 20, 2019

Your Financial Bridge to Uzbekistan

Join over 1 million users today. Send money to Uzcard and Humo with 0% commission and pay for your family’s utilities in seconds, right from the USA.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Uzum Bank online

Is the Uzum Bank virtual card free?

Yes, the Uzum Bank virtual card is free to obtain and service after identity verification. Registering, servicing, topping up, and delivery of the plastic card are all 0 so'm.

Can I withdraw cash commission-free with my Uzum Bank card?

Yes, you can withdraw up to 10 million so'm per month commission-free at all bank ATMs in Uzbekistan. The commission incurred on these withdrawals is returned as cashback.

What is the maximum microloan or installment limit with Uzum Bank?

Uzum Bank provides a renewable microloan or installment limit of up to 25,000,000 so'm for purchases. You only pay for the amount you utilize from this limit.

Does Uzum Bank offer flexible deposits with interest?

Yes, Uzum Bank offers flexible deposits where you earn daily interest. You can receive an annual interest rate of up to 24% on your deposits and withdraw funds at any time.

Can I transfer money commission-free to Uzcard or Humo cards using Uzum Bank?

Yes, you can transfer up to 100 million so'm per month commission-free to Uzcard and Humo cards using a phone number or card within the Uzum Bank app.

What are the benefits of asking for 'Uzum to'lov' when paying with an Uzum Bank card?

When you request 'Uzum to'lov' and pay with your Uzum card, you can receive up to 5% cashback or opt for a 0% interest installment plan for 30 days without an initial payment.

Can I pay for communal services through the Uzum Bank app?

Yes, the Uzum Bank app allows you to pay for various communal services. These include gas, electricity, water, and waste removal, among others.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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