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Uzum Bank online

No more financial juggling. This app grants instant command over your cash, delivering banking on your terms.

Key Figures

Downloads

1M+

User Rating

4.8/5

Total Ratings

77.0K

Publisher

UZUM TECHNOLOGIES MChJ.

An evaluation of the core functionalities driving user engagement and financial convenience.

Uzum Bank Online: Key Feature Analysis

Instant Virtual & Physical Visa Cards

The app provides users with an instant, free virtual Uzum Visa card upon registration, enabling online and offline payments. It also allows ordering a physical card for cash withdrawals and international transactions.

Comprehensive Bill Payments

It allows users to conveniently pay for mobile communication, internet, television, public transport fares, and various communal services like gas, electricity, and water, all within a single application.

Flexible Credit and Installment Options

This tool features readily available online installment plans and microloans, offering a revolving credit limit of up to 25,000,000 UZS on the Uzum card, which can be processed in minutes.

Seamless Money Transfers

The app provides commission-free money transfers up to 100 million UZS per month to Uzcard and Humo cards via card number or phone number, along with free transfers between Uzum cards and favorable rates for international transfers.

Cashback and Savings

It offers cashback rewards directly to the card or wallet when making payments for products, services, and public transport, helping users save money on their daily expenditures.

Detailed Transaction History and Spending Control

This tool features comprehensive tracking of all transactions and their history, allowing users to monitor their spending and manage their finances effectively.

FAQ

Frequently Asked Questions

Everything you need to know about Uzum Bank online

Is the Uzum Bank virtual card free?

Yes, the Uzum Bank virtual card is free to obtain and service after identity verification. Registering, servicing, topping up, and delivery of the plastic card are all 0 so'm.

Can I withdraw cash commission-free with my Uzum Bank card?

Yes, you can withdraw up to 10 million so'm per month commission-free at all bank ATMs in Uzbekistan. The commission incurred on these withdrawals is returned as cashback.

What is the maximum microloan or installment limit with Uzum Bank?

Uzum Bank provides a renewable microloan or installment limit of up to 25,000,000 so'm for purchases. You only pay for the amount you utilize from this limit.

Does Uzum Bank offer flexible deposits with interest?

Yes, Uzum Bank offers flexible deposits where you earn daily interest. You can receive an annual interest rate of up to 24% on your deposits and withdraw funds at any time.

Can I transfer money commission-free to Uzcard or Humo cards using Uzum Bank?

Yes, you can transfer up to 100 million so'm per month commission-free to Uzcard and Humo cards using a phone number or card within the Uzum Bank app.

What are the benefits of asking for 'Uzum to'lov' when paying with an Uzum Bank card?

When you request 'Uzum to'lov' and pay with your Uzum card, you can receive up to 5% cashback or opt for a 0% interest installment plan for 30 days without an initial payment.

Can I pay for communal services through the Uzum Bank app?

Yes, the Uzum Bank app allows you to pay for various communal services. These include gas, electricity, water, and waste removal, among others.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Uzum Bank online - Discover how the app provides a complimentary Uzum Visa card and ensures zero fees for its issuance and delivery. — Discover how the app provides a complimentary Uzum Visa card and ensures zero fees for its issuance and delivery.
Instant Digital Card

Uzum Bank online - See how users can enjoy up to 30% discounts at Uzum Market, integrated directly into the app's payment interface. — See how users can enjoy up to 30% discounts at Uzum Market, integrated directly into the app's payment interface.
Exclusive Market Savings

Uzum Bank online - Observe the convenience of QR code payments, offering both 5% cashback and 0% interest installments through Uzum Pay. — Observe the convenience of QR code payments, offering both 5% cashback and 0% interest installments through Uzum Pay.
Seamless QR Payments

Uzum Bank online - Witness the app's organized grid of colorful icons for various utilities and government services, streamlining payment management. — Witness the app's organized grid of colorful icons for various utilities and government services, streamlining payment management.
Essential Service Payments

Uzum Bank online - Review genuine customer feedback alongside the prominent 4.8-star average rating, showcasing user satisfaction with the app's services. — Review genuine customer feedback alongside the prominent 4.8-star average rating, showcasing user satisfaction with the app's services.
User Testimonials & Rating

Description

Uzum Bank — Uzum ekotizimining onlayn banki. Ilovani yuklab oling va shaxsingizni tasdiqlaganingizdan so‘ng darhol bepul Uzum virtual kartasini oling. U bilan bank ilovasida, do‘konlarda, muassasalarda, transportda va onlayn to‘lov qilish mumkin. Uzum karta Visa asosida ishlaydi, so‘mda — O‘zbekiston hududida xaridlarni konvertatsiyasiz va ortiqcha to‘lovlarsiz amalga oshirish uchun qulay. Uni ilova orqali istalgan bank kartalaridan bepul to‘ldirish mumkin. Plastik kartani buyurtma qiling — bir necha kun ichida Uzum Marketning qulay tarqatish punktiga bepul yetkazib beramiz — va undan naqd pul yeching. Karta orqali chet eldagi xaridlarni ham to‘lash mumkin. Pulingizni nazorat qiling va sarflaganingizni qisman qaytaring: barcha tranzaksiyalar va ularning tarixi doimo qo‘lingizda. Mahsulotlar, xizmatlar va Toshkent metro va avtobuslarida yo‘l haqi uchun to‘lov qilganingizda — keshbek karta yoki hamyonga tushadi. Kerak bo‘lganda, qo‘shimcha mablag‘ oling. Muddatli to‘lov va mikroqarzlik xaridlar uchun qayta tiklanuvchi limitni bir necha daqiqada onlayn rasmiylashtirish mumkin — Uzum kartaga 25 000 000 so‘mgacha. Ilovada pul o‘tkazmalari mavjud: karta yoki telefon raqami orqali Uzcard va Humo kartalariga oyiga 100 mln so‘mgacha komissiyasiz. Uzum kartalari o‘rtasidagi o‘tkazmalar har doim bepul. Xalqaro pul o‘tkazmalari uchun qulay kurs amal qiladi. 6 000 dan ortiq hamkorlarimiz tovar va xizmatlari uchun QR-kod orqali to‘lang. Uzum to‘lovni so‘rang: Uzum karta bilan keshbek olish yoki 30 kunga foizsiz nasiya bilan to‘lov qilish uchun. Mobil aloqa, internet, televideniya, metro va avtobus yo‘l haqi to‘lovlarini amalga oshirish mumkin. Shuningdek, kommunal xizmatlar — gaz, elektr, suv, chiqindi olib chiqish va boshqalar uchun to‘lang. Hamma ishlaringizni bitta ilovada hal qiling. Kartalar, valyuta ayirboshlash va boshqa foydali xizmatlar doimo yoningizda. Batafsil uzumbank.uz saytida. © 2019–2025, “Uzum Bank” AJ, O‘zbekiston Respublikasi MB litsenziyasi №88