Xero Accounting for business

Xero Accounting for business

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Logo of Xero Accounting for business

Xero Accounting for business: Run your company from the palm of your hand

Invoicing, expenses, and contactless payments in one app. Track your cash flow and get paid faster with AI-powered tools designed for the modern entrepreneur.

Publisher

Xero Ltd

Category

Business

Downloads

1M+

User Rating

4.7/5

Total Ratings

73K+

Locales

1

Your Office, Anywhere

Discover the interface used by 1M+ users.

Xero Accounting app interface showing business cash balance and bank accounts

Xero Accounting app interface showing business cash balance and bank accounts

Xero app mobile interface displaying a list of business invoices with status tracking for awaiting approval, draft, and paid payments.

Xero app mobile interface displaying a list of business invoices with status tracking for awaiting approval, draft, and paid payments.

Xero Accounting app showing automated bill creation from a receipt photo

Xero Accounting app showing automated bill creation from a receipt photo

Xero app screen showing a paid invoice for coffee beans with a green checkmark indicating a completed payment of 550 dollars

Xero app screen showing a paid invoice for coffee beans with a green checkmark indicating a completed payment of 550 dollars

Xero app displaying the Tap to Pay feature on iPhone for business payments.

Xero app displaying the Tap to Pay feature on iPhone for business payments.

Xero app dashboard showing outstanding bills and financial reports.

Xero app dashboard showing outstanding bills and financial reports.

Smartphone screen showing Xero Accounting app with bank reconciliation and matched invoice features

Smartphone screen showing Xero Accounting app with bank reconciliation and matched invoice features

Xero app screenshot showing a detailed profit and loss report with financial performance metrics

Xero app screenshot showing a detailed profit and loss report with financial performance metrics

Master Your Business in Micro-Moments

The tools that make this app stand out, trusted by 1M+ users.

💳

Accept Payments Anywhere

Use Tap to Pay on iPhone to take contactless payments instantly. No extra hardware, card readers, or setup fees required.

📝

Invoice Before You Leave

Create and send professional quotes and invoices the moment the job is done. Get faster approvals and speed up your payday.

AI-Powered Bookkeeping

Reconcile transactions with a tap and capture bills automatically using AI. Spend less time on admin and more time on your craft.

About the app

Everything you need to know about Xero Accounting for business.

Description

With Xero Accounting, keep track of cash flow, view income, manage expenses, and create invoices on the go. Xero Accounting app is a business tracking app, ideal for small business owners, managers and landlords. The app acts as a companion to your Xero account, helping you stay productive and keep an eye on your business’ financial health, when and where it suits you. Managing your business finances, invoices, cash flow, income and expenses, has never been so easy. ~ Features: MANAGE INVOICING ON THE GO • Raise & send quotes for faster client approval & get started on the job sooner • Reduce the time it takes to get paid by raising & sending invoices from your device as soon as the job is completed • Create an invoice in a few simple steps, & send directly to clients via email, text message or other apps • Void invoices easily from your phone • Easily keep track of unpaid invoices, to see who owe's you what - and even track the status of an invoice, seeing if it has been viewed by clients ACCEPT CONTACTLESS PAYMENTS RIGHT ON YOUR iPhone (currently only available in the U.S, Australia, the U.K, New Zealand & Canada) • Expand where you do business. Accept in-person, contactless payments right on your iPhone, so you can reach new customers & take payments on the go • Accept contactless payments from physical debit/credit cards, Apple Pay & other digital wallets. So there’s no need for additional hardware such as card readers or terminals • Privacy & security of iPhone built in. Apple doesn’t store card numbers or PIN information on your iPhone or Apple servers, so merchants & customers can rest assured that their data stays theirs • Tap to Pay on in the Xero Accounting App is free to set up, with no ongoing or monthly subscription fees. Stripe transactions fees still apply • Save time, improve cash flow & focus on growing your business KEEP TRACK OF CASH FLOW • View summaries of outstanding bills & invoices to see what’s owed • Monitor your flexible profit & loss report which can be viewed on a cash or accrual basis & helps you keep your finger on your business’ financial health • Drill down profit & loss reports, to help understand your business as well as answer questions on sales & spending • (NEW) Quickly & easily create bills by capturing photos or selecting files from your mobile device, with our new automatic bill uploader with AI MANAGE SPEND • Record spend as soon as it happens to reduce office admin & time spent looking for lost receipts RECONCILE FROM ANYWHERE • Good bookkeeping habits have been made easy - Smart matches, rules & suggestions makes reconciling your business transactions easy, from anywhere with a few simple clicks • Filter bank statement lines to optimise your unique workflow, leading to faster reconciliation • New sort & search tools to make it easier to view business transactions & streamline the reconciliation process MANAGE CUSTOMER & SUPPLIER INFORMATION • Have vital contact information in the palm of your hand so you can do business from wherever you are • Get a view of how much is owed and quickly add notes so you can build better business relationships ~ XERO ACCOUNTING APP IS POWERED BY XERO Xero is a global small business platform that connects your small business to accountants, bookkeepers, banks & apps. We’re proud to be helping over 3 million+ subscribers worldwide and your business could be next To contact support, visit us at https://central.xero.com/, raise a ticket, book a call & someone will reach out to you Got product & feature ideas for the Xero Accounting App? Visit https://productideas.xero.com/ You're in good hands with Xero. We're rated GREAT on Trustpilot (4/5) with 10K+ customer reviews (as of 23/09/2025) Downloading & accessing the Xero Accounting mobile app is subject to the acceptance of Apple's Standard EULA https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ More terms apply if you use Xero's services, see https://www.xero.com/legal/terms/

Latest Version

10.92.0

Size

299.3 MB

First Released

Jul 29, 2011

Ready to run your business from the palm of your hand?

Join 3 million+ small business owners who save time and get paid faster with Xero. Download the app to manage your cash flow, send professional invoices, and accept contactless payments on the go.

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FAQ

Frequently Asked Questions

Everything you need to know about Xero Accounting for business

What is the Xero Accounting app used for?

The Xero Accounting app helps businesses track cash flow, view income, manage expenses, and create invoices. It functions as a mobile companion to a user's main Xero account.

Can I create and send invoices with the Xero Accounting app?

Yes, the Xero Accounting app allows users to raise and send quotes, create and send invoices via email, text, or other apps directly from their device.

Does the Xero Accounting app support contactless payments?

Yes, the Xero Accounting app supports contactless payments using Tap to Pay on iPhone in supported regions. It accepts physical debit/credit cards, Apple Pay, and other digital wallets.

Is there a fee to use Tap to Pay within the Xero Accounting app?

No, Tap to Pay in the Xero Accounting App is free to set up, with no ongoing or monthly subscription fees. Standard Stripe transaction fees still apply.

How can I track my business's cash flow using the Xero Accounting app?

The Xero Accounting app enables users to view summaries of outstanding bills and invoices. It also provides a flexible profit and loss report for financial health monitoring.

Can the Xero Accounting app help manage expenses?

Yes, the Xero Accounting app helps manage expenses by allowing users to record spend as soon as it happens, reducing administrative tasks and the need for physical receipts.

How does Xero Accounting simplify bill creation?

The Xero Accounting app simplifies bill creation with a new automatic bill uploader using AI. Users can create bills by capturing photos or selecting files from their mobile device.

Can I reconcile bank transactions on the Xero Accounting app?

Yes, the Xero Accounting app allows users to reconcile business transactions from anywhere. It features smart matches, rules, suggestions, and filtering tools for faster reconciliation.

What security features does Tap to Pay on iPhone offer in Xero Accounting?

Tap to Pay on iPhone leverages built-in Apple privacy and security. Apple does not store card numbers or PIN information on the iPhone or Apple servers for transactions.

Who is the Xero Accounting app designed for?

The Xero Accounting app is ideal for small business owners, managers, and landlords. It acts as a companion to their existing Xero account.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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