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Atlas - Rewards Credit Card

クレジット履歴は不要。Atlasは、あなたが支払う能力に焦点を当て、一般的なカードよりもはるかに高い承認率で、これまでアクセスできなかった金融ツールを解き放ちます。

主要数値

ダウンロード

2.5M+

ユーザー評価

4.7/5

評価数

197.6K

開発元

Exto Inc.

カテゴリ

Finance

対応言語

新規信用利用者および信用再構築を目指すユーザー向けの主要機能評価

Atlas - Rewards Credit Card アプリの機能分析

信用スコアの構築と改善

本アプリは、日常の取引と自動支払いにより、ユーザーの信用スコアの構築と改善を支援します。主要な信用情報機関に報告され、アプリ内でスコアの進捗を追跡できます。

容易な承認と高いアクセス性

このアプリは、従来のクレジットカードと比較して4倍高い承認率を誇り、既存の信用履歴がなくても容易に取得できます。アプリ内で即座に承認されることが可能です。

高いキャッシュバックと自動割引

このツールは、50,000以上の場所で最大10%の自動割引を提供し、日常の支出においてユーザーの節約を促進します。これにより、価値を重視する利用者はメリットを享受できます。

0% APRと利用限度額の柔軟な成長

本サービスは、10,000以上の銀行との連携により、ユーザーが容易に返済できる安全な利用限度額を設定します。0% APRが適用されるため、ユーザーは金利の心配がありません。カードを使い続けることで利用限度額が上昇します。

強固なセキュリティと不正利用対策

このアプリは、いつでもカードをブロックできる機能と完全な不正利用防止機能を提供し、業界最高水準のセキュリティでユーザーの資産を保護します。

透明性の高い料金体系

本製品は、隠れた手数料がなく、シンプルな月額料金体系を採用しており、ユーザーに対して高い透明性を提供します。

FAQ

よくある質問

について知っておくべきこと Atlas - Rewards Credit Card

How easy is it to get an Atlas credit card?

Yes, the Atlas credit card offers 4x higher approval rates than traditional credit cards. It is designed for easy approval, even for users without an existing credit history, and approval occurs instantly within the app.

Are there any hidden fees with the Atlas credit card?

No, the Atlas credit card has no hidden fees. It features simple pricing at $8.99 every four weeks. There are no other surprise charges associated with using the card.

What is the annual percentage rate (APR) for the Atlas credit card?

The Atlas credit card has a 0% APR. This ensures that cardholders never pay interest on their balance, making it easier to manage finances without accruing additional costs.

Can the Atlas credit card help improve my credit score?

Yes, the Atlas credit card helps build credit with daily transactions. It reports to all three major credit bureaus (Equifax, Experian, Transunion) and includes auto-pay to prevent missed payments, positively impacting your score.

How does the Atlas credit card offer cash back and savings?

The Atlas credit card automatically saves users up to 10% at over 50,000 participating locations, including popular brands like Starbucks, Nike, and DoorDash. It continually adds national and local savings opportunities.

What security features does the Atlas credit card offer?

The Atlas credit card provides robust security. Users can block their card anytime to prevent shady transactions and benefit from complete fraud protection. It is built with industry-leading security best practices.

What financial institutions are partnered with the Atlas credit card?

The Atlas Mastercard is issued by Patriot Bank N.A. and Academy Bank N.A., pursuant to a license from MasterCard® International Incorporated. Atlas is a financial technology company, not a bank.

How do spending limits increase with the Atlas credit card?

The Atlas credit card offers spending limits that grow over time. Users connect with over 10,000 banks to establish a safe limit and can achieve higher limits by consistently using the card.

Does the Atlas credit card provide benefits beyond cash back?

Yes, the Atlas credit card includes peace of mind benefits such as Cell Phone Protection, Extended Warranty Protection, Built-in Auto Rental Coverage, and Emergency Travel Assistance. It also offers Zero Liability Protection.

以下のスクリーンショットと説明は、アプリの公式ストアリスティングから直接取得されたものであり、アプリ開発者の所有物です。

アプリストア

スクリーンショット

説明

Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history. EASY AND ACCESSIBLE 4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app. GROWS WITH YOU Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits. SAVES YOU MONEY Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings. BUILDS YOUR CREDIT You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot. Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion. SAFE AND SECURE Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard. NO HIDDEN FEES Simple pricing: only $8.99 every four weeks No other hidden, or surprise fees — Atlas is a financial technology company and state licensed lender, not a bank. Banking services provided by Academy Bank, N.A., Member FDIC. The Atlas Mastercard is issued by our bank partners Patriot Bank N.A. and Academy Bank N.A., pursuant to a license from MasterCard® International Incorporated. Membership fee, new member program and bonus terms apply, see atlasfin.com/policies for details. For consolidated bonus and reward terms, see atlasfin.com/policies/rewards. The Atlas Card is optional, with an Interest Rate of 0% APR. Credit and Spend Power offered will vary over time. Average 50 point increase in credit score based on 2024 data. Improvement in your credit score is based on your specific situation and financial behavior. Loan services offered through Exto Inc., NMLS ID # 2526784 | Read licenses at https://www.atlasfin.com/atlas-licenses. Services may not be available in all states.