Yes, the myWisely app allows you to get access to your pay up to 2 days early at no cost. You must log in to the myWisely app or mywisely.com to opt-in for early direct deposit.
Does the myWisely app have hidden fees or overdraft fees?
No, the myWisely app does not have hidden fees, overdraft fees, or minimum balance requirements. The card is prepaid, preventing overdrafts. Users can view all applicable fees in the app or on mywisely.com.
Can I save money using the myWisely mobile banking app?
Yes, the myWisely app allows you to grow your savings by setting up automatic transfers to a savings envelope. You can manage these envelopes and transfer funds back to your available balance anytime within the app.
Where can I find surcharge-free ATMs for my Wisely card?
The myWisely app allows you to withdraw from tens of thousands of surcharge-free in-network ATMs nationwide. The app's map feature helps locate these ATMs, though transaction limits may apply.
Does the myWisely app support bill payment?
Yes, the myWisely app offers a bill pay feature powered by Papaya. You can pay various bills, including rent, utilities, car, and medical, directly through the app.
Can I deposit checks using the myWisely app?
Yes, you can deposit checks directly from the myWisely app. This feature is powered by Ingo Money and is subject to their terms, fees, and conditions.
Does myWisely work if I switch jobs?
Yes, the Wisely card moves with you even when you switch jobs. For Wisely Pay or Wisely Cash cards, this feature requires an upgrade which may not be available to all cardholders.
Where can I use my Wisely card for shopping and payments?
The Wisely card can be used for shopping and paying bills in-store, online, in-app, or by phone everywhere Visa® Debit cards or Debit Mastercard® are accepted.