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ACB ONE

Digital banking, demystified. ACB ONE delivers financial control directly to the user's hand, cutting through traditional banking friction.

Finance & Crypto ›Utilities & Government Services ›Business Management ›Travel & Local ›

Key Figures

Downloads

5M+

User Rating

3.2/5

Total Ratings

12.5K

Publisher

ASIA COMMERCIAL JOINT STOCK BANK

An in-depth look at the core functionalities empowering digital financial management.

Key Features Analysis of ACB ONE

Integrated Financial Management & Bill Pay

The app provides a vast array of financial utilities, including online card management, savings accounts with extra interest, insurance purchases, QR code transactions, and comprehensive bill payments for electricity, water, internet, phone, cable TV, train/flight tickets, and school fees. This minimizes the need for users to manage finances across multiple platforms.

Seamless Digital Onboarding & Zero-Fee Banking

It allows users to open a 3-in-1 combo (online account, debit card, digital banking services) completely online with zero service fees, no minimum balance requirements, and memorable short account numbers, significantly reducing physical branch visits and banking costs.

Remote Account Upgrades via Video Call

This tool features a free in-app video call service for account upgrades, leveraging AI facial recognition for secure and swift verification, thus eliminating the need for physical branch visits to enhance account privileges.

Enhanced Security with In-App OTP (ACB SafeKey)

The app provides free, high-security in-app OTP verification via ACB SafeKey, featuring auto-fill functionality and international usability, ensuring secure online transactions without relying on SMS or external devices.

QR Code for Cash Transactions

It allows users to conduct transactions and manage cash deposits/withdrawals using QR codes, offering a modern and convenient alternative to traditional card-based methods and further enhancing digital convenience.

Seamless E-Wallet Integration

This tool features robust integration with popular e-wallets such as Momo, ShopeePay, and ZaloPay, providing users with enhanced flexibility and convenience in managing their digital payments and transactions across platforms.

FAQ

Frequently Asked Questions

Everything you need to know about ACB ONE

Are there service fees for using ACB ONE Digital Bank?

No, ACB ONE Digital Bank does not charge service fees for fund transfers, account management, or require a minimum balance for its services.

How can I sign up for an ACB ONE account?

You sign up only one time for ACB ONE to receive a 3-in-1 combo: an online account, a debit card, and Digital Banking Services.

Does ACB ONE use facial recognition for security?

Yes, ACB ONE uses secure facial recognition with AI technology. This feature enhances security for transactions and account upgrades.

What is ACB SafeKey?

ACB SafeKey provides free, secure OTP verification directly within the ACB ONE app. It offers auto-fill OTPs and high security, even when you are abroad.

Does ACB ONE have online transaction limits?

ACB ONE offers unlimited online transaction limits. Users can visit the nearest branch to increase their preferred transaction limit.

How do ACB ONE Rewards work?

ACB ONE Rewards allows users to earn unlimited points with every transaction. Points are redeemable for gifts across shopping, dining, education, and entertainment.

Can I use video call for banking services with ACB ONE?

Yes, ACB ONE allows you to make free video calls to upgrade your account, access more benefits, and obtain better privileges without visiting a branch.

What types of bills can I pay with ACB ONE?

ACB ONE supports online payments for electricity, water, phone, cable TV, internet bills, train/flight tickets, and school fees through its SSC school card program.

Can I use QR codes for transactions with ACB ONE?

Yes, ACB ONE supports transactions and cash deposits/withdrawals via QR code. Screenshot #1 confirms the ability to withdraw money instantly using a QR code.

Does ACB ONE connect with e-wallets?

Yes, ACB ONE connects with popular e-wallets such as Momo, ShopeePay, and ZaloPay, providing integrated financial services.

Can I manage my bank cards through the ACB ONE app?

Yes, you can manage your bank cards online with ACB ONE. The app offers 0% interest and fees anytime, anywhere for card management.

What business management tools does ACB ONE offer?

ACB ONE provides tools for shop owners including sharing payment notifications, tracking real-time daily sales performance, and a free QR code display sign.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

ACB ONE Digital Bank - Simple, Safe and Secure choice for online transaction. #100% ONLINE, ACTIVELY MAKE TRANSACTIONS ANYWHERE * Sign up only one time to have a 3in1 combo: Online account - Debit card - Digital Banking Services * 0 service fees of fund transfer,account management, and no requirement for minimum balance * Short bank account number that easy to memorize and transact with #VIDEO CALL, QUICK WAY TO GET MORE UTILITIES * Make a free video call on ACB ONE app to upgrade your account for more benefits and better privileges * Secure facial recognition with AI technology * Fast and easy service; no need to approach the counter #ACB SAFEKEY, SECURE TRANSACTIONS WITH OTP VERIFICATION IN APP * Free OTP verification right on ACB ONE app * Auto-fill OTP, no need to remember or copy OTP codes * High security - Receive OTP codes even while abroad * Unlimited online transaction limit (Kindly visit the nearest branch to increase your preferred transaction limit) #ACB REWARDS, CONNECT TO JOY AND HUNT FOR HOT GIFTS * Earn unlimited reward points * The more transactions, the more reward points you accumulate * Redeem points for preferred gifts of shopping, dining, education and entertainment * Easily transfer points to each other, share hot gifts all year round #LIVE A MORE PEACEFUL LIFE WITH VARIOUS FINANCIAL UTILITIES * Manage your cards online. 0% interest and fees anytime, anywhere * Online savings with extra interest rate * Purchase Sun Life Insurance online * Make transactions and deposit/ withdraw cash via QR code * Pay bills online nationwide: electricity, water, phone, cable TV, internet * Pay train and flight tickets * Pay school fees online with the SSC school card program * Connect with e-wallets such as Momo, ShopeePay, ZaloPay... And there are many products and services that serve for your daily life. Download ACB ONE app and register ACB account now! #CONTACT INFORMATION Contact Center: 1900 54 54 86 – (028) 38 247 247 – 1800 577 775 (Free for Priority Customers), or visit the nearest ACB branch.