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AU 0101: Banking App, UPI, FD

The app hands users total financial command. It digitizes banking, payments, and investments, simplifying complex processes into taps and swipes.

Finance & Crypto ›

Key Figures

Downloads

750k+

User Rating

4.1/5

Total Ratings

4.1K

Publisher

AU SMALL FINANCE BANK LTD

Evaluation of AU 0101's key features for tech-savvy financial consumers.

Core Functionality Analysis

UPI & Instant Payments

It enables users to send, receive, and scan & pay instantly using UPI, along with secure fund transfers via NEFT, IMPS, and RTGS.

Instant Account Opening & KYC

The app facilitates online savings account opening in minutes with zero paperwork and remote video KYC, eliminating branch visits.

OneTrack: Unified Account View

This tool introduces OneTrack, allowing users to check balances and view transactions across all their linked bank accounts in one centralized place for better budgeting and control.

Deposits & Investments

It allows users to open, renew, or close Fixed Deposits (FDs) and Recurring Deposits, and invest in mutual funds, IPOs, and equities, all managed within the app.

Credit & Loan Applications

The app provides options to apply for AU Bank Credit Cards and various loans (personal, vehicle), complete with video KYC and real-time application tracking.

Robust Security Features

It ensures secure transactions through multi-level encryption, biometric authentication, and mPIN-based logins, safeguarding user data and financial activity.

Revolutionary Video Banking

This tool offers secure video calls with banking experts for opening accounts, booking FDs, raising service requests, or transferring funds, replicating branch services remotely.

Core Account Management

The app allows users to manage savings, current, and salary accounts, download statements, request cheque books, and track transactions in real-time.

FAQ

Frequently Asked Questions

Everything you need to know about AU 0101: Banking App, UPI, FD

How do I open a savings account with the AU 0101 app?

You open a savings account with AU 0101 Mobile Banking App online in minutes. The process is paperless and requires no branch visits. New customers complete video KYC after downloading the app.

Can I apply for a credit card using the AU 0101 app?

Yes, you apply for AU Bank Credit Cards directly through the AU 0101 app. The app supports video KYC for the application process, offering various rewards.

Does the AU 0101 app support UPI payments?

Yes, the AU 0101 app supports UPI payments. Users send, receive, and scan & pay instantly using UPI, making transactions seamless and fast.

What is OneTrack in the AU 0101 app?

OneTrack in the AU 0101 app provides a unified view of your money. It allows users to check balances and view transactions across all their linked bank accounts in one place.

Is the AU 0101 banking app secure for transactions?

Yes, the AU 0101 app ensures security with multi-level encryption, biometric authentication for transactions, and mPIN-based secure login. Your data is not shared without consent.

Can I invest in mutual funds or IPOs through the AU 0101 app?

Yes, the AU 0101 app allows investment in mutual funds, IPOs, and equities directly from your iOS device. You track and manage all investments within the app.

What types of bills can I pay using the AU 0101 app?

You pay utility bills like electricity, water, gas, and broadband using the AU 0101 app. It also supports mobile, DTH, and data pack recharges.

Does the AU 0101 app offer video banking services?

Yes, AU 0101 offers revolutionary video banking. You open zero-balance savings accounts, start current accounts, book FDs, or raise service requests via secure video calls.

How do existing customers register for the AU 0101 app?

Existing customers download AU 0101 from the Apple App Store, set up their mPIN, and verify using account or debit/credit card details to register.

Can I manage multiple bank accounts with the AU 0101 app?

Yes, the AU 0101 app allows you to link and manage multiple bank accounts securely in one place. The OneTrack feature provides a unified view across banks.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

AU 0101 Mobile Banking App: Your Digital Banking Partner AU 0101 is your all-in-one mobile banking solution on the Apple App Store, offering 180+ banking and lifestyle services in one secure, easy-to-use iOS app. Open a savings account online, apply for personal loans, manage your credit cards, invest in deposits, or make UPI payments - everything you need is right at your fingertips. Seamless Banking, Anytime • Open a savings account online in minutes - zero paperwork, zero branch visits • Manage savings, current, and salary accounts anytime, anywhere • Download detailed account statements instantly • Request cheque books and track transactions in real time • Link & manage multiple bank accounts securely in one place Payments & Transfers Made Easy • Send, receive, and scan & pay instantly with UPI • Transfer funds via NEFT, IMPS, RTGS securely • Pay utility bills - electricity, water, gas, broadband - on time • Recharge mobile, DTH, and data packs instantly • Schedule future payments & set custom transfer limits Credit Cards & Loans • Apply for AU Bank Credit Cards with travel, cashback & shopping rewards • Complete video KYC from the comfort of your home • Apply for personal loans, vehicle loans, or credit facilities directly in-app • Track loan applications in real time and view instant pre-approved offers Revolutionary Video Banking • Open zero-balance savings accounts instantly • Start a current account without visiting a branch • Book or renew fixed deposits (FDs) anytime • Raise service requests or transfer funds via a secure video call with a banking expert Deposits & Investments • Open FDs and recurring deposits with competitive interest rates • Renew or close deposits instantly without paperwork • Invest in mutual funds, IPOs, and equities from your iOS device • Track & manage all investments in one app • FD Overdraft: Tap for an instant overdraft line secured against your fixed deposit Smart Money Management with OneTrack • Introducing OneTrack: Check balances and view transactions across all your bank accounts in one place • Get a unified view of your money for better budgeting and control Lifestyle & Beyond • Pay electricity, water, gas, and broadband bills effortlessly • Set up auto-pay to never miss a due date • Book flights, hotels, and buses within the app • Unlock exclusive AU Bank debit & credit card offers for shopping, travel, and dining Easy Registration For Existing Customers: • Download AU 0101 from the Apple App Store • Set up your mPIN • Verify using account or debit/credit card details For New Customers: • Download AU 0101 iOS App from Apple App Store • Enter name, email, and mobile number • Complete video KYC and start using 180+ services instantly Security You Can Trust • Multi-level encryption & biometric authentication for every transaction • mPIN-based secure login for added protection • Your data is never shared without your consent Why Choose AU 0101 for iOS? - Instant, paperless account opening & KYC - All major banking features in one app - UPI, mobile & internet banking - 180+ services available 24/7 - Designed for speed, security, and iOS users Download AU 0101: Savings, Credit, UPI from the Apple App Store today and enjoy a smarter, faster, and safer way to bank on your iOS device. Whether it’s managing accounts, making UPI transfers, applying for loans, or investing - AU 0101 is your all-in-one banking partner.