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bunq

No more financial juggling; this app puts your money to work, on your terms.

Finance & Crypto ›Business Management ›

Key Figures

Downloads

2.5M+

User Rating

4.5/5

Total Ratings

70.1K

Publisher

bunq B.V.

Analyzing the core functionalities that cater to modern, tech-savvy banking and business needs.

Key Features of bunq: A Software Evaluation

International & Multi-Currency Banking

The app offers extensive multi-currency support, fee-free foreign transactions, and travel insurance options, making it ideal for globally-minded individuals and frequent travelers.

Comprehensive Business Banking Suite

It features a robust set of business tools, including contactless payments (Tap to Pay), extensive bookkeeping integrations, and multi-user access, streamlining operations for small businesses.

Integrated Investment Platform

The app provides integrated tools for investing in stocks, ETFs, and cryptocurrencies directly within the platform, catering to proactive financial management.

Advanced Budgeting & Account Management

This tool offers numerous sub-accounts (up to 25), personalized budgeting insights, and a consolidated view of net wealth, empowering users with granular financial control.

Optimized Savings & Term Deposits

It facilitates managing various savings accounts and opening term deposits with competitive interest rates, supporting wealth accumulation and financial planning.

Robust Security & Deposit Protection

The app ensures financial safety through two-factor authentication, granular card control, and deposits fully protected up to €100,000 by the DGS, building user confidence.

FAQ

Frequently Asked Questions

Everything you need to know about bunq

How quickly can I open a bunq account?

Users open a bunq account in just 5 minutes. The bunq app provides a quick and efficient process to get started with mobile banking services.

Does bunq offer a free trial for its banking services?

Yes, bunq offers a 30-day free trial for new users. This allows customers to experience the app's features and mobile banking before committing to a paid plan.

What is the monthly fee for the bunq Free plan?

The bunq Free plan costs €0 per month. It includes essential banking features like 3 bank accounts, 1 digital card with Apple Pay, and investment options without a subscription fee.

What interest rate does bunq offer on savings?

bunq offers a 3.01% interest rate on USD/GBP savings for users on the bunq Free plan and higher. Interest earnings are paid weekly directly into the savings account.

Does bunq provide 24/7 customer support?

Yes, bunq provides instant 24/7 customer support. Users can get help in their own language directly by chatting within the app at any time, wherever they are.

Is the bunq app compatible with Apple Pay?

Yes, bunq is compatible with Apple Pay. The bunq Free plan includes one Digital Card that supports Apple Pay, enabling convenient tap-to-pay transactions.

Are bunq user deposits protected?

Yes, bunq user deposits are fully protected. Money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS), ensuring security for customer funds.

Can I invest in stocks using the bunq app?

Yes, users invest hassle-free in stocks and ETFs directly through the bunq app via its partners. Investment options are available across all bunq plans.

Does bunq support cryptocurrency trading?

Yes, bunq supports buying and selling crypto with ease within the EEA. Users set price alerts to manage their cryptocurrency moves directly through the app.

What budgeting features does the bunq app offer?

The bunq app offers comprehensive budgeting tools. The bunq Pro plan includes personalized budgeting insights and an income organizer to simplify financial management and tracking.

Does bunq offer travel insurance?

Yes, the bunq Elite plan includes Worldwide Travel Insurance. This benefit provides comprehensive coverage for users, supporting an international lifestyle directly through their account.

Can bunq help reduce international roaming costs?

Yes, bunq reduces international roaming costs. The bunq Free plan and higher include an eSIM feature, allowing users to save up to 90% on data costs while traveling.

What business functionalities does bunq provide?

bunq provides various business functionalities. These include Tap to Pay, integration with 50+ bookkeeping tools, co-founder access, company cards, and AutoVAT, with features varying by plan.

How does bunq ensure the security of user accounts?

bunq ensures security through two-factor authentication and gives users 100% control over their cards. This approach boosts bank security and protects user funds effectively.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Experience banking that makes life easy with the bunq app: • Access all your Bank Accounts and see your net wealth at a glance. • View and manage all your cards in one place. • Manage your Savings Accounts and open Term Deposits to lock in a guaranteed rate. • Invest hassle-free in stocks and ETFs. • Buy and sell crypto with ease in the EEA and set price alerts so you never miss your crypto move. • Get instant 24/7 support in your own language, wherever you are. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.01% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 physical card included • Personalize your physical card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 physical cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments/month • Secondary PIN for multiple accounts on one card • 20% Discount on stock trading fees • Student offer: pay €0/month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments/month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions/year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the DGS.. Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the DNB. Our US office resides at 401 Park Ave S. New York, NY 10016, USA.