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Found: Business Banking

The financial chaos of self-employment ends here. This app transforms your solo venture into a lean, mean, money machine.

Finance & Crypto ›Business Management ›

Key Figures

Downloads

500k+

User Rating

4.8/5

Total Ratings

29.8K

Publisher

Indie Technologies Inc

An evaluation of core functionalities for self-employed professionals.

Found: Business Banking - Key Features Analysis

Automated Tax Management

It provides intelligent tax tools that estimate liabilities, automatically save funds for taxes, identify potential write-offs, and pre-fill tax forms like Schedule C and 1099, significantly simplifying tax preparation.

Seamless Account Setup

The app provides a rapid and free sign-up process, eliminating credit checks, minimum balance requirements, and monthly maintenance fees, making it highly accessible for new users.

Integrated Bookkeeping and Invoicing

The app offers robust built-in bookkeeping and expense tracking, automating categorization, enabling digital receipt storage, and allowing users to send unlimited free invoices directly from the platform.

Comprehensive Business Banking Tools

This tool features essential business banking capabilities, including early access to direct deposits, customizable 'pockets' for budgeting and savings, and the ability to create multiple virtual cards for flexible and secure spending.

FAQ

Frequently Asked Questions

Everything you need to know about Found: Business Banking

What is Found: Business Banking?

Found: Business Banking offers robust business checking, smart bookkeeping, and tax tools for small businesses. It simplifies workflows by tracking expenses, saving receipts, managing taxes, sending invoices, and paying contractors.

Is Found: Business Banking free to use?

Yes, Found: Business Banking's core features are free. It offers free sign-up, no minimum balance, no credit check, and no monthly maintenance fees. Optional paid products like Found Plus and Found Pro are available for additional features.

Is Found: Business Banking FDIC insured?

Yes, deposits in Found accounts are FDIC-insured up to $250,000 through Lead Bank, Member FDIC. Found is a financial technology company, not a bank; Lead Bank provides the banking services.

Can I track expenses with the Found app?

Yes, the Found app automatically tracks and categorizes expenses. Users can save digital receipts, add notes, and import transactions from other sources. It also helps find write-offs for tax savings.

Does Found: Business Banking help with taxes?

Yes, Found: Business Banking provides smart tax tools. It calculates tax estimates, helps auto-save for taxes, finds write-offs, and can auto-fill tax forms like Schedule C and 1099. Tax payments are also possible from the app.

Can Found app users get early direct deposits?

Yes, Found: Business Banking allows users to get paid up to two days early with direct deposit. However, early availability is not guaranteed.

Can I send invoices using the Found app?

Yes, the Found app allows users to send unlimited free invoices. Users can also customize professional invoices to their brand.

What are the costs for Found Plus and Found Pro?

Found Plus costs $19.99/month or $149.99/year. Found Pro costs $80/month or $720/year. These are optional paid products offering advanced features beyond the free core services.

Does Found: Business Banking require a credit check?

No, Found: Business Banking does not require a credit check for sign-up. It also has no minimum balance requirements or monthly maintenance fees for its core features.

Can I pay contractors with the Found app?

Yes, the Found app enables users to easily pay contractors and contacts directly from within the application.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

Small businesses love Found. With robust business checking plus smart bookkeeping and tax tools, Found simplifies your entire workflow. Track expenses, save receipts, save for taxes, send invoices, and pay contractors—all from the app. And all without costly hidden fees.⁴ Get so much more for free⁴ with Found. FAST & FREE SIGN UP Sign up free in minutes No credit check or minimum balance No minimum balance or monthly maintenance fees BUSINESS BANKING Get paid up to 2 days early² with direct deposit Organize, budget, and save with pockets Create multiple virtual cards for flexible spending SMART TAX TOOLS See your tax estimate and auto-save for taxes Find write-offs for easy tax savings Auto-fill tax forms like Schedule C and 1099 Pay taxes right from the app³ BUILT-IN BOOKKEEPING & EXPENSE TRACKING Automatically track and categorize your expenses Save receipts digitally and add notes Import transactions from other apps or sources Send unlimited free invoices SAFE AND SECURE Deposits are insured up to $250K through Lead Bank, Member FDIC¹ Lock your card at any time directly from the Found app Stay informed with real-time transaction notifications Disclosures ¹Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution. The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted. ²Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed. ³Tax payments are available for Found Plus subscribers (for $35/month or $315/year) and Found Pro subscribers (for $80/month or $720/year) who file a Schedule C. ⁴Optional subscriptions to Found Plus for $35/month or $315/year or Found Pro for $80/month or $720/year. Discount rates may apply. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule (https://found.com/legal/fee_schedule).