Four | Shop Now, Pay Later in 4 Simple Payments

The Four app enables users to buy now and pay later by splitting purchases into four easy payments every two weeks. It helps manage orders and offers a smoother checkout experience.

Users download the Four app, sign up, shop online at partner retailers, select Four at checkout to split the purchase, and then pay every two weeks for a total of four payments.

Yes, users make payments every two weeks when using the Four app. The first payment is due today, with the remaining three payments spaced at two-week intervals.

Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. The Four app is not available in New Mexico.

No, the Four app does not require a credit check or SSN to determine spending power. Users can find out their spending limit instantly without impacting their credit.

No, the Four app states it has "No Hidden Fees." The payment schedule is clear, showing exactly what is due and when for each purchase.

Yes, the Four app allows users to manage every order, browse partner stores, track orders, and manage payment methods all in one shopping app.

Four+ is an upgrade for the Four app that provides access to exclusive retail stores, priority claim support, and a rewards program (coming soon).

The Four app partners with hundreds of online retailers. Examples shown include Target, eBay, Amazon, Macy's, Walmart, Sephora, e.l.f., Ray-Ban, and Wayfair.

The User Agreement and Privacy Policy for the Four app are available via links provided in the app description. Using the app signifies agreement to these terms.

The Four app determines a user's spending power instantly. It does not require a credit check or SSN, allowing users to quickly see their approved amount for purchases.