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GoTyme Bank

Open a Philippine bank account in under 5 minutes from the USA. Enjoy high-yield savings with no minimum balance, 20 free monthly transfers, and earn rewards points every time you shop with your virtual or physical Visa debit card.

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Key Figures

Downloads

2M+

User Rating

4.3/5

Total Ratings

8K+

Publisher

GOTYME BANK CORPORATION

Experience Banking Made Beautiful

Designed for the modern Filipino lifestyle, GoTyme Bank brings you high-yield savings, effortless rewards, and fee-free transfers in one sleek, secure app.

Grow Your Savings Faster

Earn high interest with no minimum balance and no complicated missions. Set up to 5 separate savings goals to stay on track for your future plans in the Philippines.

Rewards That Feel Like Cash

Earn Go Rewards points every time you swipe your Visa debit card. Use your points to pay for bills, buy mobile data, or simply convert them into cash instantly.

FAQ

Frequently Asked Questions

Everything you need to know about GoTyme Bank

How do I open a GoTyme Bank account?

You can open a GoTyme Bank account in less than 5 minutes. You need a Philippine mobile number, a home address, and a valid ID to register through the app.

Does GoTyme Bank charge fees for InstaPay transfers?

GoTyme Bank offers 20 free InstaPay transfers to any bank or e-wallet per month. After 20 transfers, a low P9.00 fee applies, which can be covered using Go Rewards points.

How does the GoTyme Bank rewards program work?

Yes, GoTyme Bank offers rewards points. You earn 1 point for every P100 spent with your free Visa debit card at partner stores, or 1 point for every P500 elsewhere. Points can be redeemed for load, fees, or cash.

What is the maximum amount for mobile check deposits with GoTyme Bank?

You can deposit big amounts up to P499,999.99 safely and conveniently using GoTyme Bank's mobile check deposit feature. No deposit fees apply for this service.

Can I earn interest with GoTyme Bank savings accounts?

Yes, GoTyme Bank allows you to open up to 5 savings accounts and earn high interest with no minimum balance or deposit caps. The app also provides smart saving tools and reminders.

How can I secure my GoTyme Bank account?

GoTyme Bank advises using your own device, installing from official app stores, updating your card PIN and passcode every 3 months, and never sharing your OTP, PIN, or passcode. Lock your card immediately if lost.

Is GoTyme Bank regulated and insured?

Yes, GoTyme Bank is regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC (Philippine Deposit Insurance Corporation) up to P1 Million per depositor, ensuring customer funds are protected.

How can I contact GoTyme Bank customer support?

You can contact GoTyme Bank customer support via in-app chat, by calling #GO8888 (#46888), or by emailing help@gotyme.com.ph.

Does GoTyme Bank provide free bank certificates and statements?

Yes, GoTyme Bank allows you to generate Bank Certificates and Bank Statements for free directly within the app. This feature supports various needs like Visa applications or loan requirements.

Does GoTyme Bank support QR payments?

Yes, GoTyme Bank supports secure payments and bank transfers via QR Ph. The app generates 'My QR code' for convenient transactions.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

GoTyme Bank promotional banner featuring various Filipino athletes and brand ambassadors

GoTyme Bank - GoTyme Bank recognized as one of the TIME 100 Most Influential Companies of 2025 — GoTyme Bank recognized as one of the TIME 100 Most Influential Companies of 2025

GoTyme Bank - GoTyme Bank app showing rewards points balance and a physical Visa debit card — GoTyme Bank app showing rewards points balance and a physical Visa debit card

GoTyme Bank - GoTyme Bank app interface showing the mobile check deposit feature on a smartphone screen — GoTyme Bank app interface showing the mobile check deposit feature on a smartphone screen

GoTyme Bank - GoTyme Bank app interface showing personalized savings goals and balance — GoTyme Bank app interface showing personalized savings goals and balance

GoTyme Bank - GoTyme Bank app screen for generating free bank certificates and statements — GoTyme Bank app screen for generating free bank certificates and statements

GoTyme Bank - The GoTyme Bank Help Center screen on a mobile device showing options to chat with a human, call, or email for support. — The GoTyme Bank Help Center screen on a mobile device showing options to chat with a human, call, or email for support.

GoTyme Bank - A smartphone displaying the GoTyme Bank app with a QR Ph code for secure payments and bank transfers — A smartphone displaying the GoTyme Bank app with a QR Ph code for secure payments and bank transfers

Description

There’s nothing more beautiful than a team you can bank on. For #BankingMadeBeautiful, you can bank on us.   Switch to the fastest-growing bank in the Philippines. All you need is a Philippine mobile number, home address, and valid ID. Open an account in less than 5 minutes to enjoy simple, sustainable, and secure savings, shopping rewards, and the lowest bank transfer fee. Bank on rewards points any way you pay. Earn 1 point for every P100 spent in partner stores with your FREE Visa debit card, and 1 point for every P500 spend everywhere else (in-store, online or abroad). Then use those points to buy load or data, or pay for fees in the app, or even redeem it as cash you can either spend or save. Bank on FREE transfers. Enjoy 20 FREE InstaPay transfers to any bank or e-wallet per month. Then, pay a low P9.00 fee after. To keep your transfers free, use your Go Rewards points to cover the P9.00 InstaPay fee (9 Go Rewards points = 1 free transfer). Bank on convenient Mobile Check Deposits. Deposit big amounts anytime up to P499,999.99 safely and conveniently by taking a photo of your check on the GoTyme Bank app. No deposit fees. Standard check clearing times apply.   Bank on simplified saving. Open up to 5 savings accounts and earn high interest (vs traditional banks) with no minimum balance, no deposit caps. No missions, no limits. Stay on track with your goals using smart saving tools and reminders. Speak to a helpful human for account-related help. Contact us via any of our help channels: Chat with us in the GoTyme Bank app, call #GO8888 (#46888), or email help@gotyme.com.ph. Secure your account through the following safety tips: 1. Use your own device to open an account. 2. Only install banking apps from official app stores. 3. Update your card PIN and passcode every 3 months. 4. Never share your OTP, PIN, or passcode with anyone. GoTyme Bank will never ask you for these. 5. Lock your card immediately in case of loss or theft. 6. Follow us for updates @gotymebank on Facebook, Twitter, Instagram and TikTok. GoTyme Bank is regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P1 Million per depositor.