HUK Mein Auto

HUK Mein Auto

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Logo of HUK Mein Auto

HUK Mein Auto: Drive Smarter and Save Up to 30% on Your Car Insurance

Stop paying for other people's risks. Turn your safe driving habits into real savings with telematics-powered feedback, automatic accident detection, and an immediate 5% start bonus—guaranteed.

Publisher

HUK-COBURG Datenservice und Dienstleistungen GmbH

Category

Utilities

Downloads

1M+

User Rating

4.2/5

Total Ratings

51K+

Locales

1

Your Drive, Visualized

Discover the interface used by 1M+ users.

HUK Mein Auto app dashboard showing a 74 driving score and driving behavior metrics

HUK Mein Auto app dashboard showing a 74 driving score and driving behavior metrics

Promotional screen for HUK Mein Auto app advertising up to 30 percent insurance savings and a telematics sensor.

Promotional screen for HUK Mein Auto app advertising up to 30 percent insurance savings and a telematics sensor.

HUK Mein Auto app dashboard displaying driving bonus percentage and recent trip history

HUK Mein Auto app dashboard displaying driving bonus percentage and recent trip history

A screenshot of the HUK Mein Auto app's Eco Drive feature displaying environmental driving rewards and a plant illustration.

A screenshot of the HUK Mein Auto app's Eco Drive feature displaying environmental driving rewards and a plant illustration.

HUK Mein Auto app interface showing emergency help options accident detection and car insurance claim reporting buttons

HUK Mein Auto app interface showing emergency help options accident detection and car insurance claim reporting buttons

Smartphone screen displaying insurance contract details and vehicle policy information in the HUK Mein Auto app.

Smartphone screen displaying insurance contract details and vehicle policy information in the HUK Mein Auto app.

Mobile app interface for HUK Autoservice showing car maintenance options and prices

Mobile app interface for HUK Autoservice showing car maintenance options and prices

Drive Smarter, Save Bigger

The tools that make this app stand out, trusted by 1M+ users.

💰

Unlock Up to 30% Savings

Start with an immediate 5% bonus and earn up to 30% off your premiums. Your rates will never increase based on your driving—you only stand to save.

🛡️

Automatic Accident Support

Drive with confidence knowing our sensors detect collisions instantly. If you're in an accident, we trigger emergency help and guide you through the claim process.

📊

Master Your Performance

Analyze your braking, speed, and steering with data-driven insights. Gamify your daily commute and use personalized feedback to maximize your safety score.

Review Analysis

Insights from user reviews.

Sentiment Score

18%
Negative

Summary

This mobile app receives overwhelmingly negative feedback, primarily due to its highly criticized and often arbitrary driving score calculation, which users find unfair and unrealistic, frequently penalizing necessary maneuvers like braking. Many users express frustration over a complete lack of transparency regarding how scores are determined and why they fluctuate, often noting that version 7.4.1 specifically introduced more errors. Common complaints also include excessive battery drain, unreliable trip recording, and significant privacy concerns regarding continuous data collection. While a few users acknowledge the app's potential to encourage more cautious driving, these positives are overshadowed by widespread dissatisfaction with its core functionality and unresponsive customer support.

Common Themes

Inaccurate & Unfair Scoring(32)
Lack of Transparency(11)
App Functionality & Reliability(8)
Privacy Concerns(4)
Battery Drain(3)
Customer Support Quality(3)
General Positive Impression(3)
Promotes Cautious Driving(1)

About the app

Everything you need to know about HUK Mein Auto.

Description

Sicher Auto fahren und dadurch Geld sparen – die App „Mein Auto“ der HUK-COBURG & HUK24 Die HUK-COBURG belohnt Sie mit einer Ersparnis von bis zu 30% auf Ihren Beitrag in der Kfz-Haftpflichtversicherung und Kasko – und das, indem Sie einfach sicher und vorausschauend fahren. Nachdem Sie den Telematik-Tarif der HUK-COBURG oder der HUK24 abgeschlossen und sich anschließend in der App „Mein Auto“ registriert haben, erhalten Sie Ihren Telematik-Sensor kostenfrei nach Hause gesendet. Während Ihr Smartphone die Fahrten aufzeichnet, analysiert der Sensor Ihr Beschleunigungs-, Brems- und Lenkverhalten sowie die Geschwindigkeit, woraus Ihr Gesamtfahrwert ermittelt wird. Je sicherer und vorausschauender Sie fahren, desto höher wird Ihr Gesamtfahrwert und damit Ihr individueller Folge-Bonus im nächsten Versicherungsjahr. Ihre Vorteile in der App „Mein Auto“ * Übersicht: Haben Sie Ihren aktuellen Bonus, Ihre Fahrwerte und Ihre Fahrtentwicklung stets im Blick. * Feedback: Die App zeigt Ihnen, wie und wo Sie sich beim Fahren verbessern können. * Schadenservice: Erkennt der Sensor einen Verkehrsunfall, können Sie ganz bequem den Schaden über die App melden. Fahren Sie einen neueren BMW, MINI, Opel, Citroen, Fiat oder Peugeot? Aktivieren Sie den Schadenservice für vernetzte Fahrzeuge. So erfolgt die automatische Unfallerkennung direkt durch Ihr Fahrzeug – mit oder ohne Telematik Plus im Kfz-Vertrag und ganz ohne Sensor. * Unfallerkennung: Deuten die Aufzeichnungen Ihres Telematik-Sensors auf einen schweren Verkehrsunfall hin, sorgen wir für schnelle Hilfe am Unfallort. * Vertragsansicht: Behalten Sie Ihre Pkw-Verträge immer im Blick & verwalten Sie diese. * Autoservice: Buchen Sie ganz einfach Ihren nächsten Werkstatt-Termin. * Umweltbewusst Fahren: Das Feature Eco Drive belohnt Ihre ökologische Fahrweise, mit der Sie gemeinnützige Organisationen unterstützen können. Weitere Details zu Telematik Plus * Jeder Autofahrer – unabhängig von Fahrzeug und Alter – kann den Tarif Telematik Plus abschließen * Sie erhalten beim Abschluss des Telematik-Tarifs automatisch einen Start-Bonus in Höhe von 5% * Ihre Kfz-Versicherung kann nicht teurer werden – durch den Telematik-Tarif können Sie also nur sparen Hinweise * Voraussetzung für die Nutzung der App ist die iOS-Version 16.2 * Die App erfordert eine dauerhafte Aktivierung von GPS, wodurch die Akkulaufzeit schneller reduziert wird

Latest Version

7.5.1

Size

89.9 MB

First Released

Jun 12, 2019

Ready to Save 30% on Your Insurance?

Join over 1 million drivers today. Download the app to claim your instant 5% starter bonus and start turning your safe driving into real savings—with zero risk to your current rate.

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FAQ

Frequently Asked Questions

Everything you need to know about HUK Mein Auto

What is the HUK Mein Auto app?

The HUK Mein Auto app from HUK-COBURG & HUK24 helps users drive safely and save money on car insurance. It connects to a telematics sensor to record driving behavior, which influences insurance premiums.

How does the HUK Mein Auto app help save money on car insurance?

The HUK Mein Auto app rewards safe and predictive driving with up to 30% savings on motor liability and comprehensive insurance. Your driving behavior is analyzed, and a higher overall driving score leads to a larger bonus in the next insurance year.

Is a telematics sensor required for the HUK Mein Auto app?

Yes, a telematics sensor is generally sent free of charge after activating the HUK-COBURG or HUK24 telematics tariff to record driving data for savings. However, for newer BMW, MINI, Opel, Citroen, Fiat, or Peugeot models, automatic accident detection functions without a sensor.

Can all drivers use the Telematik Plus tariff?

Yes, every driver can conclude the Telematik Plus tariff offered by HUK-COBURG or HUK24. Eligibility for this tariff is independent of the vehicle type or the driver's age.

What are the main features of the HUK Mein Auto app?

The HUK Mein Auto app offers an overview of driving scores, personalized driving feedback, accident detection and claims service, contract management, and car service booking. It also includes an Eco Drive feature for environmentally conscious driving.

What iOS version is required for the HUK Mein Auto app?

The HUK Mein Auto app requires iOS version 16.2 to function. Users must ensure their device meets this operating system requirement before installation.

Does using the HUK Mein Auto app affect battery life?

Yes, the HUK Mein Auto app requires continuous GPS activation for its functionality. This permanent GPS usage will consequently reduce the device's battery life faster than usual.

Can my car insurance premium increase with the Telematik Plus tariff?

No, your car insurance premium cannot increase when using the Telematik Plus tariff with the HUK Mein Auto app. This tariff is designed solely to allow users to save money on their insurance.

How is the driving score calculated in the HUK Mein Auto app?

The HUK Mein Auto app calculates your overall driving score by analyzing acceleration, braking, steering behavior, and speed via the telematics sensor. Safer driving leads to a higher score.

Does the HUK Mein Auto app detect accidents?

Yes, the HUK Mein Auto app detects traffic accidents. The telematics sensor's recordings indicate severe accidents, triggering quick roadside assistance. Automatic accident detection also functions for specific connected car brands without a sensor.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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