iCIC: Your Official Gateway to Credit and Loans in Vietnam

The iCIC app is the official application from the National Credit Information Center of Vietnam (CIC). It helps users find credit packages, apply for loans, and access their personal credit reports.

Users can explore various credit packages, register loan needs, apply for bank loans, and obtain their personal credit reports through iCIC. The app also provides advice on improving credit scores.

Yes, users can register loan needs and choose suitable credit packages from financial institutions directly through the iCIC app. This streamlines the loan application process.

Users can access their personal credit report by navigating to the 'Khai thác báo cáo' section within the iCIC app. This service provides credit assessment and ratings.

Yes, there is a fee to access the individual credit report on iCIC. The price for an individual credit report is 22,000đ.

Yes, the iCIC app displays various loan types including consumer loans, car loans, study abroad loans, real estate business loans, and unsecured loans from different credit institutions.

Yes, the iCIC app provides users with accurate credit assessments and ratings. Based on this information, users can receive consultation and advice on how to improve their personal credit score or rating.

Yes, the iCIC app allows users to compare different loan packages. It displays interest rates and approval times from various credit institutions, such as Sacombank and PTF Finance.

Yes, the iCIC app includes a loan estimation tool ('Công cụ ước tính khoản vay'). Users can input the desired loan amount, interest rate, and term to see a repayment schedule.