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iCIC

No more guesswork. This app arms you with credit insights, making you a master of your financial future.

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Key Figures

Downloads

1M+

User Rating

4.6/5

Total Ratings

33.6K

Publisher

NATIONAL CREDIT INFORMATION CENTRE OF VIETNAM

Evaluating core functionalities for financially active adults in Vietnam.

iCIC App Key Features Analysis

Personal Credit Report Access

The app allows users to access their comprehensive personal credit reports directly from CIC, ensuring transparency and providing a detailed overview of their financial history.

Official Credit Score & Rating

This tool features accurate and official credit evaluations and ratings from CIC, empowering users with a clear understanding of their creditworthiness for financial planning.

Credit Health Improvement Advice

It offers personalized guidance and consultation on effective strategies to enhance one's credit score and improve overall credit health, fostering financial literacy.

Direct Loan Application & Matching

The app provides a streamlined platform for users to easily explore, compare, and apply for suitable loan products from various financial institutions, saving time and effort.

Expedited Loan Access

It facilitates quicker and more straightforward access to bank loans, connecting users with financing opportunities more efficiently than traditional methods.

Digital Banking Service Access

This tool streamlines access to essential banking services, significantly reducing the need for physical branch visits and thereby saving users valuable time and travel expenses.

FAQ

Frequently Asked Questions

Everything you need to know about iCIC

What is the iCIC app?

The iCIC app is the official application from the National Credit Information Center of Vietnam (CIC). It helps users find credit packages, apply for loans, and access their personal credit reports.

What can users do with the iCIC app?

Users can explore various credit packages, register loan needs, apply for bank loans, and obtain their personal credit reports through iCIC. The app also provides advice on improving credit scores.

Can I apply for loans using the iCIC app?

Yes, users can register loan needs and choose suitable credit packages from financial institutions directly through the iCIC app. This streamlines the loan application process.

How can I check my credit report with iCIC?

Users can access their personal credit report by navigating to the 'Khai thác báo cáo' section within the iCIC app. This service provides credit assessment and ratings.

Is there a fee to access my credit report on iCIC?

Yes, there is a fee to access the individual credit report on iCIC. The price for an individual credit report is 22,000đ.

Does the iCIC app show different types of loans?

Yes, the iCIC app displays various loan types including consumer loans, car loans, study abroad loans, real estate business loans, and unsecured loans from different credit institutions.

Can iCIC help improve my credit score?

Yes, the iCIC app provides users with accurate credit assessments and ratings. Based on this information, users can receive consultation and advice on how to improve their personal credit score or rating.

Can I compare different loan interest rates in the iCIC app?

Yes, the iCIC app allows users to compare different loan packages. It displays interest rates and approval times from various credit institutions, such as Sacombank and PTF Finance.

Does iCIC offer a loan estimation tool?

Yes, the iCIC app includes a loan estimation tool ('Công cụ ước tính khoản vay'). Users can input the desired loan amount, interest rate, and term to see a repayment schedule.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

Ứng dụng phát hành bởi Trung tâm Thông tin tín dụng Quốc gia Việt Nam (CIC). Thông qua ứng dụng này, khách hàng vay có thể dễ dàng tìm hiểu, lựa chọn các gói tín dụng và đăng ký nhu cầu vay vốn tại Tổ chức tín dụng phù hợp, tiết kiệm được chi phí đi lại, thời gian khi sử dụng dịch vụ ngân hàng và tiếp cận với nguồn vốn vay ngân hàng dễ dàng và nhanh chóng hơn. Người dùng có thể khai thác báo cáo tín dụng của bản thân, để có thể nhận được đánh giá, xếp hạng tín dụng chính xác nhất từ CIC. Qua đó sẽ nhận được tư vấn cách cải thiện điểm/hạng tín dụng của bản thân.