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Idram & IDBank

The leading fintech platform for the diaspora. Open a bank account remotely, pay for 300+ services in Armenia, and enjoy 0% commission on P2P transfers from anywhere in the world.

Finance & Crypto ›

Key Figures

Downloads

587K+

User Rating

3.6/5

Total Ratings

400

Publisher

Idram LLC

Stay Financially Connected to Armenia

The ultimate fintech bridge for the Armenian Diaspora. Securely manage your banking, support your family, and handle transactions in Armenia directly from your smartphone in the USA.

Remote Banking Excellence

Open and manage your IDBank accounts remotely from the US. Handle deposits, order cards, and monitor assets without the need for international travel or complex paperwork.

Direct Family Support

Take care of your loved ones from afar by paying for over 300 essential services in Armenia, including utilities, mobile bills, and taxes, with just a few taps.

FAQ

Frequently Asked Questions

Everything you need to know about Idram & IDBank

What is Idram & IDBank?

Idram & IDBank is Armenia's leading fintech platform, combining e-wallet and banking experiences. It offers comprehensive financial management, payments, and banking services within one secure mobile app.

How do I start using Idram & IDBank?

You register a free account directly within the Idram & IDBank app. It also facilitates remote onboarding to become an IDBank customer through simple in-app steps.

Which payment cards are compatible with Idram & IDBank?

Idram & IDBank is compatible with ArCa, VISA, Mastercard, and Amex cards. You can attach these cards to the app to make payments and transfers.

What services can I pay for with Idram & IDBank?

Idram & IDBank enables payments for over 300 essential services. These include utilities, mobile and internet bills, fees, taxes, road penalties, car parking, and insurance.

Are P2P transfers free within the Idram & IDBank system?

Yes, Idram & IDBank offers 0% commission for fast P2P transfers. This applies to transfers made within its system to cards, e-wallets, or accounts.

Does Idram & IDBank support contactless payments?

Yes, Idram & IDBank supports contactless payments. Users can pay via QR or NFC technology at thousands of participating points of sale.

What is the Rocket Line feature in Idram & IDBank?

Rocket Line is a personal credit limit available within Idram & IDBank. It provides a "Get now – Pay later" option, functioning as a digital installment loan repayable over up to 60 months.

Can I get virtual cards through the Idram & IDBank app?

Yes, you can instantly order virtual cards using the Idram & IDBank app. The app also allows ordering plastic cards and managing all your banking cards from the "Banking" section.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Idram & IDBank - Idram and IDBank app home screen showing wallet balance, credit limits, and financial services in a orange themed interface — Idram and IDBank app home screen showing wallet balance, credit limits, and financial services in a orange themed interface

Idram & IDBank - Idram and IDBank mobile app interface showing bank accounts cards and loans on a smartphone — Idram and IDBank mobile app interface showing bank accounts cards and loans on a smartphone

Idram & IDBank - Utility and telecom payment services screen in the Idram and IDBank app. — Utility and telecom payment services screen in the Idram and IDBank app.

Idram & IDBank - Idram and IDBank app showing a contactless QR payment interface with wallet and gift card options — Idram and IDBank app showing a contactless QR payment interface with wallet and gift card options

Idram & IDBank - Idram and IDBank app interface showing the Rocket Line buy now pay later installment loan options — Idram and IDBank app interface showing the Rocket Line buy now pay later installment loan options

Idram & IDBank - Interface of the Idram and IDBank mobile app showing options to order plastic and virtual bank cards — Interface of the Idram and IDBank mobile app showing options to order plastic and virtual bank cards

Description

Idram & IDBank is the leading fintech platform in Armenia, which combines both e wallet and banking experience in one app. Register your free account now and enjoy your journey with us. Idram&IDBank allows you to: - Onboard easily and start an e-wallet - Sync your Idram wallet and IDBank accounts - Become an IDBank customer remotely in few simple steps - Open and manage IDBank accounts, deposits, order cards, get an instant loan - Attach any ArCa, VISA, Mastercard, Amex card and make payments/transfers - Pay for more than 300 essential services, including utility, mobile and internet, fees, taxes, road penalties, car parking and insurance, etc. - Repay loans - Make fast P2P transfers to cards, e-wallets, accounts and enjoy 0% commission for transfers within the system - Make contactless payments by QR/NFC at more than thousands point of sales - Get your personal credit limit right in the app and take the unique opportunity to make any payment using a Rocket Line credit limit. Get now – Pay later! Download the best personal finance app on the market and make your payment and money management experience exciting like never before!