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ING HomeBank

Users gain absolute command over their finances, directly from their device.

Key Figures

Downloads

1M+

User Rating

4.8/5

Total Ratings

121.0K

Publisher

ING BANK N.V. AMSTERDAM SUCURSALA BUCURESTI

An analytical overview of key features enhancing financial management, security, and convenience for tech-savvy users.

ING HomeBank: A Comprehensive Digital Banking Solution for Romanian Families

Advanced Security & Authentication

The app provides robust security features, including trusted device registration to bypass SMS codes, biometric login (fingerprint/facial authentication), and push notifications for 3D secure payments and account operations, enhancing user confidence and protection against fraud.

Versatile Payment Solutions

This tool features a wide range of payment options such as Alias Pay for phone number-based transfers, mobile payments with Apple Pay, Scan&Pay for invoices, instant RON transfers to other Romanian banks, and the ability to send payment requests to contacts.

Comprehensive Family Banking

It allows users to manage household finances with joint accounts for family expenses and provides options for opening current accounts and cards for children, with parents maintaining full control, catering specifically to family-oriented users.

Savings & Investment Management

The app offers tools for long-term financial planning, enabling users to access term deposits, savings accounts, and invest in mutual funds directly, supporting wealth growth for financially active adults.

User-Friendly Design & Fast Access

This tool boasts an intuitive interface and fast access, designed to simplify financial chores and provide efficient management of personal finances directly from a mobile device.

Digital Account Opening

The app provides a convenient process for eligible Romanian citizens (minimum 18 years old, permanent address in Romania, valid ID) to open an online current account entirely through the platform.

Virtual Cards & Mobile Pay

It allows users to issue virtual cards instantly and add them to popular mobile payment platforms like Apple Pay and Garmin Pay, offering secure and flexible payment methods.

Instant Credit & Loan Access

The app provides direct access to various credit facilities, including instant personal needs loans, credit cards, and overdrafts, and enables users to simulate eligible amounts for mortgage loans.

Integrated Insurance Services

This tool features integrated options to protect loved ones through life, health, or salary insurance, offering crucial financial security services within the banking platform.

Exclusive Cashback & Offers

It allows users to access 'Bazar,' a platform with offers from over 100 partners, providing cashback opportunities and additional value for spending.

FAQ

Frequently Asked Questions

Everything you need to know about ING HomeBank

Can I open a current account with ING HomeBank as a Romanian citizen?

Yes, you can open an online current account with ING HomeBank. Eligibility requires you to be a Romanian citizen, at least 18 years old, with a permanent Romanian address and a valid identity card.

Does ING HomeBank offer joint accounts for family expenses?

Yes, ING HomeBank facilitates joint accounts specifically designed for managing family expenses, offering a streamlined approach to shared financial management.

Can I get a bank account and card for my child through ING HomeBank?

Yes, ING HomeBank enables you to obtain a current account and card for your child. You maintain permanent control over the account’s activities.

What types of loans can I access with the ING HomeBank app?

ING HomeBank provides instant personal needs loans, credit cards, and overdrafts. You can also simulate the eligible amount for a mortgage loan directly within the app.

Does ING HomeBank provide insurance options?

Yes, ING HomeBank offers various insurance products. You protect your loved ones with life, health, or salary insurance directly through the application.

Can I use virtual cards and mobile payment options like Apple Pay with ING HomeBank?

Yes, ING HomeBank supports virtual card issuance. You can instantly add these virtual cards to mobile payment services such as Apple Pay and Garmin Pay for convenient transactions.

How does ING HomeBank ensure secure authentication?

ING HomeBank ensures secure authentication through fingerprint or facial recognition for login. You authenticate without an SMS code once your device is registered as trusted, enhancing security and convenience.

Does ING HomeBank offer cashback rewards?

Yes, ING HomeBank provides access to "Bazar" offers from over 100 partners. You receive cashback from purchases made through these offers.

Can I pay invoices by scanning them with ING HomeBank?

Yes, ING HomeBank includes a "Scan&Pay" feature. You pay your invoices simply by scanning them with your phone camera, streamlining the payment process.

Does ING HomeBank support instant RON transfers to other banks in Romania?

Yes, ING HomeBank supports online instant RON transfers to other Romanian banks. This includes invoice payments, provided the recipient bank participates in the instant payment program.

Can I send payment requests to friends using ING HomeBank?

Yes, ING HomeBank enables you to send payment requests to friends from your phonebook. Friends receive a payment notification directly within their Home'Bank app.

Is the ING HomeBank app available in English?

No, the ING HomeBank application is available exclusively in Romanian language.

How does ING HomeBank use geolocation for security?

ING HomeBank utilizes geolocation to detect fraudulent activity originating from foreign geographic areas. Activating this feature strengthens transaction security.

Can I invest in mutual funds and term deposits with ING HomeBank?

Yes, ING HomeBank allows investments in mutual funds. You can also access term deposits and savings accounts directly through the app, managing your investments conveniently.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

At ING we believe your bank must be simple and intuitive, our life being complex enough. It is not only about the money, but also about the freedom of accessing them securely, wherever you are. - You can open your online current account, if you are Romanian citizen, of minimum 18 years old, you have a permanent address in Romania and have a valid identity card - You may have a joint account for family expenses - Your kid also can get a current account and card, with you permanently in control. - You can access instant personal needs loans, credit cards and overdrafts. - You can simulate the eligible amount for your mortgage loan. - You protect your loved ones with life, health, or salary insurance. - You can access term deposits and savings accounts. - You can issue virtual cards and instant add them to Apple Pay, Garmin Pay - You can invest in mutual funds. - You can use FX at better rates. All financial chores become simple with Home'Bank, with an intuitive interface, fast access and well thought functions which are meant to help you. You are in full control of your money, directly on the phone which will become a trusted device: - You can authenticate without SMS code once the device is registered as trusted. - You have the option of simple logging on, with fingerprint or facial authentication. - You pay faster using only your password. - You receive push notifications for 3D secure payments authorisation, also for all the operations from your current accounts. - Do not forget to activate geolocation. It helps us detect fraudulent activity initiated from foreign geographic areas in Home’Bank. You decide where you shop! You can access offers from over 100 partners in Bazar, from which you will receive cash-back. You have plenty of payment options: - Alias Pay: payments based on the phone number only. - You can pay with the phone. You don’t need a physical wallet, you pay with Apple Pay - Paying your invoices, with Scan&Pay option, you can pay your invoices just by scanning them with your phone camera. - Online instant payments: RON Transfers to other banks in Romania are instant, including invoice payments or to other suppliers, if their bank is enrolled in the instant payment program. - Payment requests: You can send payment requests to friends from your phonebook. They receive a payment notification in Home’Bank. Still not convinced? More details here: https://ing.ro/lp/onboarding The application is available in Romanian language and uses cookies. By using the application, you express your consent for cookies usage. You can read more about cookies, here https://www.ing.ro/ing-in-romania/informatii-utile/termeni-si-conditii/cookies ING Home'Bank is more than a banking app – it is your dashboard for your money. Why choose ING? Because it is simple. Fast. Thought out for you. Every detail exists to make your life easy, while you have more time for what’s most important to you.