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isybank

Financial agility redefined. The app gives users absolute command over their money, from instant transactions to granular spending analysis.

Finance & Crypto ›

Key Figures

Downloads

1M+

User Rating

4.6/5

Total Ratings

29.1K

Publisher

Intesa Sanpaolo S.p.A.

An evaluation of core functionalities designed to meet the demands of tech-savvy users seeking convenience and control.

Isybank: Key Features Analysis for Digital-First Banking

Instant Salary/Pension Advance

The app provides users with the ability to request and receive an advance on their salary or pension up to 15 days before the scheduled payment date, offering immediate financial flexibility.

Streamlined Account Opening

It allows new users to register and activate their bank account rapidly, with options to choose from personalized plans like isyLight, isySmart, or isyPrime, all directly from their smartphone.

Cardless Cash Withdrawals

The tool features cardless ATM withdrawals at all enabled Intesa Sanpaolo Group ATMs, allowing users to access cash directly from the app without needing their physical card.

Holistic Account & Card Control

The app provides comprehensive management over bank accounts and associated cards, including a 'Spending Analysis' feature to monitor and understand financial outgoings effectively.

Real-time P2P & Merchant Payments

It allows users to exchange money instantly with contacts from their phone book and make payments at partner stores using BANCOMAT Pay®, streamlining daily transactions.

Flexible Digital & Physical Cards

The app provides an instantly available digital card for online and in-store payments via smartphone, with the option to request a customizable physical card made from recycled materials.

Enhanced Card Security Features

This tool features advanced card management options, enabling users to configure spending limits, set geocontrol, and easily block or suspend cards in emergencies for greater security.

Simplified Payments & Transfers

The app facilitates various financial operations such as mobile top-ups, car tax payments, and bank transfers with just a few taps, ensuring quick and convenient transactions.

FAQ

Frequently Asked Questions

Everything you need to know about isybank

What is isybank?

Isybank is the new digital bank from the Intesa Sanpaolo Group. It allows users to open and manage their account entirely from a smartphone, offering various banking services directly through its app.

How do I open an account with isybank?

Yes, you open an account quickly through the isybank app. You register in a few steps and choose from available plans like isyLight, isySmart, or isyPrime to activate your account immediately.

What are the monthly costs for isybank plans?

Isybank offers different plans, including isyLight, isySmart, and isyPrime. The isyPrime plan costs 9.90 € per month, as indicated in the app during the account setup process.

Can I get a free isyPrime plan with isybank?

Yes, isybank offers a free isyPrime plan for eligible customers. Individuals under 35 years old who open an isybank account by April 27, 2026, receive the isyPrime plan with zero monthly fees and covered stamp duty.

Does isybank provide digital and customizable cards?

Yes, isybank provides a digital card that is immediately available in the app. Users can also request a physical card made from recycled material, which is customizable according to their style.

How does isybank help manage personal savings?

Isybank features "isySalvadanio," which allows users to easily manage their savings. Users decide how much to set aside and how to do it, even for specific financial goals like a trip to Paris.

Does isybank offer cardless ATM withdrawals?

Yes, isybank supports cardless withdrawals. Users can withdraw cash from all enabled Intesa Sanpaolo Group ATMs directly through the app without needing to use a physical card.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

isybank - The app provides a clear dashboard, displaying the current account balance and recent financial operations for streamlined management. — The app provides a clear dashboard, displaying the current account balance and recent financial operations for streamlined management.
Account Management

isybank - This view showcases a range of visually distinct debit and credit cards, emphasizing the option for users to personalize their card designs and manage digital payment methods. — This view showcases a range of visually distinct debit and credit cards, emphasizing the option for users to personalize their card designs and manage digital payment methods.
Personalized Cards

isybank - Users can effortlessly navigate the account opening process, choosing from distinct plans such as isyPrime and reviewing the comprehensive list of included banking services. — Users can effortlessly navigate the account opening process, choosing from distinct plans such as isyPrime and reviewing the comprehensive list of included banking services.
Tailored Plans

isybank - This visual clearly outlines the extensive advantages of the isyPrime plan, highlighting complimentary account functionalities and the option for a personalized debit card. — This visual clearly outlines the extensive advantages of the isyPrime plan, highlighting complimentary account functionalities and the option for a personalized debit card.
Exclusive Benefits

isybank - The app's 'isySalvadanaio' feature allows users to meticulously manage savings goals, exemplified by the 'Weekend a Parigi' objective and its integrated progress tracker. — The app's 'isySalvadanaio' feature allows users to meticulously manage savings goals, exemplified by the 'Weekend a Parigi' objective and its integrated progress tracker.
Goal-Oriented Savings

isybank - Users can effortlessly manage their expenditures using the 'SpensieRata' function, allowing them to convert eligible transactions into convenient installment payments directly from the operations list. — Users can effortlessly manage their expenditures using the 'SpensieRata' function, allowing them to convert eligible transactions into convenient installment payments directly from the operations list.
Flexible Installments

isybank - This screen presents a comprehensive suite of transaction options, allowing users to easily access features like bank transfers and integrated BANCOMAT Pay® services. — This screen presents a comprehensive suite of transaction options, allowing users to easily access features like bank transfers and integrated BANCOMAT Pay® services.
Diverse Transactions

Description

Quello che ti serve, quando ti serve. Isybank, la nuova banca digitale del Gruppo Intesa Sanpaolo. Scarichi l’app il conto, tutto dallo smartphone. Ecco quello che puoi fare con isybank: - Ti registri in pochi passaggi, scegli il piano più adatto a te tra isyLight, isySmart o isyPrime entri in app e hai subito il tuo conto attivo; - Gestisci il tuo conto e le tue carte. Tieni sott’occhio le tue spese con la funzionalità Analisi delle Spese; - Fai ricariche, paghi il bollo auto, invii bonifici e molti altri pagamenti. Tutto in pochi tap; - Con la tua carta digitale, da subito disponibile in app, paghi online e in negozio direttamente dallo smartphone. Se vuoi, puoi richiedere anche una carta fisica in materiale riciclato, personalizzabile secondo il tuo stile; - Gestisci le tue carte, configurando limiti o impostando il geocontrol. In caso di emergenza, le puoi bloccare o sospendere facilmente; - Se ne hai bisogno, puoi contare sull’assistenza personalizzata del team della nostra filiale digitale; - scambi denaro con i contatti della tua rubrica in tempo reale e paghi nei negozi convenzionati con BANCOMAT Pay®; - Con Prelievo Cardless prelevi in tutti gli ATM abilitati delle Banche italiane del Gruppo Intesa Sanpaolo, direttamente dall’app senza usare la carta; - Richiedi e ricevi istantaneamente un anticipo del tuo stipendio o della tua pensione, fino a 15 giorni prima della data di accredito. I servizi su app sono disponibili nei limiti e alle condizioni previste dal contratto My Key del Gruppo Intesa Sanpaolo. Messaggio pubblicitario con finalità promozionale di isybank. Per i prodotti bancari e creditizi citati consultare rispettivamente i fogli informativi e i documenti informativi, tutti disponibili sul sito e sull'app della banca. Dichiarazione di accessibilità: https://group.intesasanpaolo.com/it/dichiarazione-accessibilita/dichiarazione-accessibilita-isybank-ios