L&T Finance PLANET - Instant Indian Loans for Your Global Lifestyle
Bridge the distance with India's most trusted NBFC. Secure instant personal loans, manage repayments, and download tax certificates from the USA in just a few taps.
PLANET by LT Finance app promotional screen showing it is trusted by 1 crore plus users and provides instant loans in minutes.
App screen showing various loan options like Home Loan Personal Loan and Loan for Doctors on the PLANET by LT Finance app
Smartphone screen showing three steps to apply for a loan on the PLANET by LT Finance app: Download, Apply, and Get Funded.
A mobile phone screen displaying a loan EMI calculator on the L&T Finance PLANET app with sliders for amount and tenure.
A mobile screen showing the PLANET by L&T Finance app with options to choose from 12 different Indian languages
Mobile screen of L&T Finance PLANET app showing benefits like digital process and flexible repayment options
Mobile app interface of PLANET by L&T Finance displaying various financial tools like EMI calculator, credit score, and account statements.
L&T Finance PLANET app interface showing a comprehensive loan dashboard with EMI status and credit score.
Bridge Your Financial Needs Across Borders
The tools that make this app stand out, trusted by 636K+ users.
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Instant Approval from Anywhere
Get quick credit for personal needs or family milestones in India with a fully digital process that eliminates the need for physical branch visits.
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Seamless Document Access
Download Interest Certificates, NOCs, and Repayment Schedules instantly for your US tax reporting and Indian financial compliance.
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Secure Portfolio Management
Monitor multiple loan accounts and transaction histories under one roof, protected by biometric security and the trusted L&T Finance brand.
About the app
Everything you need to know about L&T Finance PLANET - Loan App.
Description
Welcome to PLANET by L&T Finance, a trusted NBFC online instant loan app with 1 crore+ users. As one of India's most reliable and easy loan app services with flexible repayment options, we ensure a quick and secure experience. As part of the L&T group, a trusted financial service, our finance apps make online loans easier for you. Discover simplicity with PLANET for instant loan approvals.
What makes the PLANET by L&T Finance company stand out:
● Find your loan needs under one roof
● Track and manage your loans
● Fulfil your dreams with personal loans from our instant personal loan app and get instant credit
● Access your transaction history anytime and be in control of your loan finance.
● Get documents like Repayment Schedule, Interest Certificate, NOC Kit, Loan Account Statement, and more for your instant loans with just a few taps
● In addition to quick approval, gain payment flexibility with easy EMIs.
● View, update, and personalize your profile and bank mandate details anytime, add a personal touch with a photograph
● Pay EMI online using a Debit Card, BHIM UPI, Wallets, and Net Banking
● Secure transactions protected by MPIN & biometric login
● Multilingual interface for diverse users
Your standard finance loan app:
● Instant Loan Features: If quick solutions are what you need, our instant loan app helps you avail personal loans fast, with rapid processing & instant credit score checks, leading to quick disbursal convenience.
● A financial push: Want to get a new bike or TV? With PLANET by L&T Finance, acquiring a bike loan, a TV loan or easy personal loans is very convenient.
● User-Friendly Interface: The clean and easy app layout helps PLANET by L&T Finance stands out from other personal loan apps in India. Whatever your profession is, PLANET by L&T Finance caters to a diverse audience, making it easy to get a personal loan for salaried and self-employed people alike.
● Comprehensive Financial Suite: More than just an NBFC loan app, PLANET by L&T Finance is the best online loan app for all your financial needs. Whether you need, a personal loan, two-wheeler loan, micro loan, professional loan, or home loan, apply on PLANET App with ease.
Highlights of our Online Personal Loan services:
- Finance Amount: ₹50,000 to ₹25Lakh
- Repayment Tenure: 12 to 60 months
- Annual Percentage Rate (APR): 10.5% to 26% reducing
- Processing Fees: 0% to 3%
For example:
- Loan Amount: ₹ 10,00,000/-
- Interest Rates: 12% p.a. on a reducing basis
- Tenure: 48 months
- Processing Fee (PF): 2% (₹ 20,000/-)
- Broke Period Charge (BPC): 0.7% flat (₹ 7,000/-)
In this case, the actual loan details will be:
- Net disbursement amount - ₹9,80,000/- (Loan amount – PF)
- Estimated EMI: ₹ 27,225/-
If you have opted for any insurance product, value of such insurance product will be added to the loan and the EMI will increase accordingly.
Privacy Policy URL - https://www.ltfs.com/privacy-policy
*T&C Apply
The PLANET by L&T Finance app is your very own "loan dene wala app", a one stop solution for all your financial needs specializing in reliability and efficiency. Join the PLANET by L&T Finance family for a smooth journey with personalized loan options and services.
Get started with 7 easy steps to install this loan app online:
1. Download & open the app.
2. Allow permissions as per your wish.
3. Select your preferred language from the list and discover the app’s features.
4. Enter your personal details to register for the first time.
5. Enter your mobile number.
6. Verify your number with the OTP sent and set a PIN of your choice.
7. Log in to your account and avail offers based on your personal loan eligibility.
For feedback on our online loan app, mail us at ltfs-mobileapp@ltfs.com
Latest Version
2.0.7
Size
291.9 MB
First Released
Jun 28, 2022
Ready to Power Your Dreams in India from the USA?
Join 1 crore+ users on PLANET by L&T Finance. Get instant loan approvals, access tax certificates, and manage your Indian finances with the legacy of trust you deserve.
FAQ
Frequently Asked Questions
Everything you need to know about L&T Finance PLANET - Loan App
What is L&T Finance PLANET?
L&T Finance PLANET is a trusted NBFC online instant loan app by L&T Finance. It offers various loan services and flexible repayment options, ensuring quick and secure financial assistance to over 1 crore users.
How many users trust the L&T Finance PLANET app?
Over 1 crore users trust the L&T Finance PLANET app for their instant loan needs and financial services. It is recognized as one of India's most reliable instant loan apps.
What types of loans can I apply for with the PLANET by L&T Finance app?
The PLANET by L&T Finance app allows users to apply for personal loans, two-wheeler loans, micro loans, professional loans, home loans, bike loans, TV loans, SME loans, Rural Business Finance, Loan for Doctors, and Warehouse Receipt Financing.
What is the maximum loan amount available through PLANET by L&T Finance?
The PLANET by L&T Finance app offers online personal loans with a finance amount ranging from ₹50,000 to ₹25 Lakh, depending on eligibility.
What are the repayment tenure options for personal loans on L&T Finance PLANET?
For personal loans, the PLANET by L&T Finance app provides repayment tenures ranging from 12 to 60 months, allowing for flexible payment options.
What are the processing fees for loans on the PLANET by L&T Finance app?
The processing fees for loans offered by the PLANET by L&T Finance app range from 0% to 3% of the loan amount.
How can I pay EMI online using the PLANET by L&T Finance app?
Yes, you can pay EMI online using the PLANET by L&T Finance app. Payment options include Debit Card, BHIM UPI, Wallets, and Net Banking for convenience.
Does the L&T Finance PLANET app offer a multilingual interface?
Yes, the L&T Finance PLANET app provides a multilingual interface. It is available in 12 different languages for diverse users.
How do I register for the PLANET by L&T Finance app?
To register, download the app, allow permissions, select a language, enter personal details, input your mobile number, verify with an OTP, set a PIN, and then log in.
Can I track my credit score through the L&T Finance PLANET app?
Yes, the L&T Finance PLANET app provides an EMI calculator and also allows users to check their credit score for free, as part of its financial solutions suite.
Where can I find the privacy policy for the PLANET by L&T Finance app?
The privacy policy for the PLANET by L&T Finance app is available at the URL: https://www.ltfs.com/privacy-policy. This ensures transparency regarding data handling.
Does the L&T Finance PLANET app offer an EMI calculator?
Yes, the L&T Finance PLANET app includes an EMI calculator. Users can adjust loan amounts, interest rates, and tenures to instantly see their estimated EMIs.
What security features does the PLANET by L&T Finance app use?
The PLANET by L&T Finance app ensures secure transactions protected by MPIN and biometric login, safeguarding user accounts and financial data.
How quickly can I get a loan with the PLANET by L&T Finance app?
The PLANET by L&T Finance app enables instant loan approvals, rapid processing, and quick disbursal. Users can get a loan in minutes.
Can I manage my existing loans using the L&T Finance PLANET app?
Yes, the PLANET by L&T Finance app allows users to track and manage their existing loans, view transaction history, and access loan-related documents with ease.
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