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MACHBANK: Banca Digital

Finally, financial independence fits in your pocket. This app delivers pure banking power, directly.

Finance & Crypto ›

Key Figures

Downloads

1M+

User Rating

4.5/5

Total Ratings

20.7K

Publisher

Banco de Credito e Inversiones

An Evaluation of Core Features for Modern Financial Management in Chile

MACHBANK: Comprehensive Digital Banking Analysis

Digital Visa Debit Card

The app provides users with a Visa Debit Card, available as both physical and virtual versions, enabling secure purchases across Chile and internationally, and online transactions.

PYME Payment Acceptance

The app provides Small and Medium Enterprise (PYME) owners with a method to accept payments via MACH, receiving funds instantly without needing a traditional POS terminal.

Fee-Free National Bank Transfers

It allows users to transfer funds between MACHBANK accounts and other national banks without incurring transaction fees.

Streamlined International Transfers

This tool features the ability to send money abroad from Chile to various countries including Argentina, Peru, Mexico, Colombia, and the USA.

Inclusive Account Opening

It allows users aged 18 and over, regardless of Chilean or foreign nationality, to open an account with just a valid ID; minors aged 14-17 can also open an account with parental authorization.

Exclusive Benefits and Rewards

The app provides access to exclusive discounts and cashback rewards at various popular merchants, with new benefits introduced regularly.

Interest-Earning Savings Account

It allows users to open a 'Cuenta Futuro' savings account, generating interest on balances starting from CLP 1,000, promoting financial growth.

Integrated Bill Pay & Recharges

This tool features quick and easy options to recharge services like Bip!, mobile phones, fixed lines, television, and broadband directly from the application.

FAQ

Frequently Asked Questions

Everything you need to know about MACHBANK: Banca Digital

What is MACHBANK and what does it offer?

MACHBANK is a digital account and Visa Debit Card provider, an evolution of MACH. It simplifies daily financial tasks for nearly 4 million users, offering features like purchases, transfers, and savings.

What are the age requirements to open a MACHBANK account?

To open a MACHBANK account, you must be 18+ with a valid ID. Individuals aged 14-17 can open an account with parental or legal guardian authorization.

Does MACHBANK provide a physical Visa Debit Card?

Yes, MACHBANK offers a physical Visa Debit Card for purchases in Chile and abroad. Users also receive a virtual card for online shopping convenience.

Can I withdraw money from ATMs with MACHBANK?

Yes, MACHBANK users can withdraw cash from any ATM in Chile without associated costs, except for Banco Estado ATMs, which will be available soon.

Does MACHBANK charge fees for national bank transfers?

No, MACHBANK does not charge commissions for transferring funds between MACHBANK accounts or to other national banks within Chile.

Which countries can I send money to with MACHBANK international transfers?

MACHBANK supports international transfers from Chile to Argentina, Peru, Mexico, Colombia, and USA. More destinations will be added in the future.

Does MACHBANK offer cashback and discounts to its users?

Yes, MACHBANK provides cashback and discounts with various merchants. New benefits are regularly introduced for users to enjoy monthly.

Can I save money using the MACHBANK app?

Yes, MACHBANK allows users to save money through its "Cuenta Futuro." This account generates interest based on the monthly average balance, starting from $1,000.

Is MACHBANK a regulated financial service?

Yes, MACHBANK is backed by Banco Bci and regulated by the Comisión para el Mercado Financiero (CMF), Chile's official financial supervisory body.

Can businesses use MACHBANK to accept payments?

Yes, small and medium-sized enterprises (PYMEs) can accept payments through MACHBANK. Funds are received instantly without needing a traditional POS terminal.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

MACH ahora es MACHBANK. ¡Descarga la app! Súmate a las casi 4 millones de personas que usan MACHBANK y ¡simplifica tu día a día! Abre tu cuenta MACHBANK y pide tu nueva Tarjeta de Débito Visa, podrás hacer compras en todos los comercios de Chile y el extranjero, girar dinero en cajeros, enviar dinero al extranjero. También podrás disfrutar cientos de beneficios con cashback, además podrás ahorrar lucas directo desde tu celular y mucho más! Para tener tu cuenta, solo necesitas ser mayor de 18 años y tener tu carnet de identidad vigente, independiente de que seas chileno/a o extranjero/a. Si tienes entre 14 y 17, abre tu cuenta con la autorización de un padre, madre o tutor legal y ¡disfruta de tu independencia! ¿Qué puedo hacer con MACHBANK? TARJETA DE DÉBITO VISA Pide tu tarjeta física de débito Visa y paga en todos los comercios a lo largo de Chile y el extranjero. También podrás comprar online con tu tarjeta de débito virtual. RETIRO EN CAJEROS Retira lucas en cualquier cajero del país* cuando lo necesites, sin costos asociados. *Excepto Banco Estado, disponible próximamente. TRANSFIERE A BANCOS NACIONALES SIN COMISIÓN Transfiere lucas entre cuentas MACHBANK y otros bancos sin pagar comisión por movimiento. TRANSFERENCIAS INTERNACIONALES Envía dinero al extranjero desde Chile, a países como Argentina, Perú, México, Colombia y USA. ¡Próximamente tendremos más destinos! DISFRUTA BENEFICIOS CON MACHBANK Consigue descuentos y cashback en tus comercios favoritos. Todos los meses encontrarás nuevos beneficios. AHORRA Abre tu Cuenta Futuro y genera intereses desde $1.000 acorde al saldo promedio mensual de tu cuenta, ¡haz crecer tus ahorros! RECARGA Y PAGA TUS SERVICIOS Cárgale saldo a tu Bip!, celular, teléfono fijo, televisión y banda ancha de manera rápida directo desde la aplicación. PARA TU PYME Acepta pagos por MACH para impulsar tu negocio. Recibe la plata en segundos sin tener que pagar por un POS. INVITA Y GANA Invita amigos y amigas a usar MACHBANK, ¡ambos ganarán premios! Mientras más personas invites y usen la app, más ganarás. ¿Tienes preguntas? En ayuda.somosmach.com encontrarás todas las respuestas. También puedes encontrarnos en Instagram y Facebook como @somosMACH. MACHBANK cuenta con el respaldo de Banco Bci, además de ser regulado por la Comisión para el Mercado Financiero (CMF), organismo público que supervisa a las entidades financieras de Chile. Mesa central: 22692 7000, Av. El Golf 125, Las Condes, Santiago. Acreditación CMF Banco BCI: https://datosbanco.cmfchile.cl/sbifweb/servlet/BaseDato?instituciones-financieras=6&reporte=FIC&indice=30.1