Maya – savings, loans, cards
Maya – savings, loans, cards
Download on App Store

This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.

Logo of Maya – savings, loans, cards
Download on App Store

Maya – savings, loans, cards

No more financial juggling. This app offers the ultimate control over your money, turning every transaction into an advantage.

Key Figures

Downloads

7.5M+

User Rating

4.6/5

Total Ratings

228.2K

Publisher

Maya Philippines, Inc.

Category

Finance

Locales

1

Latest Version

2.126.0

Size

265.1 MB

First Released

Jun 6, 2016
Features

Evaluating key features for tech-savvy individuals and professionals in the Philippines seeking advanced financial management.

Analysis of Maya – A Comprehensive Digital Banking Solution

High-Yield Savings Account

It allows users to earn up to 15% interest per annum on their savings, credited daily, providing a significant advantage for growing wealth.

Regulated Banking Security

The app provides users with the security of a licensed bank regulated by the Bangko Sentral ng Pilipinas, with deposits insured by PDIC up to P1,000,000, ensuring peace of mind.

Instant Digital Credit & Loans

The app provides instant access to personal loans up to P250,000 and Maya Easy Credit up to P30,000, offering quick financial solutions and flexibility.

FAQ

Frequently Asked Questions

Everything you need to know about Maya – savings, loans, cards

What is the maximum interest rate offered by Maya Savings?

Yes, Maya offers an interest rate of up to 15% p.a. on savings, credited daily. Users can start banking with just one valid ID.

Is Maya a safe and regulated digital bank?

Yes, Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P1,000,000 per depositor.

What types of credit cards does Maya offer?

Maya offers various credit cards, including the Maya Black Credit Card and the Landers Cashback Everywhere Credit Card. These cards provide instant rewards and security.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Maya – savings, loans, cards - Explore the app's intuitive dashboard featuring a detailed wallet balance display and quick access to essential banking services like 'Cash in' and 'Send'.

Explore the app's intuitive dashboard featuring a detailed wallet balance display and quick access to essential banking services like 'Cash in' and 'Send'.

Comprehensive Financial Hub

Maya – savings, loans, cards - Discover the sleek design of the Maya Black Credit Card, showcasing its premium aesthetic and the promise of 'Instant Miles' and enhanced security features.

Discover the sleek design of the Maya Black Credit Card, showcasing its premium aesthetic and the promise of 'Instant Miles' and enhanced security features.

Premium Card Experience

Maya – savings, loans, cards - This screen reveals comprehensive credit card management, displaying the current card balance and available credit, alongside an overview of 'Maya Miles' earned.

This screen reveals comprehensive credit card management, displaying the current card balance and available credit, alongside an overview of 'Maya Miles' earned.

Credit Card Management

Maya – savings, loans, cards - Witness the streamlined credit card approval process, offering users immediate card details for online use and clear instructions on physical card delivery.

Witness the streamlined credit card approval process, offering users immediate card details for online use and clear instructions on physical card delivery.

Instant Approval, Instant Use

Maya – savings, loans, cards - Observe the innovative security feature allowing users to 'Freeze' their credit card with a tap, providing enhanced control over their card balance and transactions.

Observe the innovative security feature allowing users to 'Freeze' their credit card with a tap, providing enhanced control over their card balance and transactions.

Secure Card Control

Maya – savings, loans, cards - This view demonstrates the app's high-yield savings account, showcasing 'My Savings' with up to 15% interest p.a. and customizable 'Personal Goals' for targeted financial planning.

This view demonstrates the app's high-yield savings account, showcasing 'My Savings' with up to 15% interest p.a. and customizable 'Personal Goals' for targeted financial planning.

Maximize Savings & Goals

Maya – savings, loans, cards - Examine the personal loan feature, detailing an available loan amount of 'P250,000' and transparent tracking of the 'Next payment' due date.

Examine the personal loan feature, detailing an available loan amount of 'P250,000' and transparent tracking of the 'Next payment' due date.

Flexible Loan Access

Description

Know why it feels good to get banked with Maya? You can experience next-level digital banking with the safety of a bank and convenience of a wallet. With Maya, you can start saving money and earn up to 15% interest p.a. every day, loan up to P250,000 in seconds, enjoy instant rewards with your credit card, pay and shop with your Maya Credit and Wallet Card worldwide, and scan any QR Ph to pay for anything.​ SAVE​​ • Why let your money burn when you can earn up to thousands in interest on Maya Savings? • Start banking with just 1 valid ID, deposit your money, and enjoy up to 15% interest p.a. that's credited to you every day. • That's literally free money every 24 hours to your savings account.​ Grow your money with Maya Bank now! CREDIT CARDS​ • Instant shopping rewards and next-level security – that's what you get with a Maya credit card. • Apply for a Maya Black Credit Card and earn instant Maya Miles that can take you closer to your next trip, or get a Landers Cashback Everywhere Credit Card and earn up to 5% cashback that you can spend at any Landers Superstore.​ • Credit card application and offer are subject to approval.​ SHOP & PAY​​ • All the features you need to send money, shop online, pay your bills, and other banking and wallet transactions are right here, too. • Get a Maya Wallet Card or Credit Card and use it worldwide or make transactions and shop at your favorite local shops. • Scan any QR Ph to pay cash transactions conveniently from your wallet.​ INVEST​​ • You’ve got plenty of ways to explore your money's potential through crypto and funds. • Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.​​ BORROW​​ • When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly. • Use Maya Easy Credit to loan up to P30,000 and use it to pay your bills, shop, or give your everyday money a boost.​ ​ Loan application is subject to credit evaluation. See below for loan terms:​ • Credit limit amount: P15,000 - P250,000​​ • Monthly add-on interest rate: 0.77% - 2.57%​​ • Monthly effective interest rate: 1.4% - 4.25%​​ • Tenure: 6 - 24 months​​ • Max. annual APR: 30.78%​​ • Applicable DST and other fees: Waived​​ • Late fee (daily) on overdue principal: 0.17%​​​ Sample computation​​ • Loan amount: P25,000​​ • Monthly add-on interest rate: 0.83%​​ • Tenure: 6 months​​ • DST/fees: P0​​ • Monthly installment amount: P4,374.17​​ • Total repayment amount: P26,239.19​​ • Daily penalty: 0.17%​​​ Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P1,000,000 per depositor.​ Terms and conditions apply.​ For 24/7 assistance, visit the Help Center on the Maya app. You may also call us from 8 AM to 7 PM daily at (+632) 8845 7788​ or toll-free at 1800 1084 57788.​ ​ Office Address: Launchpad Building, Sheridan St., Mandaluyong, Metro Manila, Philippines​

Download

Download on App Store

This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.