Maya – savings, loans, cards

Maya – savings, loans, cards

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Logo of Maya – savings, loans, cards

Maya: The All-In-One Digital Bank for the Global Filipino

Empower your financial future from the USA. Earn up to 15% interest p.a. credited daily, pay Philippine bills instantly, and manage your wealth with the safety of a BSP-regulated bank.

Publisher

Maya Philippines, Inc.

Category

Finance

Downloads

8M+

User Rating

4.6/5

Total Ratings

234K+

Locales

1

A Glimpse Inside Maya

Discover the interface used by 8M+ users.

Maya digital bank mobile app interface showing wallet balance and financial services icons

Maya digital bank mobile app interface showing wallet balance and financial services icons

Maya Black Visa Platinum credit card showcasing instant miles and travel rewards

Maya Black Visa Platinum credit card showcasing instant miles and travel rewards

Maya mobile app displaying a Maya Black Visa Platinum credit card with Maya Miles rewards

Maya mobile app displaying a Maya Black Visa Platinum credit card with Maya Miles rewards

Maya mobile app screen showing instant credit card approval for a black Visa Platinum card

Maya mobile app screen showing instant credit card approval for a black Visa Platinum card

Maya app interface showing the credit card freeze and unfreeze feature

Maya app interface showing the credit card freeze and unfreeze feature

Maya app savings dashboard showing personal goals and high interest rates

Maya app savings dashboard showing personal goals and high interest rates

Maya mobile app screen showing personal loan account overview with instant approval offer up to 250000 Pesos

Maya mobile app screen showing personal loan account overview with instant approval offer up to 250000 Pesos

Your Financial Bridge to the Philippines

The tools that make this app stand out, trusted by 8M+ users.

📈

Earn Interest Every 24 Hours

Watch your savings grow with up to 15% interest p.a. credited to your account daily. It's the highest-yielding way to keep your Philippine assets working for you.

🇵🇭

Direct PH Bill Payments

Skip the remittance fees. Pay for your family's electricity, water, and tuition in the Philippines directly from your wallet for total peace of mind.

🚀

Invest for Less Than $1

Build your global portfolio on your terms. Buy crypto or invest in world-famous companies through Maya Funds for as little as ₱1 to ₱50.

Review Analysis

Insights from user reviews.

Sentiment Score

31%
Negative

Summary

Maya Philippines receives mixed feedback, with many users praising its user-friendly interface, ease of use for daily transactions like payments and transfers, and its secure platform. Users also appreciate specific features such as rewards and cashback offers, and its utility for savings. However, a significant number of complaints highlight frustrating and unresponsive customer support, often involving chatbots that fail to connect to live agents. Recurring issues also include app performance problems like crashes and slowness, difficulties with account access and verification, and limitations or outright blocking for international users and those attempting transfers from abroad.

Common Themes

Customer Support(16)
Account Access & Verification(10)
Ease of Use & UI(7)
App Performance(4)
Fund Transfer Issues(4)
Geographic Restrictions(4)
Security(2)

About the app

Everything you need to know about Maya – savings, loans, cards.

Description

Know why it feels good to get banked with Maya? You can experience next-level digital banking with the safety of a bank and convenience of a wallet. With Maya, you can start saving money and earn up to 15% interest p.a. every day, loan up to P250,000 in seconds, enjoy instant rewards with your credit card, pay and shop with your Maya Credit and Wallet Card worldwide, and scan any QR Ph to pay for anything.​ SAVE​​ • Why let your money burn when you can earn up to thousands in interest on Maya Savings? • Start banking with just 1 valid ID, deposit your money, and enjoy up to 15% interest p.a. that's credited to you every day. • That's literally free money every 24 hours to your savings account.​ Grow your money with Maya Bank now! CREDIT CARDS​ • Instant shopping rewards and next-level security – that's what you get with a Maya credit card. • Apply for a Maya Black Credit Card and earn instant Maya Miles that can take you closer to your next trip, or get a Landers Cashback Everywhere Credit Card and earn up to 5% cashback that you can spend at any Landers Superstore.​ • Credit card application and offer are subject to approval.​ SHOP & PAY​​ • All the features you need to send money, shop online, pay your bills, and other banking and wallet transactions are right here, too. • Get a Maya Wallet Card or Credit Card and use it worldwide or make transactions and shop at your favorite local shops. • Scan any QR Ph to pay cash transactions conveniently from your wallet.​ INVEST​​ • You’ve got plenty of ways to explore your money's potential through crypto and funds. • Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.​​ BORROW​​ • When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly. • Use Maya Easy Credit to loan up to P30,000 and use it to pay your bills, shop, or give your everyday money a boost.​ ​ Loan application is subject to credit evaluation. See below for loan terms:​ • Credit limit amount: P15,000 - P250,000​​ • Monthly add-on interest rate: 0.77% - 2.57%​​ • Monthly effective interest rate: 1.4% - 4.25%​​ • Tenure: 6 - 24 months​​ • Max. annual APR: 30.78%​​ • Applicable DST and other fees: Waived​​ • Late fee (daily) on overdue principal: 0.17%​​​ Sample computation​​ • Loan amount: P25,000​​ • Monthly add-on interest rate: 0.83%​​ • Tenure: 6 months​​ • DST/fees: P0​​ • Monthly installment amount: P4,374.17​​ • Total repayment amount: P26,239.19​​ • Daily penalty: 0.17%​​​ Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P1,000,000 per depositor.​ Terms and conditions apply.​ For 24/7 assistance, visit the Help Center on the Maya app. You may also call us from 8 AM to 7 PM daily at (+632) 8845 7788​ or toll-free at 1800 1084 57788.​ ​ Office Address: Launchpad Building, Sheridan St., Mandaluyong, Metro Manila, Philippines​

Latest Version

2.122.0

Size

265.7 MB

First Released

Jun 6, 2016

Ready to Experience Next-Level Banking?

Join 8 million users earning up to 15% interest p.a. daily. Manage your money, pay bills back home, and grow your wealth with the Philippines’ most advanced digital bank.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Maya – savings, loans, cards

What is the maximum interest rate offered by Maya Savings?

Yes, Maya offers an interest rate of up to 15% p.a. on savings, credited daily. Users can start banking with just one valid ID.

Is Maya a safe and regulated digital bank?

Yes, Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P1,000,000 per depositor.

What types of credit cards does Maya offer?

Maya offers various credit cards, including the Maya Black Credit Card and the Landers Cashback Everywhere Credit Card. These cards provide instant rewards and security.

Can I freeze my Maya credit card in the app?

Yes, Maya allows users to freeze and unfreeze their Maya Black Credit Card with a tap directly from the app for enhanced security.

What is the maximum loan amount available with Maya Personal Loan?

Yes, Maya offers Personal Loans up to P250,000. Loan applications are subject to credit evaluation, with tenure options from 6 to 24 months.

Can I invest in cryptocurrency with Maya?

Users can invest in popular cryptocurrencies like Bitcoin and Ethereum for as low as P1. Maya also offers Maya Funds to invest in companies starting from P50.

Does Maya support QR Ph payments for transactions?

Yes, Maya users can pay bills, shop online, and make cash transactions by scanning any QR Ph code directly from their Maya Wallet.

What is the credit limit for the Maya Black Credit Card?

You can apply for a Maya Black Credit Card to receive a credit limit of up to P120,000, as shown in the application approval screen.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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