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Modak: Kids & Teens Banking

Equip your children with a free Visa® debit card and life-long financial habits. Parents manage chores and allowances while kids earn rewards for staying active—all with zero monthly fees and total security.

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Key Figures

Downloads

34K+

User Rating

4.8/5

Total Ratings

6K+

Publisher

Modak Communities Operating Holdings Inc.

Build Smarter Money Habits Together

The all-in-one banking app designed to help kids and teens earn, save, and learn financial responsibility while staying active and healthy.

Automated Chores & Allowances

Turn household tasks into teaching moments. Set schedules, track chores, and pay allowances automatically—no more hunting for cash or losing track of tasks.

Rewards for Staying Active

Turn steps into savings. Kids earn MBX reward points for walking 5,000 steps a day or completing financial literacy challenges, which can be converted to real money.

FAQ

Frequently Asked Questions

Everything you need to know about Modak: Kids & Teens Banking

What is the Modak Visa debit card?

The Modak Visa® debit card is a banking card for kids and teens. It is accepted anywhere Visa® is, supports Apple and Google Pay, and offers free shipping with various design options.

Does Modak: Kids & Teens Banking charge monthly fees?

No, Modak: Kids & Teens Banking does not charge monthly fees or require minimum deposits. Fees for expedited or premium services may apply, as detailed in the Cardholder agreement.

Can parents track allowances and chores with the Modak app?

Yes, parents can track allowances and chores within the Modak app. They can set allowance amounts, schedule payment dates, and assign tasks to their children.

What parental controls does Modak: Kids & Teens Banking offer?

Modak: Kids & Teens Banking offers parental controls including real-time transaction tracking. Parents can also instantly lock or unlock their child's Modak Visa® debit card from within the app.

How do kids earn rewards in the Modak app?

Kids earn in-app reward points, called MBX, by participating in learning games, challenges, and healthy activities like walking. These MBX points can be converted to real money on their Modak Visa® debit card.

Can users set savings goals within the Modak banking app?

Yes, Modak banking app users can set personalized savings goals. Kids can create and manage these goals, and both children and parents can contribute money towards achieving them.

How can parents add money to a Modak Account for kids?

Parents can add money to a Modak Account using their existing bank account, credit card, or debit card. This process allows for effortless funding of the child's balance.

Does Modak: Kids & Teens Banking provide customer support?

Yes, Modak: Kids & Teens Banking provides 24/7 in-app customer support. Assistance is available in both English and Spanish during business hours to address user queries.

Is the Modak banking app secure for transactions?

Yes, the Modak banking app ensures secure transactions through encrypted data and biometric security measures. It protects user information and financial activities within the platform.

Is money held in a Modak account FDIC insured?

Yes, money held in a Modak account is FDIC-insured. While Modak is a financial technology company, the deposit accounts and Modak Visa® debit cards are issued by Legend Bank, N.A., which is FDIC-insured.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Modak: Kids & Teens Banking - Modak mobile app interface showing child bank balance and a starry night themed Visa debit card — Modak mobile app interface showing child bank balance and a starry night themed Visa debit card

Modak: Kids & Teens Banking - Modak app interface displaying parent balance and various payment methods for funding accounts — Modak app interface displaying parent balance and various payment methods for funding accounts

Modak: Kids & Teens Banking - A smartphone screen displaying the Modak app's chore and allowance tracking feature with payment buttons for completed tasks. — A smartphone screen displaying the Modak app's chore and allowance tracking feature with payment buttons for completed tasks.

Modak: Kids & Teens Banking - Screen showing a college fund savings goal and progress tracker in the Modak banking app — Screen showing a college fund savings goal and progress tracker in the Modak banking app

Modak: Kids & Teens Banking - Modak app interface showing in-app MBX rewards points and a branded Visa debit card — Modak app interface showing in-app MBX rewards points and a branded Visa debit card

Modak: Kids & Teens Banking - Modak app interface displaying gamified financial and health challenges for kids to earn rewards — Modak app interface displaying gamified financial and health challenges for kids to earn rewards

Modak: Kids & Teens Banking - Modak banking app interface showing spending controls and real-time alerts for a kids Visa debit card — Modak banking app interface showing spending controls and real-time alerts for a kids Visa debit card

Modak: Kids & Teens Banking - Modak app interface showing in-app 24/7 customer support and help center features — Modak app interface showing in-app 24/7 customer support and help center features

Description

Modak Makers is your go-to app for tracking allowances, chores, and building good financial habits. Our Visa® debit card and banking app for kids and teens empowers them to manage their spending while the chores and allowance tracker make it easy for parents to guide their financial education and teach them the value of money. Kids can also participate in learning games and challenges to earn in-app reward points (MBX), which can be converted to real money in their debit card. Modak promotes healthy benefits, offering ways for kids to earn rewards walking and engaging in daily activities. Our app is tailored for families, ensuring parents can confidently navigate their child’s financial journey. Modak helps kids learn to spend, save, and earn while having fun, fostering independence and good financial habits from an early age. Join Modak today and help your kids take control of their financial future and become independent in managing their finances! Key Features: •⁠ ⁠Modak Visa® debit card: Use your Modak Card anywhere Visa® is accepted, with seamless integration for Apple and Google Pay. Enjoy free shipping and choose from our various card designs. •⁠ No Monthly Fees*: $0 minimum deposits and no hidden fees. •⁠ Allowance and chore tracking: Seamlessly manage allowances and tasks within the app. Set your child's allowance amount, schedule payment dates, and assign chores. •⁠ Parental Controls: Track transactions in real-time and lock/unlock cards instantly. •⁠ Reward Points: Earn MBX and redeem them for cash in the Modak debit card. •⁠ Daily & Weekly Challenges: Participate in rewarding activities that promote financial literacy, healthy habits, and active living. Earn healthy benefits and reward points by walking 5,000 steps a day and completing other challenges, all while using Modak to build good financial habits. •⁠ Set Saving Goals: Set personalized savings goals. Kids can create and manage their own savings goals, and both they and their parents can contribute to achieving them. •⁠ Money management: Use your bank account, credit or debit card to send money to your Modak Account. •⁠ Checking accounts: Open and manage several kids accounts. •⁠ 24/7 Customer Support: Access real-time support, with assistance in English and Spanish during business hours. •⁠ Secure Transactions: Benefit from encrypted data and biometric security measures. Modak is a financial technology company and not a FDIC insured financial institution. Deposit account and the Modak Visa® debit card issued by Legend Bank, N.A., FDIC-Insured. *Fees for expedited or premium services may apply. Find out more in our Cardholder agreement.