This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.
Downloads
10M+User Rating
Total Ratings
331.7KPublisher
Category
FinanceLocales
1Latest Version
6.28.1Size
276.4 MBFirst Released
Jul 4, 2016An analysis of the core functionalities that empower working-class and middle-income Brazilians with accessible and modern financial solutions.
Key Features of Neon: cartão de crédito
Credit Building Program (Viracrédito)
This tool enables users to increase their credit card limit by investing in CDB Neon, effectively turning savings into accessible credit. It provides a unique pathway to build and improve credit scores, addressing a significant barrier for the target audience.
High-Yield Investment (CDB Neon)
The app provides a competitive CDB investment option that offers returns significantly higher than traditional savings accounts, with FGC guarantee for security. It allows users to start investing with a minimal amount, promoting savings and wealth accumulation.
Credit Card Without Annual Fees
This tool features a credit card that does not charge annual fees, significantly reducing the cost of accessing credit. It makes financial services more affordable and accessible for the target audience.
Flexible Loan Options
It provides diverse loan products, including personal loans, consigned loans, and FGTS anticipation, often with competitive interest rates. These options offer accessible financial relief and support for various life events and goals.
Cashback on Purchases
The app offers a cashback program that returns a percentage of money spent on both debit and credit card purchases. This feature provides tangible savings and added value for everyday spending.
Free Digital Account & Instant Transfers
This tool allows for quick and free opening of a complete digital bank account and offers unlimited free Pix and transfers to any financial institution. It removes banking bureaucracy and transaction fees, simplifying daily financial operations.
Virtual and International Visa Card
The app provides users with a virtual card for secure online transactions and an international Visa card accepted worldwide. This offers enhanced convenience and security for various payment needs.
Automated Financial Management
It features tools like 'Smart Balance' for categorized spending, easy bill payment, and subscription management. These functionalities help users better understand and control their finances effortlessly.
Frequently Asked Questions
Everything you need to know about Neon: cartão de crédito
What is the Neon app and what services does it offer?
The Neon app offers a complete digital account for Brazilians, providing credit cards without annual fees, cashback, high-yield investments like CDB, and various loan options.
Does the Neon credit card have an annual fee?
No, the Neon credit card does not have an annual fee. The app provides a full digital account that includes a credit card free of this charge.
How does the Neon cashback program work?
Yes, Neon offers a cashback program. Users receive money back on all purchases made with their debit or credit card, upon program enrollment, and can easily redeem the amount to their account.
What is Neon Viracrédito and how does it increase my credit limit?
Viracrédito is a Neon feature that allows users to increase their credit card limit. The money saved by the user in a CDB Neon investment can be converted into an equivalent credit card limit.
What investment options does the Neon app provide?
Neon offers investment in CDB (Certificado de Depósito Bancário), which yields up to 113% of the CDI. This investment is secured by the FGC (Fundo Garantidor de Créditos) and starts from just R$ 1.
What types of loans does Neon offer?
Neon provides various loan types, including personal loans, consigned loans, and FGTS anticipation (saque-aniversário). These options are available to help users with their financial needs.
Can I make Pix payments using credit with the Neon app?
Yes, the Neon app supports using Pix with credit. This feature allows users to make Pix payments and split them into up to 12 installments.
Is the Neon digital account safe and secure?
Yes, the Neon digital account is secure. It incorporates multiple layers of security to safeguard user funds and personal information, ensuring a protected banking experience.
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This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.




