This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.
Niyo: Global cards for travel
Save up to 5% on every spend across 180+ countries with no hidden fees. Load in INR and enjoy premium perks like free international lounge access, UPI payments, and instant eSIMs—all designed for Indian expats and students living abroad.
Downloads
748K+User Rating
Total Ratings
36K+Publisher
Category
FinanceLocales
1Latest Version
3.51.0Size
309.9 MBFirst Released
Sep 5, 2022Banking Built for Your Global Lifestyle
Experience the freedom of a borderless account designed for Indian expats, students, and frequent flyers across the globe.
Zero Forex Markup
Stop paying the 'forex tax.' Save up to 5% on every transaction by spending at live exchange rates in 180+ countries.
Load in INR, Spend Globally
Skip the hassle of multi-currency cards. Add money in INR and instantly spend like a local anywhere your journey takes you.
Frequently Asked Questions
Everything you need to know about Niyo: Global cards for travel
What is the Niyo: Global cards for travel app?
Niyo: Global cards for travel provides international credit and debit cards with zero forex markup charges. It is designed for travellers, students, and businesses to save up to 5% on international transactions.
Does the Niyo card have forex markup charges?
No, the Niyo card offers zero forex markup on all international transactions, allowing users to save up to 5%. This applies to both card usage and forex cash withdrawals.
How quickly can I get a Niyo card delivered?
Niyo cards are delivered in 3-5 days. In select metro cities, Niyo Express offers 24-hour doorstep delivery with assisted KYC verification and instant card handover, making you travel-ready faster.
Can I use Niyo cards for international transactions?
Yes, Niyo cards work in over 180 countries. Users can add money in INR and use it to transact in the local currency of their destination abroad, eliminating the need for multi-currency accounts.
What are the benefits of Niyo Express?
Niyo Express provides 24-hour doorstep card delivery in select cities, free doorstep KYC by an expert, assisted card setup, and premium support. This ensures users are travel-ready quickly and efficiently.
How do I open a Niyo account?
To open a Niyo account, download the app, verify your mobile and email, verify passport and Aadhaar, complete a quick selfie, and a 3-minute Video KYC. The account is ready in less than 5 minutes.
Does Niyo offer free international ATM withdrawals?
Yes, Niyo provides 1 free international ATM withdrawal each quarter. The app also features an ATM Locator to help users find cash machines globally during their travels.
Can I use UPI with Niyo: Global cards for travel?
Yes, the Niyo app supports UPI payments through its "Niyo Pay" feature. This allows users to make secure and convenient payments directly from their Niyo account.
Does Niyo provide international eSIM services?
Yes, Niyo offers international eSIMs with affordable data plans available in over 120 countries. This service ensures users can stay connected globally without high roaming charges.
Can Niyo help with visa applications and bookings?
Yes, Niyo assists with visa bookings at the lowest market rate and provides full assistance. Users can also book visas using Niyo Coins, enhancing travel planning convenience.
Does Niyo offer flight and hotel booking services?
Yes, Niyo facilitates flight bookings with zero convenience fees and hotel bookings at exclusive properties with the lowest rates. Users can also utilize Niyo Coins for these travel services.
What are Niyo Coins and how can they be used?
Niyo Coins are part of a unique rewards program within the Niyo app. Users can earn and redeem these coins to book visas, flights, hotels, and travel insurance.
Is Niyo suitable for students studying abroad?
Yes, the Niyo card is perfect for students studying abroad. It offers zero forex fees on cards and remittances, which helps them save significantly on international expenses.
What banks does Niyo partner with for its services?
Niyo partners with DCB Bank and SBM Bank (India) for its digital savings accounts, as well as its credit and debit card offerings.
The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.
App Store
Screenshots
Niyo zero forex markup card and mobile app interface for international travel
A delivery person holding a package for Niyo global card 24-hour doorstep delivery and assisted KYC
Niyo app interface for buying forex cash at zero markup with live currency converter
Niyo app interface for international money transfers with zero forex markup
A woman using an ATM with a map overlay showing nearby free international ATM locations
Niyo app interface for buying international eSIM plans in over 120 countries.
Niyo app screen showing travel visa booking with zero service charges for international travelers.
Niyo app screen displaying Niyo Coins balance and options to redeem for flights and hotels
A smiling Indian international student holding books and showing the Niyo app for zero forex fees
Description
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This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.