OVO

OVO

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Logo of OVO

OVO: Indonesia’s All-in-One App to Pay, Save, and Stay Connected

Manage family bills, top up credit, and unlock exclusive rewards from the US. Whether you are sending support back home or prepping for your next trip, experience the ease of Indonesia’s leading digital wallet.

Publisher

Visionet Internasional, Pt

Category

Finance

Downloads

8M+

User Rating

4.0/5

Total Ratings

48K+

Locales

2

Simplicity at Your Fingertips

Discover the interface used by 8M+ users.

OVO fintech app home screen showing digital wallet balance and payment services for Indonesian utilities and bills

OVO fintech app home screen showing digital wallet balance and payment services for Indonesian utilities and bills

OVO mobile app interface showing the QR code scanner for making quick payments and transactions.

OVO mobile app interface showing the QR code scanner for making quick payments and transactions.

OVO app screen displaying points balance and transaction history for Grab services

OVO app screen displaying points balance and transaction history for Grab services

OVO app interface highlighting integration with Grab and 1.3 million merchants

OVO app interface highlighting integration with Grab and 1.3 million merchants

Screenshot of OVO app interface showing a successful money transfer with the text Fast and Free Transfer

Screenshot of OVO app interface showing a successful money transfer with the text Fast and Free Transfer

OVO app screen featuring icons for electricity, water, and phone bill payments with a paid receipt stamp

OVO app screen featuring icons for electricity, water, and phone bill payments with a paid receipt stamp

OVO mobile app interface showing cardless cash withdrawal options including ATM BCA and Indomaret

OVO mobile app interface showing cardless cash withdrawal options including ATM BCA and Indomaret

Your Financial Bridge to Indonesia

The tools that make this app stand out, trusted by 8M+ users.

🏠

Remote Bill Management

Take care of your loved ones by paying PLN electricity, water, and phone bills directly from the US with just a few taps.

✈️

Travel-Ready Payments

Be ready before you land. Integrated with Grab for transport and food delivery so you can skip the cash exchange at the airport.

💎

Maximize Your Value

Stretch your budget with 'Harga Jongkok' deals and earn OVO Points on every transaction to use at your favorite Indonesian merchants.

Review Analysis

Insights from user reviews.

Sentiment Score

3%
Negative

Summary

Users are experiencing severe issues with this mobile app, primarily revolving around fund management, with numerous reports of lost top-ups, uncredited money, or funds getting stuck without transfer capabilities. Transaction reliability is critically low, marked by frequent failures, significant delays in processing payments (including QRIS and bill payments), and problems with transaction history. Users also find the app's performance sluggish and error-prone, coupled with frustrating account management processes like failed verifications, difficulties upgrading to premium, and excessive private data demands for account closure. Additional complaints include unexpected reductions in paylater limits and high transaction fees.

Common Themes

Fund Handling(9)
Transaction Reliability(9)
Account Management(8)
App Performance(6)
Paylater Limits(2)
Transaction Fees(2)
Missing Features(2)
Data Privacy(1)

About the app

Everything you need to know about OVO.

Description

Indonesia’s all-in-one app: Pay and Save with ease From the local market to your favorite online stores, from daily essentials to special treats, OVO fits for everyone. Whether you’re paying, shopping, or saving, OVO makes it easy and rewarding. Say goodbye to carrying cash. OVO let you handle your daily needs from your phone, securely, quickly, and with plenty of perks. Wanna see what’s in it for you? Welcome treats for new users > First top-up = zero admin fees. > Cashback up to 20.000 OVO Points (min. total transaction Rp30.000) Upgrade to OVO Nabung and enjoy more > Claim 10.000 OVO Points bonus (T&C applied). > Up to 99% off at Hokben, D’Crepes, Solaria, Alfagift, MyTelkomsel, and more. > GrabFood 75% discount up to Rp50.000. Deals that follow you everywhere > Online shopping? Cashback up to Rp1.000.000 is ready. > Cashback up to 500.000 for groceries, foods, gas station, and more. Pay your bills with Harga Jongkok > PLN token Rp10.000 for only Rp8.888. > Cashback up to 3% (max 50.000 OVO Points) for bill payments (min. Rp25.000). > Pay SBN investments and get 1% cashback (max 100.000 OVO Points). Download OVO now and unlock a simpler way to pay, save, and enjoy life, plus a bunch of deals you don’t want to miss. Instagram.com/ovo_id www.ovo.id

Latest Version

3.152.0

Size

105.8 MB

First Released

Sep 6, 2016

Ready to Pay, Save, and Stay Connected to Indonesia?

Join 8 million+ users and manage your Indonesian bills, groceries, and travel needs directly from the USA. Download OVO now to claim your welcome treats, including zero admin fees on your first top-up and exclusive cashback for your next trip home.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about OVO

What is the OVO app?

OVO is an all-in-one app in Indonesia for payments, shopping, and saving. It handles daily financial needs securely and quickly from a mobile phone, providing various perks and deals.

Does OVO offer benefits for new users?

Yes, new OVO users receive zero admin fees on their first top-up. They also get cashback up to 20,000 OVO Points when making a minimum total transaction of Rp30,000.

What are the benefits of OVO Nabung?

Upgrading to OVO Nabung provides a 10,000 OVO Points bonus. Users also enjoy discounts up to 99% at select merchants and a 75% GrabFood discount, capped at Rp50,000.

How do OVO users collect OVO Points?

OVO Points can be collected from various transactions, including services like GrabCar, GrabMart, GrabBike, and GrabFood. These points accumulate and can be redeemed for monetary value within the OVO app.

Can I pay bills with the OVO app?

Yes, OVO users can pay various bills seamlessly, including PLN tokens. The OVO app offers deals like PLN tokens for Rp8,888 and cashback up to 3% for bill payments exceeding Rp25,000.

Does OVO allow money transfers?

Yes, OVO supports money transfers. Transfers between OVO accounts are free. The app provides a confirmation screen upon successful transaction completion.

Is cash withdrawal available with OVO?

Yes, OVO users can perform cardless cash withdrawals. Options include ATM BCA and Indomaret. Each withdrawal method incurs an admin fee of Rp5,000.

How many merchants accept OVO payments?

OVO is widely accepted across Indonesia by 1.3 million merchants. This extensive network includes all services from Grab, ensuring broad utility for payments.

Can I use QR codes for payments with OVO?

Yes, OVO supports QR code payments. Users scan QR codes to complete transactions. The app also allows uploading QR codes or inputting specific payment codes for convenience.

What is the monetary value of OVO Points?

OVO Points hold direct monetary value. For instance, 80,500 OVO Points are equivalent to Rp80,500. Users accumulate these points through various transactions and cashback offers.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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