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PalmPay - Transfers, Bills

No more financial juggling. This app puts the power of a bank, an investment firm, and a bill payer directly into the user's hand.

Finance & Crypto ›Utilities & Government Services ›

Key Figures

Downloads

7.5M+

User Rating

4.0/5

Total Ratings

40.6K

Publisher

Palmpay Limited

An Analytical Overview of Core Financial Capabilities and User Advantages

Key Features of PalmPay - Transfers, Bills

Unlimited Free Bank Transfers

The app provides unlimited free transfers to all Nigerian banks, eliminating transaction fees for seamless money movement.

Robust Security & NDIC Insurance

The app ensures robust security with NDIC insurance for deposits, PCI DSS certification, and advanced fraud protection, guaranteeing fund and data safety.

Comprehensive Investment Products

It offers diverse investment products, including savings, mutual funds, and insurance, with potential returns of up to 40% annually.

Instant Transfers to 500+ Financial Institutions

It enables instant transfers to over 500 financial institutions, ensuring broad connectivity and rapid transaction processing.

Zero-Maintenance Physical ATM Card

This tool features a free physical ATM card with zero maintenance fees, usable across all POS, ATM, and online channels.

Accessible Loan Facility

It provides an accessible loan facility with amounts ranging from N2,000 to N500,000, catering to short-term financial needs.

Instant Airtime & Exclusive Data Bundles

The app allows users to instantly purchase airtime and access exclusive data bundles, including social and campus plans, to stay connected affordably.

24/7 Customer Support

Users benefit from dedicated 24/7 customer support for assistance with any queries or concerns.

FAQ

Frequently Asked Questions

Everything you need to know about PalmPay - Transfers, Bills

Does PalmPay offer free money transfers to all banks?

Yes, PalmPay provides unlimited free transfers to all banks. Users can send money instantly to over 500 financial institutions without any transfer fees.

How can I get a PalmPay ATM card and are there any fees?

You can apply for a PalmPay ATM card via the app or get it instantly from a local agent. It comes with zero maintenance fees and no SMS alert charges.

What interest rates can I earn with PalmPay's savings products?

PalmPay offers Cashbox with up to 20% annual interest and SmartEarn with an exceptional 22% annualized interest rate. SmartEarn also features 24/7 instant withdrawals.

Is PalmPay a secure platform for banking and transactions?

Yes, PalmPay is highly secure. It is fully licensed by the Central Bank of Nigeria, insured by NDIC, PCI DSS certified, and uses the highest level of encryption for data protection.

How can I contact PalmPay customer support?

PalmPay offers 24/7 customer support. You can reach them via helpline at 018886888 or email at support@palmpay.com. They are also active on social media platforms.

Does PalmPay offer loans, and what are the terms?

Yes, PalmPay provides loans powered by Blooms MFB Ltd. Loan amounts range from N2000 to N500000 with repayment periods of 61 days to 6 months and APR up to 36% per annum.

How do I sign up for a PalmPay account?

You can sign up for a PalmPay account easily with your phone number. New users may also receive a welcome bonus, such as N100 Airtime for Free upon registration.

Can I set up automatic airtime and data recharges with PalmPay?

Yes, PalmPay offers an Airtime Auto-Renew feature to automatically recharge your airtime and data bundles, helping you stay connected without interruption. This ensures continuous service.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

PalmPay - Transfers, Bills - The app demonstrates its commitment to cost-free banking, highlighting the "Transfer to Bank" option and the clear "FREE | Transfer without spending a kobo" message. — The app demonstrates its commitment to cost-free banking, highlighting the "Transfer to Bank" option and the clear "FREE | Transfer without spending a kobo" message.
Instant Free Transfers

PalmPay - Transfers, Bills - Users can explore card options, with a vivid depiction of the distinct purple "Verve" physical card and options for both "Physical Card" and "Virtual Card". — Users can explore card options, with a vivid depiction of the distinct purple "Verve" physical card and options for both "Physical Card" and "Virtual Card".
Effortless Card Management

PalmPay - Transfers, Bills - This tool showcases its wealth-building features, focusing on the "Wealth" dashboard and the attractive "20.00% Maximum Annual Yield" offered by "CashBox". — This tool showcases its wealth-building features, focusing on the "Wealth" dashboard and the attractive "20.00% Maximum Annual Yield" offered by "CashBox".
Grow Your Wealth

PalmPay - Transfers, Bills - The app ensures uninterrupted service with its "Auto-Renew Your Data" feature, detailing bundle options like "4.1 GB - 7 Days" and discounted prices from "₦600" to "₦540". — The app ensures uninterrupted service with its "Auto-Renew Your Data" feature, detailing bundle options like "4.1 GB - 7 Days" and discounted prices from "₦600" to "₦540".
Seamless Connectivity

PalmPay - Transfers, Bills - This tool prioritizes user trust, displaying a "Your Privacy and Security is our Top Priority" shield graphic and clearly stating that "PalmPay is Licensed by the CBN". — This tool prioritizes user trust, displaying a "Your Privacy and Security is our Top Priority" shield graphic and clearly stating that "PalmPay is Licensed by the CBN".
Secured Financial Services

This powerful visual represents "The Smarter Way to Bank", illustrating a path towards innovative financial solutions with the prominent "PalmPay" logo.

Future of Banking

Description

PalmPay: The Smarter Way to Bank! - Trusted by millions of Nigerian users for seamless money transfers and payments. - Enjoy seamless and unlimited Free Transfers to all banks. - Easy to sign up with your phone number and get mind-blowing Rewards. - Enjoy a FREE ATM card with zero maintenance fee. - Explore exclusive data bundles such as social and campus plans. - Invest flexibly and earn up to 40% year return with a diverse range of financial products including savings, mutual funds, and insurance! - 24/7 Customer Support is always available for you. ------------------------------------------------------------------ PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users. With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons, free transfer chances, cashback or discount on transaction, etc. Download, and join us now. 1. Transfer - Unlimited Free Transfers to all banks. - Instant transfer to over 500 financial institutions. 2.PalmPay ATM Card - Apply via the app or obtain it instantly at a local card agent. - Enjoy zero maintenance fee and zero SMS alerts fee. - Accepted everywhere - usable at any POS, ATM, and online channel. 3.Data Bundle - Purchase data bundles quickly and securely anytime. - Explore exclusive plans such as MTN Social Bundles, GLO Campus Bundles, and Airtel 6X Voice Bundles. 4.Airtime - Recharge instantly on MTN, Airtel, GLO, T2 Mobile (9Mobile), and Smile. - Top up in seconds, anytime, anywhere. - Stay connected with Airtime Auto-Renew - recharge automatically and avoid downtime. 5.Wealth - Cashbox: a versatile savings wallet with an impressive annual interest rate of up to 20%. - SmartEarn: offers an exceptional 22% annualized interest rate alongside 24/7 instant withdrawals, with no redemption fees. 6. Loan (Powered by Blooms MFB Ltd.) - Repayment periods from 61 days to 6 months - Loan amount from N2000 to N500000 - APR up to 36% per annum *For example; N1000 is given for 90 days loan term, *Interest: N90(9%rate) *Total amount payable: N1090 *Representative: 36%APR ------------------------------------------------------------------ We take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information. 1. Insuring Your Money Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC). 2. Transaction Screening We screen all transactions using international databases as our proprietary systems to prevent money laundering and fraud. 3. Security Certifications PalmPay is PCI DSS certified to secure transactions against data theft and fraud. We are recognized by NITDA and comply with the NDPR for meeting the highest information security standards. 4. Fraud Protection In addition to automation, PalmPay’s teams work full time to intercept suspicious transactions, freeze suspected account and follow up on reports. ------------------------------------------------------------------ Contact us We are always excited to hear from you. For any feedback or concerns, reach us via: 1. Helpline: 018886888 2. Email: support@palmpay.com 3. Website: https://www.palmpay.com/ 4. Address: 20 opebi rode ikeja, Lagos To know more, find us on Facebook, Twitter, Instagram, and Telegram. 1. Twitter: @palmpay_ng 2. Facebook: @PalmPay Nigeria 3. Instagram: @palmpayapp_ng 4. TikTok: @palmpayapp 5. YouTube: @PalmPay 6. LinkedIn: PalmPay