PalmPay - Transfers, Bills

PalmPay - Transfers, Bills

Download on App Store
Logo of PalmPay - Transfers, Bills

PalmPay - The Smarter Way to Bank and Send Money Home

The ultimate financial bridge for the Nigerian Diaspora. Enjoy unlimited free transfers to all Nigerian banks, pay family bills directly, and grow your wealth with up to 20% interest—all from your smartphone in the US.

Publisher

Palmpay Limited

Category

Finance

Downloads

7M+

User Rating

4.1/5

Total Ratings

61K+

Locales

1

A Glimpse Inside

Discover the interface used by 7M+ users.

PalmPay app screen promoting zero transfer fees for money transfers to all banks

PalmPay app screen promoting zero transfer fees for money transfers to all banks

A smartphone screen showing the PalmPay app with a colorful purple Verve debit card and the text Instant Card Access.

A smartphone screen showing the PalmPay app with a colorful purple Verve debit card and the text Instant Card Access.

PalmPay app interface showing the CashBox feature with a 20 percent maximum annual interest yield for savings.

PalmPay app interface showing the CashBox feature with a 20 percent maximum annual interest yield for savings.

PalmPay mobile app sign up screen on a smartphone showing an instant registration form with a welcome bonus offer.

PalmPay mobile app sign up screen on a smartphone showing an instant registration form with a welcome bonus offer.

PalmPay app interface for setting up automatic airtime and data bundle renewals

PalmPay app interface for setting up automatic airtime and data bundle renewals

PalmPay app interface showing security and privacy features licensed by CBN and insured by NDIC.

PalmPay app interface showing security and privacy features licensed by CBN and insured by NDIC.

A smiling customer service representative with a headset representing PalmPay's 24/7 support

A smiling customer service representative with a headset representing PalmPay's 24/7 support

PalmPay mobile app interface displaying a comparison between dark mode and light mode

PalmPay mobile app interface displaying a comparison between dark mode and light mode

PalmPay app introductory screen featuring a road leading towards a bright portal with the slogan The Smarter Way to Bank

PalmPay app introductory screen featuring a road leading towards a bright portal with the slogan The Smarter Way to Bank

Your Financial Bridge to Nigeria

The tools that make this app stand out, trusted by 7M+ users.

💸

Instant Zero-Fee Transfers

Send money to any bank in Nigeria instantly. Enjoy unlimited free transfers and skip the high fees of traditional international remittance services.

Direct Utility & Data Payments

Support family back home without the 'leakage.' Pay for electricity, buy airtime, or gift MTN/Airtel data bundles directly from the US.

📈

High-Yield Diaspora Savings

Don't let your Naira sit idle. Earn up to 20% interest with Cashbox and SmartEarn, providing a powerful hedge against inflation for your local funds.

About the app

Everything you need to know about PalmPay - Transfers, Bills.

Description

PalmPay: The Smarter Way to Bank! - Trusted by millions of Nigerian users for seamless money transfers and payments. - Enjoy seamless and unlimited Free Transfers to all banks. - Easy to sign up with your phone number and get mind-blowing Rewards. - Enjoy a FREE ATM card with zero maintenance fee. - Explore exclusive data bundles such as social and campus plans. - Invest flexibly and earn up to 40% year return with a diverse range of financial products including savings, mutual funds, and insurance! - 24/7 Customer Support is always available for you. ------------------------------------------------------------------ PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users. With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons, free transfer chances, cashback or discount on transaction, etc. Download, and join us now. 1. Transfer - Unlimited Free Transfers to all banks. - Instant transfer to over 500 financial institutions. 2.PalmPay ATM Card - Apply via the app or obtain it instantly at a local card agent. - Enjoy zero maintenance fee and zero SMS alerts fee. - Accepted everywhere - usable at any POS, ATM, and online channel. 3.Data Bundle - Purchase data bundles quickly and securely anytime. - Explore exclusive plans such as MTN Social Bundles, GLO Campus Bundles, and Airtel 6X Voice Bundles. 4.Airtime - Recharge instantly on MTN, Airtel, GLO, T2 Mobile (9Mobile), and Smile. - Top up in seconds, anytime, anywhere. - Stay connected with Airtime Auto-Renew - recharge automatically and avoid downtime. 5.Wealth - Cashbox: a versatile savings wallet with an impressive annual interest rate of up to 20%. - SmartEarn: offers an exceptional 22% annualized interest rate alongside 24/7 instant withdrawals, with no redemption fees. 6. Loan (Powered by Blooms MFB Ltd.) - Repayment periods from 61 days to 6 months - Loan amount from N2000 to N500000 - APR up to 36% per annum *For example; N1000 is given for 90 days loan term, *Interest: N90(9%rate) *Total amount payable: N1090 *Representative: 36%APR ------------------------------------------------------------------ We take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information. 1. Insuring Your Money Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC). 2. Transaction Screening We screen all transactions using international databases as our proprietary systems to prevent money laundering and fraud. 3. Security Certifications PalmPay is PCI DSS certified to secure transactions against data theft and fraud. We are recognized by NITDA and comply with the NDPR for meeting the highest information security standards. 4. Fraud Protection In addition to automation, PalmPay’s teams work full time to intercept suspicious transactions, freeze suspected account and follow up on reports. ------------------------------------------------------------------ Contact us We are always excited to hear from you. For any feedback or concerns, reach us via: 1. Helpline: 018886888 2. Email: support@palmpay.com 3. Website: https://www.palmpay.com/ 4. Address: 20 opebi rode ikeja, Lagos To know more, find us on Facebook, Twitter, Instagram, and Telegram. 1. Twitter: @palmpay_ng 2. Facebook: @PalmPay Nigeria 3. Instagram: @palmpayapp_ng 4. TikTok: @palmpayapp 5. YouTube: @PalmPay 6. LinkedIn: PalmPay

Latest Version

7.0.1

Size

100.6 MB

First Released

Dec 13, 2019

Join 30 Million+ Users Banking the Smarter Way

Download PalmPay today to enjoy unlimited free transfers, instant bill payments, and high-yield savings for your family in Nigeria—securely from the USA.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about PalmPay - Transfers, Bills

Does PalmPay offer free money transfers to all banks?

Yes, PalmPay provides unlimited free transfers to all banks. Users can send money instantly to over 500 financial institutions without any transfer fees.

How can I get a PalmPay ATM card and are there any fees?

You can apply for a PalmPay ATM card via the app or get it instantly from a local agent. It comes with zero maintenance fees and no SMS alert charges.

What interest rates can I earn with PalmPay's savings products?

PalmPay offers Cashbox with up to 20% annual interest and SmartEarn with an exceptional 22% annualized interest rate. SmartEarn also features 24/7 instant withdrawals.

Is PalmPay a secure platform for banking and transactions?

Yes, PalmPay is highly secure. It is fully licensed by the Central Bank of Nigeria, insured by NDIC, PCI DSS certified, and uses the highest level of encryption for data protection.

How can I contact PalmPay customer support?

PalmPay offers 24/7 customer support. You can reach them via helpline at 018886888 or email at support@palmpay.com. They are also active on social media platforms.

Does PalmPay offer loans, and what are the terms?

Yes, PalmPay provides loans powered by Blooms MFB Ltd. Loan amounts range from N2000 to N500000 with repayment periods of 61 days to 6 months and APR up to 36% per annum.

How do I sign up for a PalmPay account?

You can sign up for a PalmPay account easily with your phone number. New users may also receive a welcome bonus, such as N100 Airtime for Free upon registration.

Can I set up automatic airtime and data recharges with PalmPay?

Yes, PalmPay offers an Airtime Auto-Renew feature to automatically recharge your airtime and data bundles, helping you stay connected without interruption. This ensures continuous service.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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