This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.
PhonePe: Secure Payments App
The ultimate super-app for the Indian diaspora. Securely manage your Indian bank accounts, pay family utility bills, and grow your investments in gold or mutual funds—all from the palm of your hand in the USA.
Downloads
37M+User Rating
Total Ratings
8M+Publisher
Category
FinanceLocales
11Latest Version
26.0102.00Size
297.9 MBFirst Released
Jan 16, 2017Manage Your Indian Finances From Anywhere
The ultimate financial bridge for the Indian Diaspora. Pay bills for home, manage Indian bank accounts, and stay travel-ready with UPI—all from your phone in the USA.
Care for Family from Miles Away
Instantly pay utility bills, recharge mobile plans, and renew insurance for your parents or family back home in India.
Travel-Ready with BHIM UPI
Link your Indian bank accounts and scan any QR code at local stores or for taxis during your visits to India. No cash or foreign cards needed.
Frequently Asked Questions
Everything you need to know about PhonePe: Secure Payments App
What is PhonePe?
PhonePe is a secure payments app that enables users to make instant payments, recharge mobiles, pay bills, invest in mutual funds, and buy insurance using BHIM UPI, cards, or a wallet.
Is PhonePe a secure payment application?
Yes, PhonePe is a secure payment application. The app meets all payment, investment, and banking needs safely, as stated in its description.
Can I transfer money using BHIM UPI on PhonePe?
Yes, PhonePe allows users to transfer money instantly using BHIM UPI. You can link your bank account to facilitate these transfers through the app.
What types of bills can I pay using the PhonePe app?
Users can pay various utility bills including credit card, landline, electricity, water, gas, and broadband bills directly through the PhonePe app.
Does PhonePe offer investment options for users?
Yes, PhonePe offers various investment options including mutual funds (Liquid, Tax-Saving, Super, Equity, Debt, Hybrid Funds) and the ability to buy or sell 24K pure gold.
Can I purchase insurance policies through PhonePe?
Yes, PhonePe allows users to buy and renew various insurance policies including Health, Term Life, Car, Two Wheeler, Personal Accident, Travel, and Shop Insurance.
How much does car insurance cost on PhonePe?
Car insurance on PhonePe starts at ₹2094 per year. Users can browse and buy/renew their car insurance in less than 10 minutes.
How many people trust PhonePe for payments?
Over 60 crore Indians trust PhonePe for their payments, making it a widely used platform for secure financial transactions.
How can I manage refunds on PhonePe?
PhonePe allows users to manage and track refunds from their favorite shopping websites directly within the app, simplifying the refund process.
What permissions does PhonePe require on my device?
PhonePe requires SMS, Location, Contacts, Camera, Storage, Accounts, Call, and Microphone for functions like phone verification, UPI transactions, QR scanning, and KYC video verification.
Can I make offline payments with the PhonePe app?
Yes, PhonePe enables users to make offline payments by scanning QR codes at local stores such as kirana shops, food outlets, and medicine stores.
Which online shopping sites can I pay on using PhonePe?
PhonePe supports online payments on various shopping sites like Flipkart, Amazon, Myntra, as well as food orders from Zomato, Swiggy, and travel bookings from Makemytrip, Goibibo.
What is the purity of gold I can buy on PhonePe?
You can buy 24K pure gold on PhonePe, which offers assured 24K purity for building gold savings.
The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.
App Store
Screenshots
PhonePe app screenshot showing UPI money transfers bill payments and investment options
Smartphone screen showing the PhonePe app interface for instant bill payments and mobile recharges.
PhonePe app search interface displaying options for mobile recharge and DTH payments
PhonePe app interface showing different insurance products like bike car and health insurance
PhonePe app interface for investing in mutual funds and starting a new SIP
PhonePe mobile app screen showing options to buy 99.99 percent pure digital gold and silver savings plans
PhonePe mobile app interface showing mutual funds and travel services
Description
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This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.