PocketGuard – Budgeting App

PocketGuard – Budgeting App

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Logo of PocketGuard – Budgeting App

PocketGuard – Budgeting App: Know exactly what’s safe to spend.

Stop the manual tracking and subscription creep. Let smart algorithms manage your bills, optimize your debt, and calculate your daily 'Leftover' cash automatically.

Download on App Store

Publisher

PocketGuard, Inc.

Category

Finance

Downloads

703K+

User Rating

4.5/5

Total Ratings

8K+

Locales

1

Smart Budgeting in Action

Discover the interface used by 703K+ users.

A smartphone screen showing the PocketGuard app with a pie chart breakdown of monthly spending categories and total spent.

A smartphone screen showing the PocketGuard app with a pie chart breakdown of monthly spending categories and total spent.

PocketGuard app interface with a user review about saving money and logos of major media outlets like Forbes and CNN

PocketGuard app interface with a user review about saving money and logos of major media outlets like Forbes and CNN

Screenshot of PocketGuard app displaying estimated income regular payments and spending categories

Screenshot of PocketGuard app displaying estimated income regular payments and spending categories

A mobile interface of the PocketGuard app showing a list of upcoming monthly bills and subscriptions like Spotify and Cable Television.

A mobile interface of the PocketGuard app showing a list of upcoming monthly bills and subscriptions like Spotify and Cable Television.

PocketGuard app interface showing spending and budget category tracking

PocketGuard app interface showing spending and budget category tracking

PocketGuard app interface showing the budget planner with a leftover surplus amount and estimated income tracker.

PocketGuard app interface showing the budget planner with a leftover surplus amount and estimated income tracker.

PocketGuard app interface for connecting bank and credit card accounts showing logos of major financial institutions like American Express and Bank of America

PocketGuard app interface for connecting bank and credit card accounts showing logos of major financial institutions like American Express and Bank of America

PocketGuard Subscription Manager screen showing a list of recurring services and potential savings from canceling them

PocketGuard Subscription Manager screen showing a list of recurring services and potential savings from canceling them

Smart Budgeting, Zero Stress

The tools that make this app stand out, trusted by 703K+ users.

💰

Always Know What’s In Your Pocket

Our 'Leftover' feature calculates your safe-to-spend amount after bills and goals, so you never have to guess at the checkout again.

🔍

Plug Your Subscription Leaks

Instantly identify forgotten subscriptions and negotiate better rates on monthly bills to find hidden savings without changing your lifestyle.

📈

Crush Debt with a Smarter Plan

Get a personalized debt-repayment strategy designed by our algorithm to save you thousands in interest and clear your balances faster.

About the app

Everything you need to know about PocketGuard – Budgeting App.

Description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Latest Version

5.18.2

Size

140.7 MB

First Released

Jan 7, 2015

Ready to spend without the guilt?

Join 700,000+ users who have ditched the spreadsheets for good. Download PocketGuard today to automate your budget, crush your debt, and always know exactly what is in your pocket.

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FAQ

Frequently Asked Questions

Everything you need to know about PocketGuard – Budgeting App

What is PocketGuard – Budgeting App?

PocketGuard is a budgeting app that simplifies personal finance by using smart algorithms for expense tracking and bill monitoring. It helps users manage their money without extensive manual calculations.

How does PocketGuard help with budgeting and expense tracking?

Yes, PocketGuard offers a "Leftover" feature that calculates disposable income after bills and savings. It provides comprehensive analytics for understanding spending habits and optimizing monthly budgets.

Does PocketGuard track bills and manage subscriptions?

Yes, PocketGuard functions as a bill organizer and subscription manager. It automatically identifies bills and subscriptions from connected bank accounts, helping users track due dates and manage recurring payments.

Can PocketGuard help identify forgotten subscriptions?

The PocketGuard app helps users find subscriptions they might have forgotten about. This feature allows users to identify and stop paying for services they no longer need, optimizing their budget.

Is PocketGuard – Budgeting App secure?

Yes, PocketGuard employs bank-level security using 256-bit SSL encryption. It also incorporates PIN codes, Touch ID, and Face ID for additional security layers, ensuring sensitive information remains safe.

Which financial institutions does PocketGuard connect to?

PocketGuard connects exclusively to U.S. and Canadian financial institutions. Users must have accounts with institutions in these countries to utilize the app's features effectively.

How much does PocketGuard Plus subscription cost?

PocketGuard Plus costs $12.99 per month for a monthly subscription or $74.99 per year for an annual subscription. These prices are in U.S. dollars and are subject to change.

How do I cancel or manage my PocketGuard Plus subscription?

To manage a PocketGuard Plus subscription, payment is charged to your iTunes account. Auto-renewal must be turned off at least 24 hours before the current period ends via iTunes Store settings.

Can I set financial goals within the PocketGuard app?

Yes, the PocketGuard app provides all the necessary tools to set financial goals, whether saving for vacation or reducing spending. This helps users tailor their budget to achieve personal finance objectives.

Does PocketGuard offer tools for debt repayment?

Yes, PocketGuard helps users set up a debt-payoff plan. By connecting credit and loan accounts, its algorithm calculates the most profitable repayment strategy to save on interest.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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