This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.
RecargaPay: Pix Cartão e Conta
Unleash your money's true potential. This app redefines control over your finances, turning every transaction into an opportunity.
Downloads
5M+User Rating
Total Ratings
326.6KPublisher
Category
FinanceLocales
1Latest Version
5.8.15Size
77.8 MBFirst Released
Feb 13, 2014An evaluation of core functionalities tailored for individuals and small businesses in Brazil.
RecargaPay: Comprehensive Digital Finance Analysis
Integrated Business Solutions
This tool offers a free PJ account, facilitates payment reception for establishments with bonuses, and enables businesses to earn commissions by selling mobile and transport top-ups, including tax-free Pix and QR Code payments with daily yield on sales balances.
Pix Payments via Credit Card
The app provides the ability to make Pix payments using any credit card, with a competitive fee of 4.99%, and allows users to parcel payments in up to 12 installments, offering significant financial flexibility.
Portable Payment Machine for Businesses
It features a portable payment machine (Maquininha RecargaPay) with highly competitive rates for credit card transactions, including a low 3.09% for spot credit and market-leading rates for installments, supporting NFC and Bluetooth.
Versatile Bill Payment Options
The app allows users to pay various utility bills (water, electricity, gas, internet) and bank slips easily via barcode scanning or manual entry, with the added convenience of parceling payments in up to 12 installments.
Daily Wallet Balance Yield
The app provides a daily yield of 110% of the CDI (interbank deposit certificate rate) on the user's wallet balance on business days, offering an attractive passive income opportunity.
RecargaPay Credit Card with Cashback
It features a no-annual-fee RecargaPay credit card that becomes available instantly, offering 1.5% cashback on all purchases and requiring no prior credit analysis.
Instant Personal Loans
The app facilitates quick and 100% digital access to personal loans, allowing users to obtain funds immediately to pay bills, services, or address other urgent financial needs.
Mobile Phone Top-Ups with Rewards
The app enables convenient and unlimited mobile phone top-ups for all major operators, providing users with up to 10% cashback on these transactions.
Fee-Free Transportation Card Recharges
It offers the ability to recharge transportation cards instantly and without fees for various major Brazilian cities, enhancing daily commute convenience.
Referral Program
The app provides a referral program where users can earn R$20 for each friend they successfully refer, which can be used freely within the app.
Frequently Asked Questions
Everything you need to know about RecargaPay: Pix Cartão e Conta
What is the daily yield for funds in the RecargaPay wallet?
The RecargaPay wallet balance yields 110% of the CDI daily on weekdays. The guaranteed limit on the RecargaPay Card also yields.
How much does RecargaPay charge for Pix payments made with a credit card?
RecargaPay charges a 4.99% fee for Pix payments made with a credit card. Users can parcel these payments in up to 12 installments.
Does the RecargaPay credit card offer cashback?
Yes, the RecargaPay credit card provides 1.5% cashback on all purchases. It is available instantly, has no annual fee, and requires no analysis.
Can I pay bills and boletos with a credit card using RecargaPay?
Yes, RecargaPay allows users to pay bills and boletos using a credit card, with a starting fee of 4.99%. Payments can be split into up to 12 installments.
What are the cashback benefits for mobile top-ups with RecargaPay?
RecargaPay offers up to 10% cashback on mobile top-ups for all operators. Users can make unlimited recharges through the app.
Is it possible to get a personal loan through the RecargaPay app?
Yes, RecargaPay offers personal loans that are easy, fast, and 100% digital. Users can apply for loans directly within the app.
What is the fee for receiving Pix payments via QR Code with RecargaPay?
RecargaPay does not charge any fees for receiving Pix payments via QR Code. This feature is available for both personal and business accounts.
What security measures does RecargaPay use for payments?
RecargaPay ensures payment security with PCI certification, the highest standard for data protection in payments. All transactions use the SSL protocol.
Can businesses open a free account with RecargaPay?
Yes, businesses can open a free PJ (Pessoa Jurídica) account with RecargaPay, incurring no monthly fees or bureaucracy. This account also offers various business tools.
What are the fees for the RecargaPay card machine (Maquininha RecargaPay)?
The RecargaPay card machine charges 3.09% for spot credit payments on all brands. For 12x installments, the fee is 12.40%.
The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.
App Store
Screenshots
This screenshot showcases the app's streamlined interface for bill payments, highlighting the option to pay with a credit card and the competitive fee of 4.99%.
Bill Pay Simplicity
Users can view their available balance and track daily earnings, with the app prominently displaying a 110% CDI yield on the wallet balance.
Wallet Earnings Boost
This image presents the RecargaPay credit card, emphasizing its market-leading 1.5% cashback on all purchases and its sleek design.
Premium Cashback Card
The app facilitates Pix payments using a credit card, allowing users to conveniently pay in up to 12 installments with a competitive starting fee of 4.99%.
Flexible Pix Payments
The app offers instant personal loans, as depicted by the loan request interface that allows users to select amounts between R$ 10 and R$ 1.000.
Instant Personal Loans
This screenshot highlights the app's mobile top-up service for all carriers, offering a generous 10% cashback and displaying recent top-up history.
Mobile Top-Up Rewards
The app simplifies transport card recharges, allowing users to select from a variety of major transport cards like Bilhete Único and view available cashback offers.
Seamless Transport Top-ups
This visual demonstrates the app's capability for users to receive payments via QR Code, promoting a 0% fee for Pix transactions and showing the payment details.
Effortless QR Payments
The app offers a proprietary payment machine for businesses, featuring the market's lowest transaction fee of 3.09% for upfront credit payments.
Low-Fee Card Machine
Businesses can open a free PJ (Legal Entity) account through the app, with features like low-fee payment machine integration and earnings of R$ 1.50 per paid boleto.
Free Business Account
Description
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This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.