This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.

Stable Money: FDs, Bonds, Gold

No more guesswork. This app hands you the reins, transforming investment choices into a strategic power play.

Finance & Crypto ›

Key Figures

Downloads

250k+

User Rating

4.7/5

Total Ratings

3.1K

Publisher

Stable-Alpha Technologies Private Limited

An analytical overview of core functionalities for financially conscious Indian investors seeking stable and diversified growth.

Stable Money App Evaluation: Key Features

Regulatory Compliance & Security

The app ensures investments are secure and trustworthy, adhering to RBI, SEBI, and DICGC guidelines, providing bank-grade security and partnering only with credible institutions.

FD Rate Comparison & Recommendations

This tool features the ability to compare interest rates across more than 200 banks and NBFCs, offering personalized recommendations to optimize returns on Fixed Deposits.

Online Fixed Deposit Booking

It allows users to book Fixed Deposits online from various trusted banks and NBFCs in under 3 minutes, offering attractive and stable returns.

Paperless & Instant Investment Process

The platform provides a 100% digital and seamless investment experience, allowing completion in just 3 minutes with instant confirmation and no requirement for a separate savings account.

Investment in Secured Bonds

It enables diversification into carefully vetted, fixed-income secured bonds through a SEBI-registered platform, potentially offering up to 12% interest.

Gold & Silver Mutual Funds

The app allows investment in SEBI-regulated Gold and Silver Mutual Funds, backed by physical assets, with expert advice for balanced portfolio allocations.

Instant Withdrawals

The platform offers instant withdrawals for investments, ensuring quick access to funds without requiring extensive paperwork or experiencing delays.

Unified Investment Dashboard

It features a single, comprehensive dashboard to track all investment activities and portfolio performance efficiently.

FD-Backed Credit Card

The app provides access to an FD-backed secured credit card, available without income proof, which offers cashback benefits while the Fixed Deposit continues to grow.

Recurring Deposit (RD) Options

This tool allows users to set up Recurring Deposits for systematic monthly savings, providing consistent and reliable returns.

FAQ

Frequently Asked Questions

Everything you need to know about Stable Money: FDs, Bonds, Gold

What is Stable Money?

Stable Money is a secure, paperless platform for Indian investors to grow wealth. It offers various investment options like FDs, Bonds, Gold & Silver Mutual Funds, and FD-backed credit cards.

What types of investments does Stable Money offer?

Stable Money offers Fixed Deposits (FDs), Bonds through Stable Bonds, Gold & Silver Mutual Funds, FD-Backed Credit Cards, and Recurring Deposits (RDs).

Does Stable Money charge commissions for investments?

No, Stable Money states there is 0 commission and no convenience fee for investments. The platform is 100% online and does not require opening a new bank account.

How much interest can I earn on Digital FDs with Stable Money?

Investors can earn up to 8.00% interest on Digital FDs with Stable Money. Investments can start with just ₹1,000, and the process involves zero paperwork.

Are investments made through the Stable Money app safe?

Yes, investments with Stable Money are secure. Bank FDs are insured up to ₹5 lakhs by RBI's DICGC. The products are RBI & SEBI compliant, utilizing bank-grade security and trusted partners.

How can I invest in FDs using the Stable Money app?

To invest in FDs, download the Stable Money app, sign up, complete KYC with Aadhaar & PAN, choose your amount & tenure, add a nominee, make payment, and get instant confirmation.

Does Stable Money require a new bank account for investments?

No, Stable Money explicitly states that no new bank account is required to invest directly through the app. The investment process is 100% digital.

What interest rates do Stable Bonds offer?

Stable Bonds allows users to earn up to 12% interest on carefully vetted, fixed-income bonds. Screenshot #2 shows earning up to 9-12% on short term & Govt bonds.

How do I get an FD-Backed Credit Card with Stable Money?

You can get an FD-Backed Credit Card through Stable Money with 100% approval and no income proof needed. The process involves booking an FD, requesting the card, and getting a 90% limit on the card.

Is Stable Bonds regulated by any financial authority?

Yes, Stable Bonds is regulated by SEBI. It is provided through `www.stablebonds.in`, owned by Stable Broking Private Limited, which is registered with SEBI as a Stock Broker and Online Bond Platform Provider (OBPP).

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Stable Money: FDs, Bonds, Gold - The app highlights attractive FD rates, such as up to 8.30% p.a. from Shivalik SF Bank, and allows users to compare options from various institutions like Suryoday SF Bank. — The app highlights attractive FD rates, such as up to 8.30% p.a. from Shivalik SF Bank, and allows users to compare options from various institutions like Suryoday SF Bank.
Smart FD Choices

Stable Money: FDs, Bonds, Gold - This tool showcases impressive returns on bonds, with offerings like 12.00% YTM from Namdev Finvest Pvt. Ltd., empowering users to explore high-yield, short-term and government bond options. — This tool showcases impressive returns on bonds, with offerings like 12.00% YTM from Namdev Finvest Pvt. Ltd., empowering users to explore high-yield, short-term and government bond options.
Lucrative Bond Opportunities

Stable Money: FDs, Bonds, Gold - The platform ensures a fully transparent investment experience, clearly indicating zero convenience fees and emphasizing a 100% online process that eliminates the need for new bank accounts. — The platform ensures a fully transparent investment experience, clearly indicating zero convenience fees and emphasizing a 100% online process that eliminates the need for new bank accounts.
Seamless Digital Investing

Stable Money: FDs, Bonds, Gold - Users can secure an FD-backed credit card without income proof, with a clear three-step process shown for booking an FD, requesting the card, and obtaining a 90% limit. — Users can secure an FD-backed credit card without income proof, with a clear three-step process shown for booking an FD, requesting the card, and obtaining a 90% limit.
Credit Card Benefits

Stable Money: FDs, Bonds, Gold - The app offers investments in SEBI-regulated Gold & Silver funds, detailing benefits such as a low starting investment of ₹100 and the absence of GST charges. — The app offers investments in SEBI-regulated Gold & Silver funds, detailing benefits such as a low starting investment of ₹100 and the absence of GST charges.
Precious Metal Portfolio

Stable Money: FDs, Bonds, Gold - This tool enables disciplined monthly savings through high-interest RDs, displaying an example of 8.15% P.A. from Suryoday SF Bank and detailing potential growth for a ₹10,000 monthly investment. — This tool enables disciplined monthly savings through high-interest RDs, displaying an example of 8.15% P.A. from Suryoday SF Bank and detailing potential growth for a ₹10,000 monthly investment.
Regular Savings Growth

Stable Money: FDs, Bonds, Gold - The platform reassures users with visible DICGC insurance coverage up to ₹5 lakhs for all bank FDs and clearly presents differentiated interest rates for regular and senior citizen investors. — The platform reassures users with visible DICGC insurance coverage up to ₹5 lakhs for all bank FDs and clearly presents differentiated interest rates for regular and senior citizen investors.
Insured Investment Security

Stable Money: FDs, Bonds, Gold - This tool builds confidence by showcasing positive user testimonials, like Rahul Jain's experience with max insurance coverage, and highlights its strong 4.5/5-star rating from over 30 lakh Indians. — This tool builds confidence by showcasing positive user testimonials, like Rahul Jain's experience with max insurance coverage, and highlights its strong 4.5/5-star rating from over 30 lakh Indians.
Community Trust Verified

Description

Join 30L+ Indians & grow your wealth with Stable Money & Stable Bonds – a secure, paperless platform for everyday investors. Explore a wide range of investment options without opening a new bank account. 100% digital and seamless. • Book FD online in under 3 minutes • Compare interest rates across 200+ banks & NBFCs • Invest in Secured Bonds and earn up to 12% interest • Grow your money with Gold & Silver Mutual Funds • Get FD-backed credit card with 0.5% cashback Upon downloading Stable Money App, you can access Stable Bonds through website: 'www.stablebonds.in'. Stable Bonds is an online bond platform provider made available to you through website: www.stablebonds.in. www.stablebonds.in is owned by Stable Broking Private Limited. Stable Broking Private Limited is registered with SEBI as a Stock Broker. What Can You Do with Stable Money App? • Fixed Deposits (FDs): Invest with trusted banks & NBFCs in FDs offering attractive, stable returns. • Bonds: Diversify your portfolio with carefully vetted, fixed-income bonds listed on Stable Bonds – our SEBI-registered bond platform. • Gold & Silver Mutual Funds: Invest in SEBI-regulated funds backed by physical gold & silver, with expert advice to balance allocations. • FD-Backed Credit Card: Get a secured credit card without income proof, earn cashback, and a lot more while your FD continues to grow. • Recurring Deposits (RDs): Save systematically every month & enjoy consistent, reliable returns. Why Invest with Stable Money? • Access 200+ FDs from banks & NBFCs like Suryoday Bank, IndusInd Bank, Shriram Finance, Unity Bank & more. • Compare FD interest rates instantly & get personalized recommendations. • Get expert insights on how to invest smartly in Gold vs Silver. • No savings account required, invest directly through app. • Complete your investment in just 3 minutes with instant confirmation. • Track all your investments in one dashboard. • Enjoy instant withdrawals with no paperwork or delays. Why Choose Stable Bonds? • SEBI-regulated Stock Broker and Online Bond Platform Provider (OBPP). • Transparent & clear returns with fixed tenures & no hidden charges. • Only handpicked, vetted bonds are listed for safety & reliability. • Earn fixed income with predictable interest payouts. • Simple one-time KYC with PAN, Aadhaar & demat details. How to Invest with Stable Money App? 1. Download Stable Money app 2. Sign up with mobile number 3. Enter your name & email 4. Browse products like FDs, Bonds, Gold & Silver Mutual Funds, Credit Cards 5. Choose your amount & tenure 6. Complete KYC with Aadhaar & PAN 7. Add nominee & confirm 8. Make payment & get instant confirmation Your Money is Secure with Stable Money • DICGC Insurance: All bank FDs are insured up to ₹5 lakhs under RBI’s DICGC guidelines. • RBI & SEBI Compliant: All products are RBI & SEBI compliant • Bank-grade security: Advanced encryption keeps your data safe. • Trusted partners only: We work with credible institutions that meet regulatory standards. • Transparent process: No hidden fees, no misleading claims. Invest with Confidence Whether you're a first-time investor or looking to grow long-term wealth, Stable Money gives you a reliable, efficient way to plan your finances. Download Stable Money App today & start investing smarter with FDs, Gold & Silver Mutual Funds, Bonds (through Stable Bonds - www.stablebonds.in), RDs & Secured Credit Cards. Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity Period: 18-May-2023 to 17-May-2026 | Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully Registered Office: Stable Alpha Technologies Pvt. Ltd. BHIVE Workspace, AKR Tech Park A-Block, 7th Mile, Hosur Road Krishna Reddy Industrial Area, Bengaluru, Karnataka- 560068