This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.

TransUnion®

Take control of your financial reputation with direct access to your credit profile. Get daily score refreshes, personalized insights for your next big purchase, and identity alerts—all with no credit card required.

Key Figures

Downloads

3M+

User Rating

4.6/5

Total Ratings

38K+

Publisher

TransUnion Interactive

Master Your Financial Reputation

Join over 3 million users who rely on the official TransUnion app for transparent, real-time credit insights and proactive identity protection.

Direct Bureau Access

Get your official credit score and reports daily with no credit card required and zero impact on your score.

Instant Security Monitoring

Protect your financial future with real-time alerts that notify you the moment critical changes or potential fraud occur.

FAQ

Frequently Asked Questions

Everything you need to know about TransUnion®

How much does the TransUnion® app cost?

The TransUnion® app offers free credit scores, credit reports, and credit monitoring. No credit card is required to create an account or use its core features.

Does using the TransUnion® app affect my credit score?

No, using the TransUnion® app does not hurt your credit score. You can create an account and access its features without negatively impacting your credit.

What credit score model does TransUnion® use in its app?

The TransUnion® app calculates your credit score based on the VantageScore® 3.0 model. Lenders and insurers may use different scores.

Can I monitor all three credit bureaus with the TransUnion® app?

The TransUnion® app provides daily TransUnion credit reports and scores. Premium features, available through membership upgrades, offer quarterly 3-bureau reports including Equifax and Experian.

What kind of alerts does the TransUnion® app provide?

The TransUnion® app provides alerts for critical credit report or score changes. This includes notifications for new hard inquiries on your credit profile.

Does the TransUnion® app offer personalized financial advice or actions?

Yes, the TransUnion® app provides credit tools and insights, including a personalized action plan. It suggests actions like tackling credit usage and exploring saving opportunities.

How old do I need to be to use the TransUnion® app?

You must be at least 18 years of age to access or download the TransUnion® app. Access for individuals under 18 is prohibited by the Terms of Service.

Can the TransUnion® app help me find credit offers?

Yes, the TransUnion® app helps you apply with confidence by showing personalized credit offers you are likely to qualify for, based on your TransUnion credit profile.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

TransUnion® - A young woman smiling while checking her TransUnion credit score of 743 on a mobile app. — A young woman smiling while checking her TransUnion credit score of 743 on a mobile app.

TransUnion® - TransUnion app interface showing a VantageScore 3.0 of 743 with detailed breakdowns for payments usage and credit length — TransUnion app interface showing a VantageScore 3.0 of 743 with detailed breakdowns for payments usage and credit length

TransUnion® - TransUnion mobile app interface showing a personalized credit action plan with goals for credit usage and refinancing insights — TransUnion mobile app interface showing a personalized credit action plan with goals for credit usage and refinancing insights

TransUnion app interface displaying personalized credit card offers with approval odds based on user credit profile

TransUnion® - TransUnion app interface displaying a new hard inquiry alert on a mobile device — TransUnion app interface displaying a new hard inquiry alert on a mobile device

Description

Get your free credit scores, free credit reports, free credit monitoring & free access to personalized offers based on your TransUnion credit profile with the official TransUnion app. There’s no credit card required! Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility. Simply create your free account (no credit card required) and start using our app (won’t hurt your score) to: Plan Your Credit Future Know what’s affecting your score, what to work on, and where your score could go. Stay on Top of Changes Know where your TransUnion report & score stand with refreshes available daily. Get an alert whenever there’s a critical credit report or score change. Apply with Confidence See credit offers you’re likely to qualify for based on your TransUnion credit profile. Join us now to get your free credit scores, free credit reports, free credit monitoring & personalized offers! Upgrade your membership to add premium features like quarterly 3-bureau reports and identity monitoring. ***AGE DISCLAIMER: You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service here: https://www.transunion.com/legal/credit-membership-terms.*** ABOUT TRANSUNION TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business Personal information we collect -- https://www.transunion.com/privacy/consumer-interactive#2 Do not sell or share my personal information -- https://www.transunion.com/optout Limit the use of my sensitive personal information -- https://www.transunion.com/optout