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Unayo

Join the financial ecosystem trusted by Standard Bank. Secure your future and support your loved ones with easy digital onboarding, free inter-account transfers, and a merchant network that bridges the distance between you and home.

Finance & Crypto ›

Key Figures

Downloads

28K+

User Rating

4.1/5

Total Ratings

Publisher

The Standard Bank of South Africa Limited

Empower Your Family and Community Across Borders

Bridge the gap between your life in the US and your loved ones back home with a secure digital ecosystem designed for total financial independence.

Inclusive Digital Onboarding

Help your relatives open an account in minutes using local IDs, refugee permits, or asylum seeker documents, bypassing the barriers of traditional banks.

Zero-Fee Network Transfers

Stop losing money to high remittance fees. Send funds to any Unayo user instantly and for free, ensuring your full support reaches home.

FAQ

Frequently Asked Questions

Everything you need to know about Unayo

What is Unayo by Standard Bank?

Unayo is a digital platform by Standard Bank enabling fully digital onboarding and account creation. It focuses on financial inclusion and economic growth by offering various transactions and an ecosystem for clients and merchants.

Who can open an account with Unayo?

Yes, Citizens, Foreign Nationals, Asylum Seekers, and Refugees living in Unayo's active countries can open an account. The app is designed for inclusive digital onboarding for diverse populations.

How do I sign up for Unayo?

To sign up for Unayo, download the app, select your citizenship, complete your information, verify contact details, and follow prompts to submit pictures of yourself and your documents for review.

What transactions are free on Unayo?

Unayo offers free inter-account transfers, payments, sending money (including bulk), EFT to Standard Bank accounts, and cash-in transactions. Other services may incur tiered fees.

Can I send money using the Unayo app?

Yes, Unayo facilitates sending money, including bulk transfers. Users can access this feature directly within the app's payment options.

Can businesses become Unayo merchants?

Yes, businesses can become Unayo merchants. Merchants can facilitate transactions like cash-in, cash-out, and send money, earning commission on these activities.

Can I find Unayo merchants near my location?

Yes, Unayo allows users to locate the nearest merchants. The app features a map and a search bar to find participating businesses within the Unayo network.

Does Unayo support QR code payments?

Yes, Unayo supports QR code payments. The app generates a unique QR code for your account, which others can scan from their phones or a printed copy to make payments.

Are there daily transaction limits on Unayo?

Yes, Unayo has daily transaction limits. For example, the daily maximum deposit, withdrawal, and send money limit is K 1,000,000.00.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Unayo - Unayo mobile app dashboard displaying digital wallet and savings account details — Unayo mobile app dashboard displaying digital wallet and savings account details

Unayo - Mobile screen showing the Unayo app account management interface with daily and monthly transaction limits — Mobile screen showing the Unayo app account management interface with daily and monthly transaction limits

Unayo - Unayo mobile app interface showing a QR code for instant community payments and wallet balance — Unayo mobile app interface showing a QR code for instant community payments and wallet balance

Unayo - Unayo mobile app screen showing a map with pins for nearby merchants to find cash-in and cash-out points. — Unayo mobile app screen showing a map with pins for nearby merchants to find cash-in and cash-out points.

Unayo - Unayo mobile app home screen showing dashboard with payment and transfer options — Unayo mobile app home screen showing dashboard with payment and transfer options

Description

Unayo, the latest offering from Standard Bank, is a platform of possibilities. Designed to enable fully digital onboarding and account creation for Citizens, Foreign Nationals, Asylum Seekers and Refugees living in any one of Unayo's active countries. Sign up is easy and compliant with local regulations. Simply: - Download the app - Select your citizenship - Complete your information - Verify your contact information - Follow the prompts to take pictures of yourself and your documents - Submit them for review and approval Within no time, you will be able to transact with people in your network. You will be able to perform the following transactions: Free - Inter-account transfers - Pay - Send Money (incl. bulk) - EFT to Standard Bank account - Cash-in Tiered Fees - EFT to other banks - EFT to other wallets - Cash-out The platform is intent on driving financial inclusion and encouraging economic and entrepreneurial growth by creating an ecosystem of clients and merchants. These merchants can facilitate transactions (such as cash-in, cash-out, send money and voucher payments) and earn commission on cash-ins, cash-outs and withdrawals. Creating a network of merchants, driven by virality. Download the app to get started! Unayo - it's all in here.