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UnionDigital Bank (UD)

Join the digital bank backed by UnionBank. Enjoy industry-leading interest rates on Time Deposits, hassle-free biometric security, and financial growth tools built for every Filipino, everywhere.

Key Figures

Downloads

148K+

User Rating

2.2/5

Total Ratings

600

Publisher

UNIONDIGITAL BANK INC.

Secure Your Financial Future from Anywhere

Experience world-class digital banking designed to help every Filipino grow their savings with industry-leading rates and bank-grade security.

Industry-Leading Growth

Maximize your hard-earned money with high-yield Time Deposits and Savings Accounts that significantly outperform traditional banks.

Unmatched Trust & Safety

Rest easy knowing your funds are PDIC-insured and protected by biometric security, backed by the stability of UnionBank.

FAQ

Frequently Asked Questions

Everything you need to know about UnionDigital Bank (UD)

Is UnionDigital Bank a legitimate and secure financial institution?

Yes, UnionDigital Bank is a wholly-owned subsidiary of UnionBank, regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P1 Million per depositor, ensuring its legitimacy and security.

What are the interest rates for savings with UnionDigital Bank?

UnionDigital Bank offers high interest rates for both Time Deposits and Savings Accounts. For example, the UD Save account earns 3.0% interest per annum.

Can I pay bills using the UnionDigital Bank app?

Yes, the UnionDigital Bank app allows users to pay bills. It supports over 500 billers, covering categories such as electricity, water, telecoms, internet/cable, loans, credit cards, government, and insurance.

Does UnionDigital Bank provide free fund transfers?

Yes, UnionDigital Bank offers unlimited free InstaPay fund transfers. Users can send funds instantly without incurring any transfer fees.

How does UnionDigital Bank secure user accounts and transactions?

UnionDigital Bank ensures account security through biometrics and in-app One-Time Passwords (OTPs). These features facilitate hassle-free and secure transactions within the app.

What is the 'Learn & Grow' feature in UnionDigital Bank?

The Learn & Grow feature in the UnionDigital Bank app provides users with tips and tricks. It helps them understand and implement strategies to grow their savings effectively.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

UnionDigital Bank (UD) - Three people holding smartphones showing the UnionDigital Bank app for instant mobile account opening — Three people holding smartphones showing the UnionDigital Bank app for instant mobile account opening

UnionDigital Bank (UD) - A man pointing at a smartphone screen displaying the UnionDigital Bank app with a high-interest savings account balance — A man pointing at a smartphone screen displaying the UnionDigital Bank app with a high-interest savings account balance

UnionDigital Bank (UD) - UnionDigital Bank app screen for paying utility and service bills in the Philippines. — UnionDigital Bank app screen for paying utility and service bills in the Philippines.

UnionDigital Bank (UD) - UnionDigital Bank app screen showing a QR code scanner for free InstaPay money transfers — UnionDigital Bank app screen showing a QR code scanner for free InstaPay money transfers

Description

UD is available for every Filipino, everywhere! We’re proud to be the only digital bank parented by a universal bank, UnionBank, and grandparented by the Philippines' first Techglomerate, Aboitiz Equity Ventures. TRUST & STABILITY Magtiwala sa pinalaki nang tama! We’re a wholly-owned, trusted subsidiary of UnionBank so you can be sure your money is safe and secure. HIGH SAVINGS RATES Grow your money securely with our high interest rates for Time Deposits and Savings Accounts. LEARN & GROW FEATURE Get tips and tricks to grow your savings right in the app. HASSLE-FREE SECURITY Transact safely and quickly with our biometrics and in-app OTP. UnionDigital Bank is a local digital bank regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P1 Million per depositor. Need Help? For any questions, email us at help@uniondigitalbank.io Our Customer Experience Champions are ready to assist you.