This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.
Acorns: Invest For Your Future
Financial futures are often daunting. Acorns hands users the power to build theirs, brick by digital brick, without the usual headaches.
Downloads
12.5M+User Rating
Total Ratings
960.9KPublisher
Category
FinanceLocales
1Latest Version
4.188.0Size
307.5 MBFirst Released
Aug 26, 2014An analytical overview of key functionalities designed for new investors and young families.
Acorns: Strategic Features for Financial Empowerment
Automated Investing with Round-Ups®
The app provides a simplified and automated way to invest by rounding up spare change from purchases and allowing for recurring investments, making investing accessible for beginners.
Dedicated Retirement Investing
It allows users to save for retirement with an Acorns Later account, featuring incentives like an IRA match on new contributions, supporting long-term financial security.
Investment Accounts for Children
This tool enables young families to build financial foundations for their children's future through Acorns Early Invest accounts, including investment matching and educational debit cards.
High-Yield Emergency Savings
The app helps users build a financial safety net with an emergency savings account that offers a competitive 3.35% APY, ensuring readiness for unexpected life events.
Automated Money Management
It features Money Manager, which puts finances on autopilot by smartly splitting money across investing, saving, and spending, simplifying personal finance for users.
Educational Financial Resources
The app provides access to custom articles, videos, courses, and live Q&As, helping users expand their financial literacy and make informed decisions.
Robust Financial Security
Acorns ensures user security with features like 2-factor authentication, fraud protection, 256-bit data encryption, and SIPC/FDIC insurance, building trust for new investors.
Bonus Investment Opportunities
It allows users to earn bonus investments and exclusive deals by shopping with over 10,000 brands, providing an additional avenue for wealth growth.
Integrated Checking Account
The app offers an integrated checking account that facilitates automated investing through features like Invest Spare Change® from spending and direct investment of a portion of paychecks.
Bitcoin-Linked ETF Investing
It provides users with an option to allocate a portion of their diversified portfolio to a Bitcoin-linked ETF, offering exposure to cryptocurrency within a managed environment.
Frequently Asked Questions
Everything you need to know about Acorns: Invest For Your Future
What is Acorns?
Acorns is an app that provides automated tools for saving, investing, and managing spending. It helps users achieve financial wellness by growing their money and improving financial habits.
Is Acorns safe and secure for investments?
Yes, Acorns is secure. It uses 2-factor authentication, fraud protection, and 256-bit data encryption. Investment accounts are SIPC-protected up to $500,000, and checking accounts are FDIC-insured up to $250,000.
How does automated investing work with Acorns?
Acorns automates investing by placing money into expert-built, diversified ETF portfolios. Users can invest spare change via Round-Ups® or set up automated recurring investments starting as low as $5.
Can I invest in Bitcoin with Acorns?
Yes, Acorns allows users to invest in bits of Bitcoin. You can allocate up to 5% of your diversified portfolio towards a Bitcoin-linked ETF.
Can I customize my investment portfolio on Acorns?
Yes, Acorns allows portfolio personalization. Users can add individual stocks and ETFs from over 100 of the largest public US companies to their Custom Portfolio.
Does Acorns offer retirement accounts?
Yes, Acorns offers retirement accounts through Acorns Later. Acorns Gold members receive a 3% IRA match on new contributions during their first year.
Can I open an investment account for my children with Acorns?
Yes, Acorns provides investment accounts for kids through Acorns Early Invest. Acorns Gold members receive a 1% match on their children's investments.
What APY does Acorns offer for emergency savings?
Acorns offers a 3.35% APY for Emergency Savings. This feature helps users build savings for unexpected events and grow their money.
Does Acorns provide a checking account?
Yes, Acorns Checking allows users to invest spare change when they spend and automatically invest a portion of each paycheck.
How does Acorns Money Manager work?
Acorns Money Manager automatically splits a user's money across investing, saving, and spending. It puts financial management on autopilot for efficient allocation.
Does Acorns offer a debit card for kids?
Yes, Acorns provides an Acorns Early debit card for kids and teens. This card is included as part of the Acorns Gold subscription plan.
Can I earn bonus investments with Acorns?
Yes, Acorns users can earn bonus investments by shopping with over 11,000 brands. These earnings are automatically invested, functioning like cash-back that grows.
Does Acorns provide financial education resources?
Yes, Acorns offers expert-backed educational content including articles, videos, courses, and live Q&As. These resources aim to help users grow their financial knowledge.
What are the subscription plans for Acorns?
Acorns offers three subscription plans: Bronze at $3/month, Silver at $6/month, and Gold at $12/month. These plans provide bundled money tools with no hidden costs.
What features are included in Acorns Bronze plan?
The Acorns Bronze plan, at $3/month, includes the Round-Ups® feature, an expert-built diversified portfolio, a retirement account, and a checking account.
What benefits does the Acorns Silver plan offer?
The Acorns Silver plan, for $6/month, includes all Bronze features plus a 1% IRA match during the first year, Emergency Savings, money knowledge courses/videos, and live Q&As.
What is included in the Acorns Gold subscription?
The Acorns Gold subscription, costing $12/month, includes all Silver features. It adds Money Manager, a 3% IRA match, kids' investment accounts with a 1% match, Acorns Early debit card, individual stocks, $10k life insurance, and complimentary tax filing.
How quickly can I start investing with Acorns?
You can get started investing with Acorns in under 5 minutes. The app is designed for quick and easy setup, enabling users to begin their financial journey swiftly.
What are Acorns Round-Ups®?
Acorns Round-Ups® is a feature that invests your spare change. Each time you make a purchase, Acorns rounds up to the nearest dollar and invests the difference.
Does Acorns provide an IRA match for retirement savings?
Yes, Acorns provides an IRA match. Users with Acorns Gold receive a 3% IRA match on new contributions to their Acorns Later retirement account during their first year.
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This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.







