Oportun: Finances made simple
Oportun: Finances made simple
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This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.

Logo of Oportun: Finances made simple
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Oportun: Finances made simple

This app grants users effortless financial command. Its core mechanism ensures money moves where it should, without constant oversight.

Key Figures

Downloads

5M+

User Rating

4.7/5

Total Ratings

290.8K

Publisher

Oportun, Inc.

Category

Finance

Locales

2

Latest Version

4.147.0

Size

138.7 MB

First Released

Mar 8, 2016
Features

An analysis of the core functionalities and their impact on personal finance management.

Key Features of Oportun: Finances Made Simple

Automated Savings (Set & Save™)

The app provides an automated savings feature, Set & Save™, which intelligently learns users' income and spending patterns to automatically set aside money towards their financial goals.

FDIC-Insured Savings & Security

This tool features robust security measures, including FDIC insurance for user savings up to $250,000 through partner banks, and multi-factor authentication to protect personal information.

Personalized Financial Goal Setting

It allows users to define and work towards specific financial goals, such as building an emergency fund or saving for a major purchase, with the app personalizing savings based on individual affordability.

FAQ

Frequently Asked Questions

Everything you need to know about Oportun: Finances made simple

What is the Oportun app?

The Oportun app, formerly known as Digit, is a finance application that helps users automatically save money with Set & Save™ and manage their personal loans. It simplifies financial control.

How does Oportun's Set & Save™ feature work?

The Set & Save™ feature in Oportun learns a user's income and spending patterns. It automatically sets aside small amounts of money towards their specified financial goals.

Is money saved with Oportun FDIC-insured?

Yes, deposits held through Oportun are FDIC-insured up to $250,000. Oportun holds these funds in accounts established at partner banks like Wells Fargo, JPMorgan Chase, and Citibank.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Oportun: Finances made simple - The app simplifies financial progress, showcasing the total amount saved and the intuitive 'Set & Save™' goal-setting interface for users.

The app simplifies financial progress, showcasing the total amount saved and the intuitive 'Set & Save™' goal-setting interface for users.

Effortless Savings Start

Oportun: Finances made simple - This screenshot highlights goal attainment with a clear 'You've hit your goal!' notification and illustrates the ability to manage multiple active savings objectives like an 'Emergency fund'.

This screenshot highlights goal attainment with a clear 'You've hit your goal!' notification and illustrates the ability to manage multiple active savings objectives like an 'Emergency fund'.

Goal Achievement Celebrated

Oportun: Finances made simple - Users can set unlimited financial goals, as demonstrated by the diverse examples like 'Credit card bills' and 'Gifts', allowing for fully personalized savings strategies within the app.

Users can set unlimited financial goals, as demonstrated by the diverse examples like 'Credit card bills' and 'Gifts', allowing for fully personalized savings strategies within the app.

Personalized Goal Setting

Oportun: Finances made simple - The app's automated savings feature is showcased through the 'Transfer from Checking' transaction history, allowing users to effortlessly contribute to specific objectives like a 'Travel fund'.

The app's automated savings feature is showcased through the 'Transfer from Checking' transaction history, allowing users to effortlessly contribute to specific objectives like a 'Travel fund'.

Automated Savings In Action

Oportun: Finances made simple - This interface allows users to define new savings objectives with specific details like a 'Gym' goal and offers customizable icons, ensuring a personalized saving experience.

This interface allows users to define new savings objectives with specific details like a 'Gym' goal and offers customizable icons, ensuring a personalized saving experience.

Tailored Goal Creation

Oportun: Finances made simple - For loan members, the app provides a clear 'Upcoming payment' overview and convenient options like 'Turn on autopay' to manage their personal loans effectively.

For loan members, the app provides a clear 'Upcoming payment' overview and convenient options like 'Turn on autopay' to manage their personal loans effectively.

Streamlined Loan Management

Oportun: Finances made simple - The app's credibility is reinforced by industry recognition, including its rating as the '#1 savings app by Bankrate', and high user satisfaction reflected in 'Over 250k 5 Star Reviews'.

The app's credibility is reinforced by industry recognition, including its rating as the '#1 savings app by Bankrate', and high user satisfaction reflected in 'Over 250k 5 Star Reviews'.

Expert Endorsements

Description

Whether you’re saving or borrowing, our finance app is here to help you stay in control. Never money alone. PUT YOUR SAVINGS ON AUTOPILOT Reach your savings goals big or small. Set & Save™ learns your income and spending patterns to find the right moments to automatically set aside money toward your goals. Little by little and day by day, it adds up faster than you think. Our members save over $1,800 per year on average.* > Achieve your goals We can help you turn your goals into real savings. We’ve helped people save over $12.3 billion in total using Set & Save toward 15 million goals, from building an emergency fund to a well-earned vacation and even a first home. We save based on what you can afford, helping you make steady progress without needing to think about it. We look at when your bills are due, when you get paid, and more to personalize your savings. > Stay in control Set limits and give us guidance on how to save for you. Pause saves with the push of a button. Transfer your money back to your bank. Move money from one goal to another. It’s your money and you’re the boss. > Safe and secure Your money is protected every step of the way. Savings held through Oportun are FDIC-insured** up to $250,000 through our partner banks. We use multi-factor authentication, and trusted technology partners to keep your information safe. > How it works 1. Get set up in minutes: Link your bank account to our savings app and set your goals 2. We’ll get to know you: We find smart times to save 3. Save automatically: We’ll move money into the savings app toward your goals > Get a 30 day free trial See how much you can save with a 30 day trial of our money saving app. Then just $5.99/mo or $3.99/mo with a yearly plan. Cancel anytime. LOAN MEMBERS, WE’RE HERE FOR YOU Are you an Oportun member with a personal loan? It’s easier to manage it in the app. Check your balance, make payments, set up autopay, and refer friends all in one place. The Oportun app is free for members to use for the purpose of monitoring and paying their loan. Looking to apply for a loan? Please visit Oportun.com or call (866) 488-6090 for money borrowing. MORE ABOUT US - Oportun is certified by the US Treasury Department as a CDFI - Oportun has an A+ rating by the Better Business Bureau (BBB) - Formerly known as Digit, our finance app helps you save, budget, and manage your loan. - - - - - - - Oportun offers personal loans in certain states through its partner Pathward®, N.A., and they are subject to credit approval. Standard data charges may apply when downloading the app. *Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending. **Oportun is a financial technology company, not an FDIC-insured bank. However, Oportun holds your deposits in accounts established by Oportun at Wells Fargo Bank, N.A., JPMorgan Chase Bank, N.A., and/or Citibank, N.A., Members FDIC (collectively, the “Depository Institutions”). Those deposits are eligible for FDIC-insurance on a pass-through basis up to $250,000 in the aggregate with any other deposits you hold at a given Depository Institution. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Deposit insurance only covers the failure of a Depository Institution. Oportun does not share information between its affiliates or partners for marketing purposes without consumer consent or as otherwise allowed by law.

Download

Download on App Store

This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.