This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.
Downloads
5M+User Rating
Total Ratings
290.8KPublisher
Category
FinanceLocales
2Latest Version
4.147.0Size
138.7 MBFirst Released
Mar 8, 2016An analysis of the core functionalities and their impact on personal finance management.
Key Features of Oportun: Finances Made Simple
Automated Savings (Set & Save™)
The app provides an automated savings feature, Set & Save™, which intelligently learns users' income and spending patterns to automatically set aside money towards their financial goals.
FDIC-Insured Savings & Security
This tool features robust security measures, including FDIC insurance for user savings up to $250,000 through partner banks, and multi-factor authentication to protect personal information.
Personalized Financial Goal Setting
It allows users to define and work towards specific financial goals, such as building an emergency fund or saving for a major purchase, with the app personalizing savings based on individual affordability.
Personal Loan Management
For existing Oportun loan customers, the app offers a dedicated section to conveniently manage personal loans, allowing them to check balances, make payments, and set up autopay.
Flexible Savings Management
The app provides users with comprehensive control over their savings, enabling them to set limits, pause automatic saves, transfer funds between goals, and move money back to their linked bank account.
Quick and Easy Onboarding
It offers a streamlined setup process, allowing users to link their bank account and establish initial savings goals within minutes, ensuring a hassle-free start.
Frequently Asked Questions
Everything you need to know about Oportun: Finances made simple
What is the Oportun app?
The Oportun app, formerly known as Digit, is a finance application that helps users automatically save money with Set & Save™ and manage their personal loans. It simplifies financial control.
How does Oportun's Set & Save™ feature work?
The Set & Save™ feature in Oportun learns a user's income and spending patterns. It automatically sets aside small amounts of money towards their specified financial goals.
Is money saved with Oportun FDIC-insured?
Yes, deposits held through Oportun are FDIC-insured up to $250,000. Oportun holds these funds in accounts established at partner banks like Wells Fargo, JPMorgan Chase, and Citibank.
What is the cost of the Oportun app?
The Oportun app offers a 30-day free trial. After the trial period, the subscription costs $5 per month. Users can cancel their membership at any time.
Can I manage my personal loan in the Oportun app?
Yes, Oportun members with an existing personal loan can manage it directly in the app. Functions include checking balances, making payments, and setting up autopay.
What security measures does the Oportun app use?
The Oportun app uses bank-level encryption, multi-factor authentication, and partners with trusted technology providers like Plaid. These measures secure user information.
What is the average amount Oportun members save annually?
Oportun members save over $1,800 per year on average. The app's Set & Save™ feature enables this by automating deposits based on user spending and income patterns.
Can I set multiple savings goals in the Oportun app?
Yes, users can set unlimited savings goals within the Oportun app. The app helps move money towards each goal without requiring constant manual oversight.
How do I apply for a personal loan with Oportun?
To apply for an Oportun personal loan, users must visit Oportun.com or call (866) 488-6090. The application process is not available directly within the Oportun app.
Can I control my savings or transfer money in the Oportun app?
Yes, users have full control over their savings in the Oportun app. They can pause saves, transfer money between goals, or move funds back to their linked bank account whenever needed.
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This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.






