网商银行-贷款理财银行存款一站式金融服务
专为小微企业与创业者打造，提供秒级贷款审批与多元稳健理财。无论您身在何处，都能享受高效、便捷的普惠金融服务，助力您的生意更上一层楼。
Publisher
Category
FinanceDownloads
18M+User Rating
Total Ratings
26K+Locales
1Discover the interface used by 18M+ users.
The tools that make this app stand out, trusted by 18M+ users.
3分钟申请，1秒钟到账，0人工干预，凭信用即可获取经营周转资金，让您的业务不再受限。
专为经营者设计的灵活理财方案，让您的闲置资金在生意间隙也能实现稳健收益，财富稳步增长。
无缝对接支付宝与淘宝交易数据，简化跨境资金结算流程，为电商从业者提供精准的金融支持。
Insights from user reviews.
Sentiment Score
Summary
The mobile app is met with predominantly negative user feedback, primarily concerning severe stability issues and poor user experience. Users frequently report problems with logging in, app crashes (especially after updates or for iOS 12 users), and an inability to update or access the app due to "version too low" errors. A significant source of frustration stems from pervasive and intrusive advertisements, including unclosable pop-ups and mandatory promotional alerts, which detract from the financial service. Performance lags and restrictive transfer policies further hinder usability; however, some users commend the app for its reliability in providing loan and credit access, and there are feature requests for improvements like dark mode and an in-app search bar.
Common Themes
Everything you need to know about 网商银行-贷款理财银行存款一站式金融服务.
Description
Latest Version
4.7.30.011201
Size
343.6 MB
First Released
Mar 13, 2017
专为跨境电商与小微企业主量身定制，享受“310”极速贷款与一站式智能理财，让您的全球经营更简单。
Everything you need to know about 网商银行-贷款理财银行存款一站式金融服务
网商银行 (MYbank) is an internet bank approved by the former China Banking and Insurance Regulatory Commission, established on June 25, 2015. It provides efficient and convenient financial services.
Yes, 网商银行 offers fixed deposits. These deposits are principal and interest guaranteed, suitable for short-to-medium term financial planning, with terms starting from 3 months.
Yes, fixed deposits with 网商银行 are guaranteed for both principal and interest, as stated on the fixed deposit screen.
网商银行 provides flexible wealth management products, including net-value bank wealth management, and products like Yu'e Bao (Balance Treasure) for idle funds.
The Wen Li Bao product from 网商银行 is classified as a low-to-medium risk 100% bank wealth management product. Its annualized yield since establishment is 3.15%.
Yes, 网商银行 offers online quick loans with flexible borrowing and repayment options. It has cumulatively served 50 million business operators.
The 网商银行 Business Gold Card offers one-stop integrated financial services for business people. Benefits include welfare, payment, pledged loan, purchasing, shipping, travel, legal, and recruitment privileges.
Yes, users can earn welfare gold in 网商银行 by signing in and completing various tasks. This welfare gold can then be used as money.
Yes, 网商银行 supports convenient mobile payments in multiple scenarios. Users can use their savings card and apply welfare gold deductions during payment.
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