Ziina: The All-In-One Finance App for the Modern UAE Lifestyle
Whether you’re splitting a bill, scaling your startup, or shopping abroad with zero fees, Ziina makes moving money as fast and intuitive as sending a text. Join the UAE's favorite community of creators, entrepreneurs, and socialites.
Ziina mobile app main screen displaying the digital wallet balance and recent transaction history.
Ziina Violet membership screen showcasing the exclusive purple Visa card and lifestyle partner brands like Deliveroo and ClassPass
Overview of Ziina business payment methods including in-person tap to pay, social media links, and website integration
A hand holding an iPhone displaying a purple Ziina Visa card for contactless payment with floating international currency coins above it.
Ziina mobile app interface showing a person sending 145 AED for lunch with a photo of the receipt attached
Ziina business account interface showing a balance and UAE Central Bank licensing.
Financial Freedom, Tailored for Your Lifestyle
The tools that make this app stand out, trusted by 323K+ users.
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Instant Social Payments
Send and receive money as fast as a text message. Split bills, settle up, or get paid instantly without the clunky bank transfers.
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Your Business, Unlocked
Accept contactless payments directly on your iPhone or send invoices inside WhatsApp. No extra hardware needed to look professional.
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Premium Perks & Global Spend
Join Ziina Violet for exclusive lifestyle rewards and 0% currency fees. Spend your balance anywhere in the world with zero friction.
About the app
Everything you need to know about Ziina: Send. Spend. Get Paid..
Description
Ziina is the fast, secure way for individuals and businesses in the UAE to send, receive and manage money. Whether you’re growing your business or paying your share of the rent, Ziina helps you move money simply and safely.
ZIINA VIOLET
Ziina Violet is a membership built for how you live, work and move in the UAE. Enjoy premium monthly benefits from 12 brands and services like ClassPass, SALT, Ounass and more. From workouts and coffee runs to fuel delivery and laundry, Ziina Violet gets you more from the things you already do—and pays for itself with just 1-2 benefits. Plus, enjoy monthly cashback, 0 currency fees online or abroad, priority support and your exclusive Violet Card.
ZIINA PERSONAL
Ziina makes transfers as easy as a text. Send or receive payments in seconds, whether you’re splitting dinner, paying a friend back or covering the little things that make up everyday life. Accept payments through QR codes or payment links, with support for credit cards, Apple Pay and Google Pay. Everything stays secure, organized and easy to track in your Ziina account. Keep your balance for future spending or cash out instantly.
ZIINA BUSINESS
Ziina Business is the one-stop shop for all your business needs. Get 1,000 AED in fee-free processing when you join. Plus, when you invite another business to the Ziina family, both of you can earn an extra 5,000 AED in free processing. Whether you're launching a startup or managing an established business, Ziina Business is here to help you with all the tools you need to keep your business running smoothly.
ZIINA CARD
Spend your Ziina balance directly with your digital Ziina Card. Use your funds to cover your business or personal expenses, and manage everything in one place. Add your card to your Apple or Google wallet and enjoy 0 currency fees on all non-AED spend, online and abroad.
TAP TO PAY ON iPHONE
With Tap to Pay on iPhone and Ziina, you can accept contactless, in-person payments directly on your iPhone—no extra hardware needed. Just open the Ziina app and start accepting payments in seconds. Fast, secure and ideal for cafes, salons, fitness studios, pop-ups and mobile businesses.
SECURE PAYMENT GATEWAY
Ziina’s payment gateway integrates seamlessly with Shopify, WooCommerce, WordPress and custom websites. Accept payments in up to 10 currencies, making it easy to sell locally and internationally while keeping cashflow secure and easy to manage.
PAYMENT LINKS
Create and send secure payment links on demand. Get paid by customers via Visa, Mastercard, AMEX, Apple Pay or Google Pay—locally or internationally.
PAYMENT KEYBOARD
Send invoices without leaving your chats. With ZiiBoard, create and send payment requests directly inside WhatsApp, Instagram or any messaging app. No switching apps. No lost conversations.
QR STANDS AND NFC CARDS
Accept in-person payments anywhere with custom QR stands and NFC cards—simple, fast, and ready for pop-ups, markets or mobile stalls. Customers scan or tap and pay with Apple Pay, Google Pay or their card. Funds appear instantly in your Ziina account.
FAST CASH OUTS
Ziina supports all UAE banks, including RAKBANK, ADCB, Emirates NBD, Citibank UAE, HSBC and more. Transfers arrive within a few hours, at most 1-2 working days.
PRIVACY AND SECURITY
Ziina Payment LLC is licensed by the Central Bank of the UAE (License No. 1112672). Your account is protected with biometric authentication and PCI-DSS–certified technology to safeguard payment card information.
Get paid the Ziina way. Download the app today to sign up and get started in under a minute.
Latest Version
2.0.5
Size
402.0 MB
First Released
May 12, 2020
Ready to Get Paid the Ziina Way?
Join 323K+ users in the UAE moving money at the speed of life. Download now to start sending, spending, and growing your business in under 60 seconds.
FAQ
Frequently Asked Questions
Everything you need to know about Ziina: Send. Spend. Get Paid.
What is Ziina?
Ziina is a secure platform for individuals and businesses in the UAE to send, receive, and manage money. It facilitates easy and safe transactions.
Is Ziina licensed and regulated in the UAE?
Yes, Ziina Payment LLC is licensed by the Central Bank of the UAE under License No. 1112672. This ensures its operations are secure and compliant.
How does Ziina support businesses?
Ziina Business offers tools like payment links, QR stands, NFC cards, and payment gateway integration. It helps businesses manage finances and accept payments smoothly.
What is the Ziina Violet membership?
Ziina Violet is a premium membership offering monthly benefits from 12 brands, cashback, 0 currency fees online or abroad, priority support, and an exclusive Violet Card.
Can I accept contactless payments directly on my iPhone with Ziina?
Yes, Ziina supports Tap to Pay on iPhone. This allows you to accept contactless payments directly on your iPhone device without needing any additional hardware.
What types of payments does Ziina accept?
Ziina accepts payments via credit cards, Apple Pay, Google Pay, Visa, Mastercard, and AMEX. It supports both local and international transactions efficiently.
Can I send payment requests through messaging apps using Ziina?
Yes, with ZiiBoard, Ziina's Payment Keyboard, you can create and send payment requests directly within popular messaging apps like WhatsApp or Instagram.
How fast are cash outs with Ziina to UAE banks?
Ziina supports all UAE banks. Transfers typically arrive within a few hours, with a maximum processing time of 1-2 working days for cash outs.
Does Ziina charge currency fees for international transactions?
No, Ziina offers 0 currency fees on all non-AED spending, both online and abroad. This benefit applies to Ziina Violet members and Ziina Card users.
What security measures does Ziina implement?
Ziina protects accounts using biometric authentication and PCI-DSS–certified technology to safeguard payment card information. It is also licensed by the Central Bank of the UAE.
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