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Ziina: Send. Spend. Get Paid.

Complexity? Obsolete. This app hands users a streamlined financial pipeline, making traditional banking feel like a relic. It simplifies every transaction.

Finance & Utilities Management ›Business Management ›

Key Figures

Downloads

250k+

User Rating

4.8/5

Total Ratings

13.9K

Publisher

Ziina Inc

Evaluating Key Features for Digitally-Savvy Individuals and SMBs in the UAE

Ziina: Send. Spend. Get Paid. - A Comprehensive Financial Analysis

Privacy and Security

The app provides robust security measures, including UAE Central Bank licensing, biometric authentication, and PCI-DSS certification, ensuring the safety of user funds and data.

Ziina Violet Membership

This premium membership offers exclusive monthly benefits from various brands, cashback rewards, zero currency fees, priority support, and a unique Violet Card, catering to a lifestyle-oriented audience.

Tap to Pay on iPhone

It allows businesses to accept contactless, in-person payments directly on an iPhone without additional hardware, offering a fast and secure solution for mobile and pop-up businesses.

Ziina Business Comprehensive Tools

The app serves as a comprehensive platform for SMBs, providing essential tools for managing operations, including fee-free processing incentives for new users and referrals.

Payment Keyboard (ZiiBoard)

This tool features ZiiBoard, enabling users to create and send payment requests directly within popular messaging apps like WhatsApp and Instagram, streamlining in-chat invoicing.

Personal Money Transfers

It simplifies sending and receiving payments in seconds for individuals, supporting bill splitting, friend payments, and everyday transactions via QR codes, links, credit cards, Apple Pay, and Google Pay.

Digital Ziina Card

The app provides a digital card for direct spending of the Ziina balance, allowing users to manage personal and business expenses from one place with zero currency fees on non-AED spend.

Secure Payment Gateway

This tool offers seamless integration with major e-commerce platforms (Shopify, WooCommerce, WordPress) and supports up to 10 currencies for secure local and international online sales.

Payment Links

It enables users to generate and send secure payment links on demand, facilitating payment collection from customers globally via various card networks and digital wallets.

Fast Cash Outs

The app supports quick transfers to all UAE banks, ensuring funds arrive within a few hours to up to two working days, providing timely access to finances.

FAQ

Frequently Asked Questions

Everything you need to know about Ziina: Send. Spend. Get Paid.

What is Ziina?

Ziina is a secure platform for individuals and businesses in the UAE to send, receive, and manage money. It facilitates easy and safe transactions.

Is Ziina licensed and regulated in the UAE?

Yes, Ziina Payment LLC is licensed by the Central Bank of the UAE under License No. 1112672. This ensures its operations are secure and compliant.

How does Ziina support businesses?

Ziina Business offers tools like payment links, QR stands, NFC cards, and payment gateway integration. It helps businesses manage finances and accept payments smoothly.

What is the Ziina Violet membership?

Ziina Violet is a premium membership offering monthly benefits from 12 brands, cashback, 0 currency fees online or abroad, priority support, and an exclusive Violet Card.

Can I accept contactless payments directly on my iPhone with Ziina?

Yes, Ziina supports Tap to Pay on iPhone. This allows you to accept contactless payments directly on your iPhone device without needing any additional hardware.

What types of payments does Ziina accept?

Ziina accepts payments via credit cards, Apple Pay, Google Pay, Visa, Mastercard, and AMEX. It supports both local and international transactions efficiently.

Can I send payment requests through messaging apps using Ziina?

Yes, with ZiiBoard, Ziina's Payment Keyboard, you can create and send payment requests directly within popular messaging apps like WhatsApp or Instagram.

How fast are cash outs with Ziina to UAE banks?

Ziina supports all UAE banks. Transfers typically arrive within a few hours, with a maximum processing time of 1-2 working days for cash outs.

Does Ziina charge currency fees for international transactions?

No, Ziina offers 0 currency fees on all non-AED spending, both online and abroad. This benefit applies to Ziina Violet members and Ziina Card users.

What security measures does Ziina implement?

Ziina protects accounts using biometric authentication and PCI-DSS–certified technology to safeguard payment card information. It is also licensed by the Central Bank of the UAE.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

Ziina is the fast, secure way for individuals and businesses in the UAE to send, receive and manage money. Whether you’re growing your business or paying your share of the rent, Ziina helps you move money simply and safely. ZIINA VIOLET Ziina Violet is a membership built for how you live, work and move in the UAE. Enjoy premium monthly benefits from 12 brands and services like ClassPass, SALT, Ounass and more. From workouts and coffee runs to fuel delivery and laundry, Ziina Violet gets you more from the things you already do—and pays for itself with just 1-2 benefits. Plus, enjoy monthly cashback, 0 currency fees online or abroad, priority support and your exclusive Violet Card. ZIINA PERSONAL Ziina makes transfers as easy as a text. Send or receive payments in seconds, whether you’re splitting dinner, paying a friend back or covering the little things that make up everyday life. Accept payments through QR codes or payment links, with support for credit cards, Apple Pay and Google Pay. Everything stays secure, organized and easy to track in your Ziina account. Keep your balance for future spending or cash out instantly. ZIINA BUSINESS Ziina Business is the one-stop shop for all your business needs. Get 1,000 AED in fee-free processing when you join. Plus, when you invite another business to the Ziina family, both of you can earn an extra 5,000 AED in free processing. Whether you're launching a startup or managing an established business, Ziina Business is here to help you with all the tools you need to keep your business running smoothly. ZIINA CARD Spend your Ziina balance directly with your digital Ziina Card. Use your funds to cover your business or personal expenses, and manage everything in one place. Add your card to your Apple or Google wallet and enjoy 0 currency fees on all non-AED spend, online and abroad. TAP TO PAY ON iPHONE With Tap to Pay on iPhone and Ziina, you can accept contactless, in-person payments directly on your iPhone—no extra hardware needed. Just open the Ziina app and start accepting payments in seconds. Fast, secure and ideal for cafes, salons, fitness studios, pop-ups and mobile businesses. SECURE PAYMENT GATEWAY Ziina’s payment gateway integrates seamlessly with Shopify, WooCommerce, WordPress and custom websites. Accept payments in up to 10 currencies, making it easy to sell locally and internationally while keeping cashflow secure and easy to manage. PAYMENT LINKS Create and send secure payment links on demand. Get paid by customers via Visa, Mastercard, AMEX, Apple Pay or Google Pay—locally or internationally. PAYMENT KEYBOARD Send invoices without leaving your chats. With ZiiBoard, create and send payment requests directly inside WhatsApp, Instagram or any messaging app. No switching apps. No lost conversations. QR STANDS AND NFC CARDS Accept in-person payments anywhere with custom QR stands and NFC cards—simple, fast, and ready for pop-ups, markets or mobile stalls. Customers scan or tap and pay with Apple Pay, Google Pay or their card. Funds appear instantly in your Ziina account. FAST CASH OUTS Ziina supports all UAE banks, including RAKBANK, ADCB, Emirates NBD, Citibank UAE, HSBC and more. Transfers arrive within a few hours, at most 1-2 working days. PRIVACY AND SECURITY Ziina Payment LLC is licensed by the Central Bank of the UAE (License No. 1112672). Your account is protected with biometric authentication and PCI-DSS–certified technology to safeguard payment card information. Get paid the Ziina way. Download the app today to sign up and get started in under a minute.