招行企业银行

招行企业银行

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Logo of 招行企业银行

招行企业银行: Seamless Cross-Border Corporate Banking Without Boundaries

Empower your global enterprise with secure, UKEY-free mobile finance and a unified ecosystem for all your business management needs.

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Publisher

CHINA MERCHANTS BANK CO.,LTD.

Category

Finance

Downloads

1M+

User Rating

3.1/5

Total Ratings

700

Locales

2

Enterprise Control at a Glance

Discover the interface used by 1M+ users.

Interface of the China Merchants Bank Corporate Banking app for business financial management

Interface of the China Merchants Bank Corporate Banking app for business financial management

The workplace interface of the China Merchants Bank Corporate Banking app displaying various business financial services

The workplace interface of the China Merchants Bank Corporate Banking app displaying various business financial services

China Merchants Bank corporate banking app dashboard showing USD account balance and manager profile

China Merchants Bank corporate banking app dashboard showing USD account balance and manager profile

China Merchants Bank Corporate Banking app home screen with business financial services and transaction tools

China Merchants Bank Corporate Banking app home screen with business financial services and transaction tools

Mobile workbench of China Merchants Bank corporate app displaying pending approvals and business services.

Mobile workbench of China Merchants Bank corporate app displaying pending approvals and business services.

China Merchants Bank Corporate Banking app profile screen showing account balance and enterprise management tools.

China Merchants Bank Corporate Banking app profile screen showing account balance and enterprise management tools.

A dashboard in the China Merchants Bank Corporate Banking app showing an overview of corporate assets and account balances across multiple companies

A dashboard in the China Merchants Bank Corporate Banking app showing an overview of corporate assets and account balances across multiple companies

Comprehensive Enterprise Financial Solutions

The tools that make this app stand out, trusted by 1M+ users.

🔐

Token-Free Secure Banking

Eliminate the need for physical UKEYs. Our advanced biometric and cloud-based security allows you to authorize high-value transactions securely from anywhere in the world.

☁️

All-in-One Business Ecosystem

Beyond banking: access integrated SaaS solutions for HR, CRM, and invoice management to control your entire Chinese subsidiary operation from a single mobile interface.

🌏

Instant Cross-Border Support

Manage payroll and global transfers 24/7. Connect instantly with your dedicated CMB Relationship Manager via built-in messaging for rapid problem resolution across time zones.

Review Analysis

Insights from user reviews.

Sentiment Score

10%
Negative

Summary

This mobile banking app receives overwhelmingly negative feedback, primarily due to severe stability issues, with frequent crashing ("闪退") reported across various iOS versions (including iOS 15, 16.1, and 16.1.2) and devices like iPhone 13, iPhone 14 Pro, and iPad, often persisting even after updates or reinstallation. Users consistently encounter problems with login functionality, including face recognition failures and communication errors, making the app unreliable for daily use. Further criticisms highlight poor user interface design, including a lack of proper screen adaptation, unresponsive elements like approval buttons, and unexpected navigation, alongside slow performance and critical failures in core features such as electronic receipt downloads and accounting accuracy. While a few users appreciate the clarity and efficiency of the payment approval process and find it superior to other banking applications, these positive aspects are largely overshadowed by the app's pervasive technical malfunctions and usability flaws.

Common Themes

App Stability(20)
App Updates & Compatibility(11)
User Interface & Display(9)
Login Functionality(8)
Core Features & Accuracy(5)
Performance & Responsiveness(3)
Payment Approval Process(2)

About the app

Everything you need to know about 招行企业银行.

Description

招商银行企业APP以开放的服务理念,从用户视角出发全新构建企业一站式全场景服务平台,形成企业金融、非金融服务生态,综合应用金融科技手段紧密银行与企业的连结,打造极致客户体验。 功能特色: 1. 金融科技,引领企业移动全场景免UKEY机制:企业App综合应用多项金融科技手段构建“生物识别+手机数字证书+智能风控”多层级安全防控体系,率先实现了业内领先的企业移动全场景的免UKEY移动交易。具有与同业移动音频KEY、蓝牙KEY同级别的安全保障,同时兼容移动化便捷体验。 2. 立足金融,以用户视角建设基础性金融服务:企业App不以产品为中心,而完全以用户视角从企业必需的金融场景入手,为客户提供移动支付、二维码收付款、缴动缴费、移动代发、移动支票、移动理财、银企对账、闪电贷等基础型金融服务应用。 3. 不止于金融,构建企业一站式服务生态:企业App重构开放、互联、分享的对公移动服务平台,在云端部署OA协同、CRM类、HR管理、进销存管理等企业生产经营过程中高频化的非金融场景形成SaaS云服务,形成金融与非金融场景可相互促进、良性发展的完整生态。 4. 端到端梳理,打造最佳客户体验银行:招商银行企业App引入专业用户体验设计团队,以用户思维按“客户旅程地图”的方式进行端到端的流程梳理与打磨,重新理解银行与企业的关系,形成全新的企业服务品牌理念,打造全新企业级客户体验。 5. 有求必应,多层级智能化客户服务体系:企业App一方面升级智能机器人,进一步提高智能机器人对用户意图和偏好的理解,提高应答的匹配度与精准度,提高智能服务质量。另一方面对接招行IM即时通讯系统“招乎”,打通用户与招行客户经理的对话通路,用户可以像在微信一样随时与客户经理交流互动。形成智能客服、远程人工客服、客户经理在线服务的多层级智能化用户服务体系。

Latest Version

7.0.3

Size

162.1 MB

First Released

May 23, 2012

Take Control of Your Global Enterprise from Anywhere

Experience the security of biometric-certified banking without the need for physical tokens. Join the digital-first corporate ecosystem designed for the modern cross-border professional.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about 招行企业银行

Is 招行企业银行 secure for mobile transactions?

Yes, 招行企业银行 utilizes biometric recognition, mobile digital certificates, and intelligent risk control. This multi-layered security system ensures highly secure, UKEY-free mobile transactions, comparable to other hardware-based security methods.

Does 招行企业银行 support mobile transactions without a UKEY?

Yes, 招行企业银行 enables UKEY-free mobile transactions. It employs a multi-level security framework combining biometric recognition, mobile digital certificates, and smart risk control for secure and convenient operations.

What financial services does 招行企业银行 provide?

招行企业银行 offers core financial services including mobile payment, QR code collection/payment, mobile bill payment, mobile payroll, mobile check, mobile wealth management, bank-enterprise reconciliation, and lightning loans.

Does 招行企业银行 offer non-financial services for businesses?

Yes, 招行企业银行 provides a comprehensive service ecosystem. It integrates SaaS cloud services for non-financial needs like OA collaboration, CRM, HR management, and inventory management, enhancing business operations.

How can users get support in 招行企业银行?

招行企业银行 provides multi-level intelligent customer service. This includes an upgraded AI robot for quick answers and direct communication with account managers via the "招乎" instant messaging system for personalized support.

Can businesses track pending approvals in 招行企业银行?

Yes, the 招行企业银行 app features a "待审批业务" (Pending Approval Business) section. Users can view and manage all transactions awaiting approval, such as mobile payroll and payment settlement.

Does 招行企业银行 support multi-currency account management?

Yes, 招行企业银行 offers multi-currency account management. The "账户总览" (Account Overview) displays balances for RMB, USD, and EUR assets, alongside income and expense details for comprehensive tracking.

Are fund transfers free within the 招行企业银行 app?

Yes, 招行企业银行 explicitly states "资金互转 免费" (Fund Transfer Free). This indicates that transfers between accounts managed within the application incur no fees for users.

Can businesses manage payroll with 招行企业银行?

Yes, 招行企业银行 includes "移动代发" (mobile payroll) as a fundamental financial service. Businesses can efficiently initiate and approve payroll processes directly within the application.

Does 招行企业银行 offer invoice management features?

Yes, 招行企业银行 provides a dedicated "发票云专区" (Invoice Cloud Zone). This includes functionalities for receiving invoices, managing input VAT, and facilitating group invoice collection, supporting business accounting.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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