中国银行

中国银行

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Logo of 中国银行

中国银行 (Bank of China): Your Secure Gateway to Global Finance and Lifestyle

Bridging the gap between the US and China with professional wealth management, seamless cross-border services, and a personalized 'Super App' experience designed for your international life.

Publisher

Bank of China Limited

Category

Finance

Downloads

106M+

User Rating

2.9/5

Total Ratings

77K+

Locales

5

Banking Without Borders

Discover the interface used by 106M+ users.

Bank of China mobile app home screen in Simplified Chinese featuring financial services, wealth management, and USD exchange rates.

Bank of China mobile app home screen in Simplified Chinese featuring financial services, wealth management, and USD exchange rates.

Bank of China mobile app credit card management interface displaying service icons and promotional banners

Bank of China mobile app credit card management interface displaying service icons and promotional banners

Wealth management screen of the Bank of China mobile app showing financial services and asset overview in Chinese.

Wealth management screen of the Bank of China mobile app showing financial services and asset overview in Chinese.

Interface of the Bank of China mobile app lifestyle tab showing utility and city services in Simplified Chinese.

Interface of the Bank of China mobile app lifestyle tab showing utility and city services in Simplified Chinese.

Bank of China mobile app user profile screen featuring personal asset summary and account services in Simplified Chinese.

Bank of China mobile app user profile screen featuring personal asset summary and account services in Simplified Chinese.

Your Financial Bridge Between the US and China

The tools that make this app stand out, trusted by 106M+ users.

💱

Effortless Cross-Border Remittance

Monitor real-time USD/CNY exchange rates and transfer funds securely with the speed and reliability of a global financial leader.

🛡️

Professional Asset Management

Optimize your global portfolio using intelligent asset diagnosis and exclusive investment products backed by state-level security.

🧧

Cultural & Lifestyle Ecosystem

Enjoy a familiar 'Super App' experience with gamified rewards, lifestyle perks, and specialized services tailored for international students and new residents.

Review Analysis

Insights from user reviews.

Sentiment Score

5%
Negative

Summary

Users overwhelmingly express negative sentiment towards this app, frequently labeling it as 'garbage' and the 'worst banking app' they have encountered. Key complaints revolve around severe performance and stability issues, including frequent crashes, slow loading times, network instability, and system paralysis. Many also report significant usability problems, such as persistent failures with facial recognition login, identity verification scans, overly complex password requirements, and a poorly designed user interface marred by unavoidable ads. While critical banking features like investment tracking, detailed statement viewing, and account management are widely criticized for being inadequate or non-functional, one positive aspect noted was successful and instant payment processing.

Common Themes

Performance & Stability(14)
Login & Biometric Authentication(12)
Account & Investment Management(6)
User Interface & Ads(5)
Privacy & Data Security(3)
Foreign User Experience(1)
Payment Processing(1)

About the app

Everything you need to know about 中国银行.

Description

中国银行手机银行匠心打造“便民、富民、惠民、乐民”综合服务平台:推出六大客群专属服务,满足您多元化服务需求;提供六大王牌财富管理服务,全程陪伴您的财富旅程;升级美好生活平台,丰富生活服务供给;推出“福仔云游记”,趣味互动让您畅享美好生活。 一键开启,便捷为您。中国银行面向新市民、县域、养老、代发薪、少数民族、交通出行六大客群,打造专属服务体验。 一键解锁,智富为您。推出财富管理开放平台,财富购物车、家庭财富全景视图、资产报告和资产诊断、甄选产品池、陪伴式服务、全方位安全保障六大王牌财富服务,通过专业、智能的财富管理能力,帮您管好“钱袋子”。 一键触达,惠泽为您。上线重点帮扶公益版块,引入中行精准帮扶平台“公益中国”,助力乡村振兴,搭建“爱心捐款”公益版块,提供扶贫救灾、教育助学、扶老助残三类捐款通道;生活频道合作商户拓展至16大类400余户;全新升级权益中心,积分兑换权益更丰富。 一键乐享,快乐为您。聚合四大特色场景,推出“福仔云游记”养成类游戏,升级趣味玩法,让金融也可以很快乐。

Latest Version

9.9.19

Size

524.9 MB

First Released

Nov 3, 2010

Bridge Your Financial World with Bank of China

Join over 100 million users in a secure, cross-border ecosystem. Manage your global assets, enjoy seamless RMB transactions, and stay connected to home with the ultimate financial bridge between the US and China.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about 中国银行

What is the primary purpose of the 中国银行手机银行 (Bank of China Mobile Banking) app?

中国银行手机银行 (Bank of China Mobile Banking) offers a comprehensive service platform designed to be convenient, enriching, beneficial, and joyful, featuring exclusive services for six customer groups.

Does 中国银行手机银行 (Bank of China Mobile Banking) offer specialized services for specific customer groups?

Yes, 中国银行手机银行 (Bank of China Mobile Banking) provides six exclusive services tailored for new citizens, county residents, the elderly, payroll recipients, ethnic minorities, and transportation users.

What wealth management features are available in the 中国银行手机银行 (Bank of China Mobile Banking) app?

中国银行手机银行 (Bank of China Mobile Banking) offers six core wealth management services, including an open platform, a wealth shopping cart, family wealth overview, asset reports, product pool, and security.

How does 中国银行手机银行 (Bank of China Mobile Banking) support public welfare and charity initiatives?

The app integrates a public welfare section, including '公益中国' (Public Welfare China) and '爱心捐款' (Charity Donations), supporting poverty relief, disaster relief, education, elderly care, and assistance for the disabled.

Can I manage my credit cards using the 中国银行手机银行 (Bank of China Mobile Banking) app?

Users can access and manage their credit cards within the 中国银行手机银行 (Bank of China Mobile Banking) app, as indicated by the '信用卡' (Credit Card) tab and related options.

Does 中国银行手机银行 (Bank of China Mobile Banking) offer lifestyle and local services?

Yes, the 中国银行手机银行 (Bank of China Mobile Banking) app includes a '生活' (Life) section for life bill payments, city services, branch queuing, and various local exclusive services.

What is '福仔云游记' (Fuzai Cloud Travelogue) in 中国银行手机银行 (Bank of China Mobile Banking)?

The 中国银行手机银行 (Bank of China Mobile Banking) app features '福仔云游记' (Fuzai Cloud Travelogue), an interactive養成類遊戲 (nurturing game) that offers entertaining gameplay to enhance the financial experience.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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