Fee Introduction
LeadUndisclosed Change
Release SummaryThis change marks a significant departure from the app's core value proposition, which attracted a large user base, with over 320,000 downloads in the last 30 days alone.[4] The legal framework for this change appears to have been established months prior, with a User Agreement updated in November 2024 granting the company the right to charge service fees.
Rating Drop
User ReceptionAfter the update, reviews became critical. A 1-star review on v2.85.0 stated, "Too bad they started charging their commission, I think they are forgetting about their customers." Another user wrote, "They are now charging for services, it's like a commission company, it would be better to lower the exchange rate but not charge!"
Service Complaints
Breaking ChangesThis theme is not entirely new, with similar complaints appearing on the Better Business Bureau website before this update. However, the increased visibility of these reports suggests the pricing change has made users less tolerant of any service failures, leading them to voice all grievances.
Strategic Pivot
Expert VerdictThis move makes the app more vulnerable to competitors like Wise and Remitly, who now compete on a more level playing field regarding explicit fees. The company's failure to address the backlash suggests a risk of sustained brand damage and customer churn. These figures compare the 61 US App Store reviews tagged with v2.84.0 against the 59 tagged with v2.85.0, measured on 2026-07-03.