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BNI SMS Banking

Securely transfer funds, pay family bills, and fulfill religious duties back home. Experience the convenience of Indonesian banking directly from your smartphone, wherever you are.

Finance & Crypto ›

Key Figures

Downloads

358K+

User Rating

3.1/5

Total Ratings

700

Publisher

PT. BANK NEGARA INDONESIA (PERSERO) TBK.

Your Financial Link to Indonesia

Seamlessly manage your BNI accounts from the US with our secure SMS-based platform, designed specifically for the Indonesian Diaspora.

Effortless Money Transfers

Send funds instantly to BNI or other Indonesian bank accounts to support your family or investments from anywhere in the US.

Remote Utility Payments

Manage your properties in Indonesia by paying PLN, Telkom, and other local bills directly without needing a local presence.

FAQ

Frequently Asked Questions

Everything you need to know about BNI SMS Banking

What is BNI SMS Banking?

BNI SMS Banking is an SMS-jacket application that enables users to perform banking transactions such as reloads, bill payments, credit card payments, and fund transfers directly from their cell phone.

How do I register for BNI SMS Banking?

To use the BNI SMS Banking application, you must first register as a user. Registration can be completed through any BNI ATM or by visiting any BNI Branch.

Can I transfer funds to other banks using BNI SMS Banking?

Yes, BNI SMS Banking allows financial registered users to conduct fund transfers to other BNI accounts and perform interbank fund transfers. This feature is also highlighted visually.

Which e-wallets can I top up with BNI SMS Banking?

BNI SMS Banking supports top-ups for various e-wallets, including TapCash, LinkAja, OVO, GOPAY, DANA, ShopeePay, and i.saku, making transactions easier.

Are there any SMS charges when using the BNI SMS Banking application?

Yes, SMS charges apply when using BNI SMS Banking. These charges are dependent on your cellular provider and their specific rates.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

BNI SMS Banking - BNI SMS Banking app main menu showing options for transfers, bill payments, and top-ups on a smartphone. — BNI SMS Banking app main menu showing options for transfers, bill payments, and top-ups on a smartphone.

BNI SMS Banking - BNI SMS Banking app interface showing the transfer menu with options for BNI and interbank transfers — BNI SMS Banking app interface showing the transfer menu with options for BNI and interbank transfers

BNI SMS Banking - Mobile screen of BNI SMS Banking app displaying options to top up Indonesian e-wallets like GoPay and OVO — Mobile screen of BNI SMS Banking app displaying options to top up Indonesian e-wallets like GoPay and OVO

BNI SMS Banking - Interface of the BNI SMS Banking app displaying various payment categories including credit cards phone bills and utility payments — Interface of the BNI SMS Banking app displaying various payment categories including credit cards phone bills and utility payments

Description

Conduct banking transactions can be done anywhere and anytime using your cell phone easily. BNI SMS Banking Menu is an SMS-jacket* application for Smartphone Platform. BNI SMS Banking Menu allows you to conduct every transaction simply by choosing the transaction menu such as cellular phone reload, bill payment, credit card payment, transfer to another BNI account or interbank fund transfer. To use the application, you have to be a registered-user. You can simply do the registration process through BNI ATM or any BNI Branches. As a non-financial registered user, you can only conduct non-financial transactions such as: 1. Balance inquiry 2. Last historical transaction inquiry 3. Billing inquiry, such as: Credit Card, telephone and electrical billing, etc 4. You can also change your BNI SMS Banking PIN To be the financial registered user, you have to come to every BNI branches to do the activation process. As a financial registered user, you can conduct all non-financial transactions and also these following financial transactions: 1. Fund transfer to another BNI accounts and also interbank fund transfer 2. Reload prepaid Telco products 3. BNI and Non-BNI Credit Card payments 4. Telkom and PLN billing payments 5. Zakat, Infaq, and Qurban 6. Airplane ticket payments For further information, please contact BNI Call at 1500046 or (021)1500046 using your cell phone. *SMS charges are depend on your cellular provider