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Común: Tu banca moderna en USA

Finally, financial independence. The app tears down traditional banking barriers, empowering users with seamless money movement and a bilingual platform.

Finance & Utilities Management ›

Key Figures

Downloads

500k+

User Rating

4.8/5

Total Ratings

25.9K

Publisher

Comun, Inc.

An Analytical Overview of Key Features Tailored for Accessibility and Financial Inclusion

Común: A Modern Banking Solution for the U.S. Hispanic/Latino Community

International Remittances to Latin America

It enables users to send money to Latin America with competitive exchange rates and avoid lengthy queues, directly addressing a critical need for many in the target community.

Account Opening with Foreign ID & Visa Debit Card Access

The app facilitates account opening using official identification from the user's home country, coupled with a widely accepted Visa® debit card for daily transactions, removing a significant barrier to financial inclusion.

Bilingual (Spanish/English) 24/7 Customer Support & App Interface

It provides round-the-clock customer support in both Spanish and English, accessible via WhatsApp or directly within the app, ensuring an intuitive and comfortable user experience for a primarily bilingual audience.

Fee-Free Banking with FDIC Insurance

This tool offers banking services with no minimum balances and no monthly fees, with deposits being FDIC-insured for enhanced security and affordability, addressing common financial concerns.

Easy Domestic Money Transfers

It allows users to send and receive money within the U.S. quickly and securely, providing a convenient alternative for those who may not use Zelle or prefer a simpler solution.

Extensive Cash Deposit/Withdrawal Network

The app supports cash deposits and withdrawals at over 90,000 locations nationwide, offering convenient access to physical money for users who frequently deal with cash.

FAQ

Frequently Asked Questions

Everything you need to know about Común: Tu banca moderna en USA

What is the Común app?

Común is a financial technology app for sending and receiving money in the U.S. and to Latin America, managing funds, and utilizing a Visa® debit card. The app supports both Spanish and English languages.

Is Común compatible with Zelle for sending and receiving money?

No, Común does not require Zelle. Users can send and receive money directly through the Común app without needing Zelle or other third-party applications.

Can I use Común to send money internationally to Latin America?

Yes, Común facilitates sending money to Latin America. The service offers competitive exchange rates and aims to simplify the international transfer process without long wait times. Service UniTeller, Inc. provides this feature.

Does Común have monthly fees or minimum balance requirements?

No, Común does not impose monthly fees or require a minimum balance. However, specific ATM or transfer fees might apply depending on the transaction type. Fee details are available within the app.

Are Común user deposits FDIC insured?

Yes, funds held in Común accounts are FDIC insured up to $250,000. This coverage is provided by Community Federal Savings Bank, Member FDIC, for the protection of user deposits.

Does the Común app provide a debit card?

Yes, Común offers a Visa® debit card. This card is issued by Community Federal Savings Bank and is accepted wherever Visa cards are used, providing global purchasing power.

Where can Común users deposit and withdraw cash?

Común users can deposit and withdraw cash at over 90,000 locations throughout the U.S. This extensive network offers convenient access for physical cash transactions.

Does Común offer early access to direct deposits?

Yes, Común offers early direct deposit, making funds available up to two days before the scheduled payment date. This early access depends on the payment file's receipt and is not guaranteed.

What customer support options are available for Común users?

Común provides 24/7 customer support in Spanish. Users can access assistance through WhatsApp or directly via the in-app support feature, ensuring constant help availability.

What identification is needed to open a Común account?

To open a Común account, you need an official ID from your home country. A complete list of eligible IDs and application requirements is accessible via a provided external link.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Común: Tu banca moderna en USA - The app's main dashboard provides quick access to 'Enviar dinero' (Send money) and displays current exchange rates for international transfers. — The app's main dashboard provides quick access to 'Enviar dinero' (Send money) and displays current exchange rates for international transfers.
Dashboard Experience

Común: Tu banca moderna en USA - This screen shows a user initiating a payment of '$20.00' to a contact, with a visible option to select the linked 'Visa **** 0033' for transaction. — This screen shows a user initiating a payment of '$20.00' to a contact, with a visible option to select the linked 'Visa **** 0033' for transaction.
Effortless Payments

Común: Tu banca moderna en USA - Users can see a detailed cost breakdown including 'Cargo de envío' (sending fee) and select a destination from various 'Latin American countries' represented by flags. — Users can see a detailed cost breakdown including 'Cargo de envío' (sending fee) and select a destination from various 'Latin American countries' represented by flags.
Simplified International Transfers

The sleek 'Común' branded Visa debit card is presented, highlighting its modern design and worldwide acceptance as indicated by the 'Visa' logo.

Común Debit Card

Común: Tu banca moderna en USA - The app clearly advertises key advantages such as 'Zero monthly fee' and 'FDIC insured deposits up to $250,000' for account holders. — The app clearly advertises key advantages such as 'Zero monthly fee' and 'FDIC insured deposits up to $250,000' for account holders.
Transparent Financial Benefits

Común: Tu banca moderna en USA - This visual demonstrates the convenience of cash services, showing a person with coins and a map pin icon representing over '90,000 locations' for deposits and withdrawals. — This visual demonstrates the convenience of cash services, showing a person with coins and a map pin icon representing over '90,000 locations' for deposits and withdrawals.
Accessible Cash Services

Común: Tu banca moderna en USA - Users enter their secure access code using a clear 'numerical keypad', protected by a prominent 'lock icon' ensuring privacy for their financial data. — Users enter their secure access code using a clear 'numerical keypad', protected by a prominent 'lock icon' ensuring privacy for their financial data.
Secure Account Entry

Común: Tu banca moderna en USA - The app provides accessible 24/7 support in Spanish, with clear options for communication via 'WhatsApp' and directly within 'the app's interface'. — The app provides accessible 24/7 support in Spanish, with clear options for communication via 'WhatsApp' and directly within 'the app's interface'.
Multilingual Customer Support

Description

Común: The money app that gets you – send and receive money simple, fast, and secure Don’t have Zelle? No problem! With Común you can send and receive money in the U.S. and to Latin America¹, use a Visa® debit card, and manage your money in an app that’s in Spanish and English, designed with you in mind. With Común you can: - Send and receive money from anyone, quickly and securely. - Get paid without Zelle or complicated apps. - Open your account with official ID⁵ from your country and use your Común Visa® debit card everywhere Visa is accepted. - Send money to Latin America¹ with competitive exchange rates and without lines. - Deposit and withdraw cash at more than 90,000 locations across the U.S. - Get your direct deposit up to 2 days early⁴. - Save more – with no minimums, no monthly fees, and FDIC-insured deposits³. - Get 24/7 support in Spanish, on WhatsApp or directly in the app. Why choose Común - An app made for you: clear, accessible, and in your language. - Safe and reliable: Visa Zero Liability protection and FDIC³ coverage. - Works with your current bank or debit card, without any hassle. - Trusted and recommended by thousands of families already using it every day. Thousands already trust Común to send payments, get paid, and support their families. Download Común and open your account in minutes. Común is a financial technology company and not a bank. Banking services are provided by Community Federal Savings Bank; Member FDIC. The Común Visa® Debit Card is issued by Community Federal Savings Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. 1 A service provided by Service UniTeller, Inc. Service UniTeller, Inc. is licensed in all states that require a license. 2 No minimums, no maintenance fees. ATM or transfer fees may apply. See app for fee details. 3 Funds in your account are FDIC insured up to $250,000 by ownership category through Community Federal Savings Bank (CFSB), Member FDIC, in the event CFSB fails. 4 Direct deposit funds are typically available when we receive the payment file, up to two days before the scheduled payment date. This early availability is not guaranteed. 5 Results may vary. For a complete list of eligible IDs and application requirements, follow this link: https://bit.ly/43wXOW7