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Seis: Mobile Finances

No Social Security? No problem. The app hands users financial control where traditional banks fall short.

Finance & Utilities Management ›

Key Figures

Downloads

1M+

User Rating

4.8/5

Total Ratings

70.0K

Publisher

Seis, Inc.

An evaluation of key functionalities driving financial inclusion and accessibility for underserved populations.

Seis: Mobile Finances - Core Feature Analysis

Accessible Account Opening with Diverse IDs

The app provides accessible account opening for individuals with diverse identification, including ITINs, passports, consular IDs, or SSNs, significantly lowering barriers to financial services for the unbanked and underbanked.

Extensive Surcharge-Free ATM Access

This tool features access to a network of over 55,000 surcharge-free ATMs, ensuring users can conveniently withdraw cash when needed without incurring additional fees.

FDIC-Insured Deposits and Robust Security

It allows users to benefit from FDIC-insured deposits (through Thread Bank) and comprehensive security measures, including Visa’s zero liability policy, two-factor authentication, and biometric security, safeguarding their funds and transactions.

Secured Credit Card for Credit Building

The app offers a Seis Silver Secured Credit Card for qualifying members, providing a valuable pathway for users to build or improve their credit history.

Rapid Mobile Account Setup

The app enables users to open an account directly from their phone in approximately three minutes, providing a quick and hassle-free onboarding experience.

Cashback Rewards Program

This tool provides a cashback rewards program on purchases at select popular merchants, offering an additional financial benefit to users.

FAQ

Frequently Asked Questions

Everything you need to know about Seis: Mobile Finances

How does Seis provide cash advances?

Seis offers initial cash advances between $25 and $75. After repayment, users can unlock higher amounts, up to $250. Eligibility and approval conditions apply.

What identification is needed to open a Seis account?

To open a Seis account, users can provide a valid passport, ITIN, consular ID, or Social Security Number (SSN). The process is completed in minutes.

Is Seis a bank and are deposits FDIC insured?

No, Seis is a financial technology company. Banking services are provided by Thread Bank, an FDIC member, ensuring that all bank account deposits are FDIC insured.

What are the membership options and costs for Seis?

Seis offers Seis Member ($6/month), Plus Member ($10/month), and Premium Member ($15.95/month). Spending over $1,500 monthly can reduce these fees to $0, $4, and $9.95 respectively.

How many fee-free ATMs can Seis users access?

Seis provides access to over 55,000 surcharge-free ATMs nationwide. This allows users to withdraw cash without incurring any additional fees.

What security features does the Seis app provide?

Seis ensures security with Visa’s zero liability policy, FDIC insured deposits through Thread Bank, two-factor authentication, and biometric security measures.

Can I apply for a credit card through Seis?

Yes, Seis offers the Seis Silver Secured Credit Card, issued by Lead Bank. This card is available to Plus and Premium Members, subject to credit eligibility requirements.

How long does it take to open a Seis account?

Opening a Seis account is fast. Users can complete the account opening process directly from their phone in just 3 minutes.

Where can I deposit cash for my Seis account?

Seis enables cash deposits at over 100,000 retail locations, including major stores like Walmart, 7-Eleven, and Walgreens, for user convenience.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

NEED A DEBIT OR CREDIT CARD? Apply for your credit and debit card with just a passport. T&Cs apply. - Open a bank account with your ITIN, passport, consular ID, or SSN. - More than 55,000 surcharge-free ATMs so you can always get cash when you need it. - Use your money safely online and in person. COMPLETELY SECURE - Visa’s zero liability policy protects all unauthorized purchases. - Bank account deposits are FDIC insured through Thread Bank, a member of the FDIC. - Two-factor authentication and biometric security. OPENING AN ACCOUNT IS EASY - Open a Seis account directly from your phone. - In just 3 minutes. SEIS MEMBERSHIPS Seis Member: $6/month or $0 when you spend > $1,500 with your Seis debit or credit card Members get a Visa debit card with fraud protection, a U.S. bank account, 1% cashback at McDonald’s, Netflix, Starbucks and others (on up to $500 in spend), $2,000 in daily ATM withdrawals, and much more! Plus Member: $10/month or $4 when you spend > $1,500 with your Seis debit or credit card Everything in Seis Member plus Seis Silver Secured Credit Card, 1 additional debit card, kids’ accounts (coming soon), 1% cashback up to $1,000. Premium Member: $15.95/month or $9.95 when you spend > $1,500 with your Seis debit or credit card. Everything in Plus Member plus 1 free cash deposit, 1 out-of-network ATM withdrawal with no fee, VIP customer support, 1% cashback up to $2,000 per month. DISCLOSURES: Seis is not a bank. Credit services offered by Lead Bank, Member FDIC. Seis Silver Credit Card is issued by Lead Bank. Subject to credit eligibility requirements. Not available in all states; see website for details. The Seis Silver Credit Card is offered to Seis Plus and Premium Members. Seis is a financial technology company and is not a bank insured by the FDIC. Banking services are provided by Thread Bank, a member of the FDIC. FDIC deposit insurance covers the failure of an insured bank. The Seis Visa debit card is issued by Thread Bank, a member of the FDIC, under a license from Visa U.S.A. Inc. and can be used wherever Visa cards are accepted. Certain conditions must be met for transfer deposit insurance coverage to apply.