Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
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This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.

Logo of Dave: Credit, Cash & Money App
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Dave: Credit, Cash & Money App

No more financial tightropes. The app gives users the power to close cash gaps and dodge bank fees.

Key Figures

Downloads

12.5M+

User Rating

4.8/5

Total Ratings

808.1K

Publisher

Dave, Inc

Category

Finance

Locales

1

Latest Version

3.96.0

Size

167.0 MB

First Released

Apr 20, 2017
Features

An Analytical Overview of Core App Features

Dave: Key Financial Solutions

ExtraCash Advances

The app provides cash advances of up to $500, designed to cover short-term financial needs without credit checks, interest, or late fees.

Early Paycheck Access

This tool features the ability for users to receive their paychecks up to two business days earlier by setting up direct deposit.

Fee-Free Banking

It allows users to avoid common banking fees, including hidden charges, and offers access to over 40,000 fee-free MoneyPass ATMs.

FAQ

Frequently Asked Questions

Everything you need to know about Dave: Credit, Cash & Money App

What is Dave ExtraCash?

Dave ExtraCash provides up to $500 in 5 minutes or less, without credit checks, interest, or late fees. Eligibility is based on income history, spending patterns, and recurring deposits.

How quickly can I get cash with Dave ExtraCash?

You can typically get ExtraCash amounts within 5 minutes. The Dave app allows instant transfers to your Dave Checking account, though express fees may apply for instant transfers.

Does Dave ExtraCash charge interest or fees?

Dave ExtraCash does not charge interest or late fees. There is no credit check. However, there is an optional 1.5% fee for external debit card transfers and an up to $5 monthly membership fee.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Dave: Credit, Cash & Money App - Discover how the app provides instant ExtraCash eligibility, allowing users to see their available amount and quickly apply for funds with no credit checks.

Discover how the app provides instant ExtraCash eligibility, allowing users to see their available amount and quickly apply for funds with no credit checks.

Instant Cash Access

Dave: Credit, Cash & Money App - Examine the streamlined process for instant cash transfers to Dave Checking, highlighting the immediate availability of funds and the accompanying Dave Debit Mastercard.

Examine the streamlined process for instant cash transfers to Dave Checking, highlighting the immediate availability of funds and the accompanying Dave Debit Mastercard.

Rapid Fund Transfers

Dave: Credit, Cash & Money App - Explore the app's clear display of ExtraCash eligibility, allowing users to easily view their approved amount and choose flexible withdrawal options.

Explore the app's clear display of ExtraCash eligibility, allowing users to easily view their approved amount and choose flexible withdrawal options.

Effortless Eligibility Check

Dave: Credit, Cash & Money App - Observe the Dave Checking account dashboard, where users can monitor their balance and access features like ExtraCash eligibility and automatic Round Up savings.

Observe the Dave Checking account dashboard, where users can monitor their balance and access features like ExtraCash eligibility and automatic Round Up savings.

Manage Daily Finances

Dave: Credit, Cash & Money App - See how the app facilitates early direct deposit, enabling users to get paid up to two days sooner by finding their employer or using direct deposit information.

See how the app facilitates early direct deposit, enabling users to get paid up to two days sooner by finding their employer or using direct deposit information.

Early Payday Advantage

Dave: Credit, Cash & Money App - View the integrated map feature that helps users locate 40K+ fee-free MoneyPass ATMs and 90K+ cash deposit locations for unparalleled convenience.

View the integrated map feature that helps users locate 40K+ fee-free MoneyPass ATMs and 90K+ cash deposit locations for unparalleled convenience.

Convenient Cash Access

Dave: Credit, Cash & Money App - Understand the app's robust security features, including 24/7 fraud monitoring and live transaction alerts, ensuring users' financial safety.

Understand the app's robust security features, including 24/7 fraud monitoring and live transaction alerts, ensuring users' financial safety.

Secure Financial Tools

Dave: Credit, Cash & Money App - Discover the "Side Hustle" feature, which allows users to explore various earning opportunities, from taking surveys to finding flexible work.

Discover the "Side Hustle" feature, which allows users to explore various earning opportunities, from taking surveys to finding flexible work.

Discover Earning Opportunities

Dave: Credit, Cash & Money App - Review the comprehensive disclosures section, providing essential details on ExtraCash terms and FDIC insurance coverage for user transparency.

Review the comprehensive disclosures section, providing essential details on ExtraCash terms and FDIC insurance coverage for user transparency.

Transparent Terms Explained

Description

Dave Membership Information 1-Dave is not a bank. Banking services provided by Coastal Community Bank, Member FDIC. The Dave Debit Card is issued under a license from Mastercard®. ExtraCash amounts range from $25-$500, typically approved within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. See dave.com. Take your finances to the next level with Dave. You could pocket up to $500(1), get your cash instantly(2), save on fees, and so much more. UP TO $500 IN 5 MIN OR LESS(1) Remove extra stress with ExtraCash® up to $500. There’s no credit check, interest, or late fees. EXTRACASH 101 ExtraCash offers the ability to get up to $500 when you’re in a pinch.(1) The amount of money you can take (aka, your eligibility) refreshes daily. We use several data points—including your income history, spending patterns, and at least 3 recurring deposits—to determine your eligibility. When you take ExtraCash , you’ll agree to a settlement date to pay your outstanding balance. ACCESS YOUR CASH INSTANTLY(2) You could get up to $500 when you download Dave, link a bank account, open your Dave accounts, and transfer it to your Dave Checking account. And with your Dave Debit Mastercard®, you’ll be shopping in no time. GET PAID EARLY Receive your paycheck up to 2 business days early when you set up direct deposit.(3) SAY GOODBYE TO PESKY FEES Don’t worry, we’ll never hit you with hidden fees. You can even skip ATM fees at 40K+ MoneyPass ATMs.(4) SAVE EFFORTLESSLY A vacation, down payment, or brighter future—own your savings journey with a Goals account. You can even set up recurring deposits to build your savings steadily. OUR MEMBERSHIP FEE There’s a small monthly membership fee that gives you full access to our suite of features. HAVE MORE QUESTIONS? Send us an email at support@dave.com. Disclosures related to the Dave app 2-Express fees apply to select instant transfers. See your fee schedule in-app. 3-Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be available up to 2 business days in advance of the scheduled payment date. 4-ATM withdrawals are fee-free at 40k+ MoneyPass® ATMs. See https://www.moneypass.com/atm-locator.html to find locations in your area. Out of network fees may apply. General Terms See the Dave Checking Deposit Agreement and Disclosures, Dave Goals Deposit Agreement and Disclosures, and the Dave ExtraCash™ Deposit Agreement and Disclosures for account terms, limits, and fees. All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind. Physical address: 1265 S Cochran Ave, Los Angeles, CA, 90019.

Download

Download on App Store

This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.