FloatMe: Easy Cash Advances

FloatMe: Easy Cash Advances

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Logo of FloatMe: Easy Cash Advances

FloatMe: Your Best Financial Friend for Instant Cash Advances

Bridge the gap between paychecks with up to $50 in instant floats. No credit checks, no interest, and zero hidden tips—just the cash you need to avoid overdraft fees and keep moving.

Publisher

FloatMe Corp

Category

Finance

Downloads

5M+

User Rating

4.8/5

Total Ratings

130K+

Locales

1

Meet Your New BFF

Discover the interface used by 5M+ users.

The FloatMe app home screen on a mobile phone displaying a twenty dollar cash advance offer and connected bank accounts

The FloatMe app home screen on a mobile phone displaying a twenty dollar cash advance offer and connected bank accounts

A smartphone showing the FloatMe app screen to request a cash advance with no credit check

A smartphone showing the FloatMe app screen to request a cash advance with no credit check

FloatMe mobile app success screen confirming a fifty dollar cash advance

FloatMe mobile app success screen confirming a fifty dollar cash advance

FloatMe app Insights screen showing savings progress, emergency fund status, and financial health metrics.

FloatMe app Insights screen showing savings progress, emergency fund status, and financial health metrics.

FloatMe app interface showing a marketplace of exclusive deals and offers to save or earn money

FloatMe app interface showing a marketplace of exclusive deals and offers to save or earn money

FloatMe app screenshot showing the cash flow calendar for smart budgeting

FloatMe app screenshot showing the cash flow calendar for smart budgeting

Your Financial Safety Net Between Paydays

The tools that make this app stand out, trusted by 5M+ users.

💸

Instant Cash Floats

Access up to $50 of your earned wages instantly to cover gas, groceries, or bills. No credit checks, no interest, and absolutely no tips required.

🛡️

Beat the Overdraft Trap

Receive proactive low-balance alerts before your account hits zero. Save yourself from those $35 bank fees and keep more of your hard-earned money.

📅

Smart Cash Flow Calendar

See your future balance based on recurring bills and projected paydays. Plan your spending with a smart look-ahead tool designed for your lifestyle.

About the app

Everything you need to know about FloatMe: Easy Cash Advances.

Description

Meet FloatMe, your Best Financial Friend designed to help you get, manage, and save money. Get fast cash advances directly to your bank account by becoming a member.* ‍No credit checks. No interest. No request for tips ever. Repay when you get paid or can afford it. FLOATS / CASH ADVANCES** Pay bills, get gas, or buy groceries with cash advances. FloatMe helps you unlock your earned but unpaid wages fast with Floats. Download the app today and connect your bank account to get started. Once you're a member, request Floats be delivered to your bank account in 3 days or less. Need funds immediately? We'll expedite your Instant Float within minutes for a small fee.** First time approval amounts range from $10-$50. Not all members will qualify and many will not qualify for the maximum amount right away. BUDGET TOOLS & INSIGHTS Explore easy-to-use money management tools that come with your membership, including a smart look ahead with the cash flow calendar. FloatMe calculates your likely available balance based on your recurring expenses and projected paydays. LOW BALANCE ALERTS Know where your bank balance is at all times. With low balance alerts, we'll let you know when your funds are getting low, to help you avoid those pesky overdraft fees. MARKETPLACE OFFERS Click on easy ways to earn money, like taking an online survey. Explore financial products from our growing list of partners. We find deals and offers to provide to our budget-minded FloatMe members. SECURELY CONNECT FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information safe. Plaid seamlessly works with over 10,000 banking institutions across the US. We do not support prepaid cards. ABOUT US FloatMe launched in early 2020 with a mission to guide millions of Americans to achieve financial prosperity. We accomplish this by bridging small cash gaps with Floats and providing access to budget management tools. MEMBERSHIP * Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Subscription fee is auto-renewed every month unless canceled. You can cancel anytime in-app or by contacting our support team at support@floatme.com Questions? You can contact us through our support portal at www.floatme.com/support ** Cash Advances: Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Not available in all states. Advances are NOT loans and have no mandatory min or max repayment period. FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Instant Float fees are not included in the monthly membership cost and are optional. Instant transfer fees vary from $1-$7. Example 1: If you accept a $50 Cash Advance to your external account via ACH, there is a $0 transfer fee and your total repayment amount will be $50. Example 2: If you accept a $50 Cash Advance to your external account using the optional instant delivery for a $5 delivery fee, then your total repayment amount will be $55. Cash Advances or "Floats" are not available to Connecticut, District of Columbia, and Nevada residents. FloatMe is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Empower, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance Privacy Policy: https://www.floatme.com/privacy-policy Terms & Conditions: https://www.floatme.com/terms FloatMe, Corp 110 E Houston St. 7th Floor San Antonio, TX 78205

Latest Version

v8.6.0

Size

83.2 MB

First Released

Oct 5, 2018

Stop Worrying About the Gap Until Payday

Join over 5 million members who use FloatMe to avoid overdraft fees and get instant cash advances. No credit checks, no interest, and no tips—ever. Get started today and meet your new best financial friend.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about FloatMe: Easy Cash Advances

What is FloatMe: Easy Cash Advances?

FloatMe is a financial app that provides fast cash advances, budget tools, and low balance alerts. It aims to help users manage, get, and save money by bridging small cash gaps.

Does FloatMe perform credit checks for cash advances?

No, FloatMe does not perform credit checks for its cash advances. The service also operates with no interest and never requests tips from its users.

How much does a FloatMe membership cost?

A FloatMe membership costs $4.99 per month. This fee grants access to all of FloatMe's financial products and services, and it auto-renews monthly.

Can I get an instant cash advance with FloatMe?

Yes, FloatMe offers Instant Floats that can deliver funds within minutes for an optional small fee ranging from $1-$7. Standard delivery without a fee takes 1-3 days.

What is the maximum cash advance amount for first-time FloatMe users?

For first-time FloatMe users, the initial approval amounts for cash advances typically range from $10 to $50. Qualification for the maximum amount is not guaranteed immediately.

Does FloatMe offer budgeting tools to help manage finances?

Yes, FloatMe includes budget tools and insights, such as a cash flow calendar. It helps users manage money by calculating likely available balances based on expenses and projected paydays.

How does FloatMe ensure the security of my bank account information?

FloatMe secures bank accounts using Plaid Portal, featuring 256-bit bank-level security. This service works with over 10,000 banking institutions across the US to keep user information safe.

Is FloatMe considered a payday loan app?

No, FloatMe explicitly states that it is not a payday loan, cash loan, or personal loan app. Its advance service is not a loan and has no mandatory repayment period or interest.

Are FloatMe cash advances available in every state?

No, FloatMe cash advances are not available in all states. This service specifically excludes residents of Connecticut, the District of Columbia, and Nevada.

How can I cancel my FloatMe membership?

Users can cancel their FloatMe membership at any time directly within the app or by contacting the support team via email at support@floatme.com. The subscription auto-renews monthly.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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