This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.
Downloads
2.5M+User Rating
Total Ratings
149.7KPublisher
Category
FinanceLocales
2Latest Version
26.4.0Size
993.5 MBFirst Released
Jul 15, 2016An evaluation of core functionalities driving digital financial convenience and flexibility for the Brazilian market.
Key Features Analysis: Digio: cartão de crédito
International Credit Cards & Rewards
The app provides a range of international credit cards (Digio Gold and Digio One Visa Signature) offering digital management, contactless payments, and a robust points program (Livelo), alongside travel insurance and exclusive benefits for premium users.
FGTS Anniversary Withdrawal Anticipation
This tool features a low-rate loan option that allows users to anticipate up to 10 years of their FGTS Anniversary Withdrawal, even for those with bad credit, with funds deposited within one business day, all managed digitally.
Pix Payments with Installment Flexibility
It allows users to send and receive Pix payments instantly and without fees, with the unique advantage of parceling Pix transactions directly onto their Digio credit card bill for up to 12 months.
Fee-Free Digital Account
The app offers a 100% online and free digital account, enabling users to pay, receive, and transfer money without any fees. It also includes an option for a yield of 100% of the CDI with the Digio One card.
Accessible CDB Investments
It provides straightforward access to CDB investments offering competitive daily yields of up to 102% of the CDI, secured by the FGC, and fully manageable through the app, supporting financial growth.
Flexible Personal Loans ('Grana Extra')
The app offers a flexible personal loan option ('Grana Extra') that can be easily repaid in installments directly on the user's Digio credit card statement, extending up to 24 months.
Bill Payment Installment
It allows users to utilize their credit card limit to pay and parcel various bills, providing greater financial flexibility and aiding in budget management.
Exclusive Partner Discounts
The app provides access to exclusive discounts at various partner brands, offering savings on everyday purchases and enhancing the overall value proposition for its users.
Frequently Asked Questions
Everything you need to know about Digio: cartão de crédito
What is Digio?
Digio is a digital bank that provides financial services such as international credit cards, a digital account, and investment options. It aims to simplify financial management for its users.
Does Digio offer a credit card with a points program?
Yes, Digio offers a credit card with a points program. The Digio One Visa Signature card allows users to earn 1.5 Livelo points for every dollar spent.
Is the Digio digital account free?
Yes, the Digio account is 100% online and free. Customers can use it to pay, receive, and transfer money without incurring any fees.
Can I use Pix with my Digio account?
Yes, Digio supports Pix for free sending and receiving payments. Users can also parcel Pix payments directly on their Digio credit card bill in up to 12 installments.
What features does the Digio Gold card offer?
The Digio Gold card provides a physical and virtual card, payment by approximation, and various discounts. It is managed entirely digitally through the app, with no annual fee for new customers.
Does the Digio credit card have an annual fee?
New Digio Gold customers receive complete exemption from the annual fee. Digio One customers can achieve full annual fee exemption for monthly credit card bills of R$4,000.00.
Can I invest my money with Digio?
Yes, Digio offers CDB investments that yield up to 102% of the CDI daily. These investments feature daily liquidity, FGC security, and full monitoring via the app.
Is it possible to anticipate my FGTS with Digio?
Yes, Digio offers FGTS Birthday Withdrawal anticipation. This loan option features lower rates, allows anticipation of up to 10 years, and is available even for customers with a negative credit score.
Does Digio offer personal loans?
Yes, Digio provides 'Grana Extra,' an easy loan service. Payments are conveniently parceled directly onto the Digio credit card bill for up to 24 installments.
Can I parcel boleto payments with Digio?
Yes, Digio allows customers to use their credit card limit to parcel boleto payments. This feature helps manage expenses by converting immediate payments into installments.
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This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.







