هكبه | Hakbah
Join the leading digital Jameya platform trusted by millions. Achieve your financial goals through secure, interest-free social savings circles designed for the modern era.
Publisher
Category
FinanceDownloads
1M+User Rating
Total Ratings
27K+Locales
2Discover the interface used by 1M+ users.
The tools that make this app stand out, trusted by 1M+ users.
Access the lump sum you need for a car, wedding, or travel without predatory interest rates or credit card traps. It's 100% Sharia-compliant and debt-free.
Stay disciplined with the power of community. Join a digital Jameya and leverage social contracts to ensure you hit your saving targets every single month.
Life is unpredictable. Enjoy the flexibility to request grace periods, pay ahead of schedule, or receive your funds exactly when your milestone arrives.
Insights from user reviews.
Sentiment Score
Summary
This app receives overwhelmingly negative feedback, primarily due to a widespread issue where users cannot find or access "Jameyas" (financial circles), with one review explicitly stating that the "latest update failed" to resolve this. Many users report significant problems with unresponsive customer service, unexpected high fees, and delays in payment transfers, leading to accusations of fraud and deceit. While a small number of users praise the app for its trustworthiness and successful payouts, these positive experiences are overshadowed by frequent complaints about login failures, including unreceived OTPs, blocked accounts, and general app instability, with some users advising immediate uninstallation.
Common Themes
Everything you need to know about هكبه | Hakbah.
Description
Latest Version
2.2.6
Size
87.3 MB
First Released
Jun 6, 2020
Join over 1.2 million users who trust Hakbah to reach their goals faster through secure, interest-free digital Jameyas. Your community is waiting.
Everything you need to know about هكبه | Hakbah
Hakbah is Saudi Arabia's largest social savings app, offering digital Jameya with an AI-powered engine. It enables users to save for various financial goals while potentially earning cashback rewards.
Yes, Hakbah is permitted by the Saudi Central Bank under its Regulatory Sandbox environment. This ensures a secure and compliant platform for all user transactions.
Users join an available Jameya, set their saving goal, and commit to monthly payments. They receive their accumulated funds on a specified date. Hakbah offers various Jameya options.
Yes, Hakbah provides unmatched control, allowing users to pay all future monthly Jameya payments anytime it suits them. This offers flexibility in managing finances.
Join fees for Hakbah Jameya start from 99 SAR. These fees are paid once and include VAT and insurance, as detailed in the checkout process.
Yes, Hakbah offers cashback rewards for selected Jameya seats when joining. Users can earn a percentage of their savings back, such as 10% on a year-long 120,000 SAR Jameya.
Hakbah ensures security through ID verification via the Nafath app and is permitted by the Saudi Central Bank. It provides a transparent and protected environment for all financial transactions and personal data.
Yes, Hakbah allows users to automatically withdraw from a Jameya with full transparency. This feature is available for emergencies or if a user changes their mind about saving.
Hakbah helps users save for various financial goals, including car down payments, vacations, tuition fees, and house rent. It adapts to individual saving needs.
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