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هكبه | Hakbah

Financial goals are no longer dreams; this app turns collective savings into immediate cash, on your terms.

Finance & Utilities Management ›

Key Figures

Downloads

1M+

User Rating

4.7/5

Total Ratings

29.7K

Publisher

NOON HAKBAH FOR INFORMATION TECHNOLOGY COMPANY

Analyzing key features empowering Saudi Arabia's financially ambitious individuals.

Hakbah: A Digital Nexus for Collaborative Saving

Largest Social Savings Community

The app provides access to Saudi Arabia's largest network of over 1.2 million real users, fostering a supportive environment for collaborative financial planning through Jameya.

Secure & Transparent Platform

This tool guarantees financial security and full transparency for all savings activities, providing users with peace of mind for their significant financial goals.

Digital Jameya with AI Engine

It allows users to engage in the traditional Jameya model for social saving in a modern, digital format, enhanced by an AI-powered savings engine for smarter financial planning.

On-Demand Fund Transfer

The app grants users complete control over their funds by allowing them to transfer their Jameya amounts to their bank account precisely when they need it during their receiving month.

Enhanced App Performance

This tool offers a smoother, faster, and more responsive user experience, ensuring a seamless and enjoyable journey for managing savings.

Flexible Advance Payments

It provides users with unprecedented flexibility to pay all upcoming Jameya installments at any time, giving them complete control over their payment schedule.

FAQ

Frequently Asked Questions

Everything you need to know about هكبه | Hakbah

What is Hakbah?

Hakbah is Saudi Arabia's largest social savings app, offering digital Jameya with an AI-powered engine. It enables users to save for various financial goals while potentially earning cashback rewards.

Is Hakbah regulated in Saudi Arabia?

Yes, Hakbah is permitted by the Saudi Central Bank under its Regulatory Sandbox environment. This ensures a secure and compliant platform for all user transactions.

How does the Hakbah Jameya system work?

Users join an available Jameya, set their saving goal, and commit to monthly payments. They receive their accumulated funds on a specified date. Hakbah offers various Jameya options.

Can I pay my Hakbah Jameya payments in advance?

Yes, Hakbah provides unmatched control, allowing users to pay all future monthly Jameya payments anytime it suits them. This offers flexibility in managing finances.

What are the join fees for Hakbah Jameya?

Join fees for Hakbah Jameya start from 99 SAR. These fees are paid once and include VAT and insurance, as detailed in the checkout process.

Does Hakbah offer cashback rewards?

Yes, Hakbah offers cashback rewards for selected Jameya seats when joining. Users can earn a percentage of their savings back, such as 10% on a year-long 120,000 SAR Jameya.

How does Hakbah ensure secure financial transactions?

Hakbah ensures security through ID verification via the Nafath app and is permitted by the Saudi Central Bank. It provides a transparent and protected environment for all financial transactions and personal data.

Can users withdraw from a Hakbah Jameya automatically?

Yes, Hakbah allows users to automatically withdraw from a Jameya with full transparency. This feature is available for emergencies or if a user changes their mind about saving.

What types of savings goals can Hakbah help with?

Hakbah helps users save for various financial goals, including car down payments, vacations, tuition fees, and house rent. It adapts to individual saving needs.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

هكبه | Hakbah - The app showcases clear confirmation messages and a user-friendly mobile interface, demonstrating effortless Jameya setup and participation. — The app showcases clear confirmation messages and a user-friendly mobile interface, demonstrating effortless Jameya setup and participation.
Seamless Onboarding Flow

هكبه | Hakbah - This screen highlights Hakbah's regulatory approval from the Saudi Central Bank and provides a detailed Jameya overview, including total amount and monthly payment, for clear financial management. — This screen highlights Hakbah's regulatory approval from the Saudi Central Bank and provides a detailed Jameya overview, including total amount and monthly payment, for clear financial management.
Regulated Financial Control

هكبه | Hakbah - Users can explore a dynamic Jameya marketplace, offering a variety of groups with clear monthly amounts and flexible filtering options to find the perfect savings plan. — Users can explore a dynamic Jameya marketplace, offering a variety of groups with clear monthly amounts and flexible filtering options to find the perfect savings plan.
Diverse Savings Marketplace

هكبه | Hakbah - The app allows users to create personalized Jameya plans by selecting customizable savings goals and offers attractive cashback bonus offers for long-term commitments. — The app allows users to create personalized Jameya plans by selecting customizable savings goals and offers attractive cashback bonus offers for long-term commitments.
Tailored Savings Plans

هكبه | Hakbah - This section illustrates the streamlined payment transfer process, allowing users to easily transfer their Jameya funds directly to their bank account and manage their IBAN details securely. — This section illustrates the streamlined payment transfer process, allowing users to easily transfer their Jameya funds directly to their bank account and manage their IBAN details securely.
Effortless Fund Transfer

هكبه | Hakbah - The platform prioritizes user security through its robust ID verification process and seamless integration with the Nafath app for authenticating financial transactions. — The platform prioritizes user security through its robust ID verification process and seamless integration with the Nafath app for authenticating financial transactions.
Enhanced Security Measures

هكبه | Hakbah - The checkout screen provides a transparent fee breakdown, detailing service fees and VAT, alongside flexible payment options like Mada Card and Apple Pay for user convenience. — The checkout screen provides a transparent fee breakdown, detailing service fees and VAT, alongside flexible payment options like Mada Card and Apple Pay for user convenience.
Transparent Checkout Process

هكبه | Hakbah - The app incentivizes participation with exclusive cashback offers, clearly displayed within the detailed Jameya information, encouraging users to join and maximize their savings. — The app incentivizes participation with exclusive cashback offers, clearly displayed within the detailed Jameya information, encouraging users to join and maximize their savings.
Rewarding Jameya Participation

Description

Hakbah: Social Savings that help & collaborate! Saudi Arabia's largest savings app just got a whole lot better! Trusted by over 1.2 million real users across Saudi Arabia, Hakbah offers social saving through monthly financial Jameya in a modern, digital way with a new, AI-powered savings engine. In this update, we bring you new features, enhanced performance, and unprecedented control to achieve your financial goals faster and smarter. Whether you're saving for a car down payment, a well-deserved vacation, tuition fees, house rent, or simply want to save your money in a way that helps others and earns you savings rewarding in cash back – Hakbah is for you. Why Hakbah is the Best Choice for Social Saving in Saudi Arabia: Largest Community: Join the biggest network of savers in Saudi Arabia! Over 1.2 million real users on their social saving journey with Hakbah. Unmatched Control: We listened to you! Pay all future monthly payments anytime: Enjoy unprecedented flexibility! You can now pay all upcoming Jameya payments whenever it suits you, putting you in complete control of your payments. Receive the Jameya amount whenever you want: Your money, your rules! You now have full control over when to transfer your Jameya funds directly to your bank account in your receiving month. Automated Jameya Withdrawal: Faced an emergency? Or simply changed your mind? You can withdraw from a Jameya automatically, with full transparency. (Imhal) Service: You can request a grace period for your next payment from within the app and easily pay the fees. Individual Jameya: You can join an individual Jameya and pay the full amount upfront, enjoying unprecedented savings rewards. Blazing Fast Performance: Enjoy a smoother, faster, and more responsive app. We've implemented significant improvements and performance enhancements, making your saving journey seamless and enjoyable. Secure & Transparent: Your financial security is our top priority. Hakbah provides a transparent and secure platform for all your saving needs. And Much More! We've packed this release with numerous enhancements and features to boost your overall experience. How Hakbah's Jameya Work: Join a Jameya: Browse available Jameya every Monday and choose the one that suits you. Set Your Goal: Define your saving goal and monthly payment amount. Enjoy: Your Jameya is ready to start. Commit to monthly payments and receive your funds on your specified date. Download Hakbah today and join the leading savings community in the Kingdom! Save... Be proud.