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Money Fellows: Online Circles

Debt is dead. This app puts financial control directly in the user's hands.

Finance & Utilities Management ›

Key Figures

Downloads

500k+

User Rating

4.1/5

Total Ratings

3.3K

Publisher

Moneyfellows Limited

An Analytical Overview of the Platform's Value Proposition for Financially Conscious Individuals in Egypt

Key Features of Money Fellows: Online Circles

Guaranteed Payouts & Fund Protection

The app ensures supreme user confidence by offering guaranteed payouts and protecting funds under the supervision of the Central Bank of Egypt and in partnership with Banque Misr, eliminating the primary risk associated with traditional savings circles.

Regulated Digital ROSCA Platform

This tool features a fully licensed and regulated digital Rotating Savings and Credit Association (ROSCA) platform, supervised by the Central Bank of Egypt, providing a secure, transparent, and legitimate environment for managing personal savings.

Money Fellows Prepaid Card with Perks

It provides users with a Money Fellows Prepaid Card, powered by MasterCard, enabling convenient payments with zero service fees, and offering additional value through exclusive cashback and discounts at leading Egyptian brands.

Flexible & Goal-Oriented Savings Circles

The platform allows users to set up flexible savings circles, customizing amounts up to EGP 1,200,000 and terms (6, 10, or 12 months), and selecting preferred payout slots to align with specific financial goals like weddings or education, all in a debt-free manner.

Competitive Fees & Cashback Rewards

The app offers a competitive fee structure, with some of the lowest fees in Egypt that can drop to zero or even provide discounts, alongside opportunities for up to 20% cashback, significantly enhancing the financial benefit for participants.

Fully Digital Onboarding & Management

It streamlines the user journey with a fully digital sign-up process, eliminating paperwork and queues. Users can manage their savings circles remotely, ensuring convenience and accessibility from the comfort of their home.

FAQ

Frequently Asked Questions

Everything you need to know about Money Fellows: Online Circles

What is Money Fellows?

Money Fellows is Egypt's leading personal finance and savings app, trusted by over 8 million users. It offers smart budgeting, goal planning, and secure digital money circles (ROSCA) to help users achieve financial goals.

Is Money Fellows licensed and regulated in Egypt?

Yes, Money Fellows is fully licensed and regulated under the supervision of the Central Bank of Egypt. It also operates in partnership with Banque Misr, ensuring secure and transparent financial services for users.

What are the available durations for Money Fellows circles?

Money Fellows offers flexible installment durations for its circles. Users can choose from 6, 10, or 12-month terms to align with their specific financial plans and objectives.

What is the maximum amount I can get from a Money Fellows circle?

Users can get a maximum payout of 1,200,000 EGP per circle with Money Fellows. The app allows users to select the desired cash amount for their financial goals.

Does Money Fellows charge fees for its circles?

Yes, Money Fellows charges fees, which are among the lowest in Egypt, starting at 16%. These fees can reduce to zero or become discounted, with potential savings up to 125% for last payout slots.

How can I pay my installments for Money Fellows?

Money Fellows provides multiple payment options for installments, including the Money Fellows Card, Instapay, Fawry, bank account, and e-wallets. Payments via the Money Fellows Card incur no fees.

Does Money Fellows offer cashback or discounts?

Yes, Money Fellows offers up to 20% cashback on its saving program. Users also receive exclusive discounts from top Egyptian brands and cashback when using the Money Fellows Prepaid Card.

What is the Money Fellows Prepaid Card?

The Money Fellows Prepaid Card, powered by MasterCard, enables users to pay installments and receive payouts with zero service fees. It also supports hassle-free online and in-store payments, offering cashback and exclusive discounts.

Is Money Fellows a safe platform for savings?

Yes, Money Fellows is a safe platform. All payouts are guaranteed, and user funds are fully protected under the Central Bank of Egypt’s Regulatory Sandbox. Every transaction is secure and licensed.

How do I sign up for the Money Fellows app?

Signing up for the Money Fellows app is a fully digital process. Users simply scan their ID, and their contract is delivered to their doorstep, ensuring a convenient and hassle-free onboarding experience.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Money Fellows: Online Circles - This screenshot highlights the app's market leadership in Egypt and showcases high payout amounts, such as 1,200,000 EGP, alongside flexible monthly pay-ins. — This screenshot highlights the app's market leadership in Egypt and showcases high payout amounts, such as 1,200,000 EGP, alongside flexible monthly pay-ins.
Egypt's Top Circles

Money Fellows: Online Circles - The app offers a prepaid card, displaying its current balance and facilitating essential actions like topping up and withdrawing funds, alongside integrated cashback rewards. — The app offers a prepaid card, displaying its current balance and facilitating essential actions like topping up and withdrawing funds, alongside integrated cashback rewards.
Your Digital Card

Money Fellows: Online Circles - Users can explore exclusive discounts and cashback offers from numerous merchants, categorized by "Food & Beverages" and "Fashion," enhancing the value of their spending. — Users can explore exclusive discounts and cashback offers from numerous merchants, categorized by "Food & Beverages" and "Fashion," enhancing the value of their spending.
Merchant Discounts Galore

Money Fellows: Online Circles - This screen emphasizes the app's large user base of over 7 million and its robust regulatory framework, including legal contracts for user protection and supervision by the Central Bank of Egypt. — This screen emphasizes the app's large user base of over 7 million and its robust regulatory framework, including legal contracts for user protection and supervision by the Central Bank of Egypt.
Trust and Security

Money Fellows: Online Circles - The app demonstrates its capacity for significant payout amounts, allowing users to select their desired sum, exemplified by the 30,000 EGP input field. — The app demonstrates its capacity for significant payout amounts, allowing users to select their desired sum, exemplified by the 30,000 EGP input field.
High Payout Potential

Money Fellows: Online Circles - The app provides flexible installment options, enabling users to select repayment durations such as 6, 10, or 12 months, fitting various financial plans. — The app provides flexible installment options, enabling users to select repayment durations such as 6, 10, or 12 months, fitting various financial plans.
Tailored Repayment Plans

Money Fellows: Online Circles - Users benefit from ongoing offers like zero-fee slots and significant discounts on early pay-ins, clearly displayed across different payout month selections. — Users benefit from ongoing offers like zero-fee slots and significant discounts on early pay-ins, clearly displayed across different payout month selections.
Smart Fee Savings

Money Fellows: Online Circles - The app ensures complete privacy for circle details and offers a comprehensive "Circle Summary," including a clear "Payout Calculation" for full financial transparency. — The app ensures complete privacy for circle details and offers a comprehensive "Circle Summary," including a clear "Payout Calculation" for full financial transparency.
Transparent Financial Overview

Money Fellows: Online Circles - The app supports a wide array of payment methods, allowing users to choose between the "Fellows Card," "Bank Cards," or various "Digital Wallets" for convenience. — The app supports a wide array of payment methods, allowing users to choose between the "Fellows Card," "Bank Cards," or various "Digital Wallets" for convenience.
Diverse Payment Options

Money Fellows: Online Circles - This visual showcases a 20% cashback incentive on payouts and various saving circle tiers, such as the "LITE SAVER" for 3,000 EGP, offering additional earnings. — This visual showcases a 20% cashback incentive on payouts and various saving circle tiers, such as the "LITE SAVER" for 3,000 EGP, offering additional earnings.
Maximized Savings Rewards

Description

Join +8 million Egyptians who trust Money Fellows, Egypt’s leading personal finance and savings app, your all-in-one app for smart budgeting, goal planning, and secure digital money circles (ROSCA). Save smarter, plan ahead, and reach your financial goals with no debt, no credit cards, and no hidden fees. Fully licensed and regulated under the supervision of the Central Bank of Egypt and in partnership with Banque Misr, Money Fellows offers secure, transparent, and hassle-free financial planning, designed for your lifestyle. Save Now, Buy Later Designed for the modern saver, Money Fellows makes financial planning simple and stress-free. Build better money habits, stay in control, and plan ahead for life’s big moments, weddings, furniture, travel, or school fees, all through Money Fellows’ circles. Any Amount. Any Term. Cash Your Way Need 9,000 or 1,200,000? Get the cash you want for any goal and right at the time you need it, Choose money circles of 6, 10, or 12 months to match your plan. Get any amount up to 1,200,000 EGP per circle. Pick the payout slot that works for you and get cash. Lowest Fees in Egypt Plan smart, save more, and make your money work harder for you. Our smart fees drop over time starting at just 16% and going all the way to zero fees & discounted turns with savings up to 125% on last slots. Get up to 20% cashback on the saving program. All Gain, No Pain No more paperwork, long queues, or endless approval cycles. Get financing from the comfort of your home. With our fully digital sign-up, just scan your ID and you’re ready to go. Your contract will be delivered to your doorstep. Pay using: Money Fellows Card, Instapay, Fawry, bank account, or e-wallets Get Paid via: Money Fellows Card, bank account, or e-wallets Spend it, save it, or invest it, your payout, your rules. Full Visibility at Every Step Stay in control with complete visibility over your money circles, payments, and payouts. Get instant reminders before due dates See real-time progress toward your savings goals One Card. All the Perks. Powered by MasterCard, the Money Fellows Prepaid Card lets you pay your installments and receive your payouts with zero service fees. Pay online and in-store hassle free with your card. Get cashback and exclusive discounts at Egypt’s top brands. All you need is your ID. Powered by Financial Leaders Enjoy guaranteed payouts with your money fully protected under the Central Bank of Egypt’s Regulatory Sandbox and in partnership with Banque Misr. Every transaction is licensed, secure, and transparent. Download Money Fellows today, the smarter way to save, spend, and upgrade your financial life, all in one secure, simple app. Address: Building 44, North 90 St., New Cairo, Egypt Hotline: 19686 Legal Info: Registered with the General Authority for Investment Commercial Registration No.: 141331 Tax Card No.: 535694