交通银行

交通银行

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Logo of 交通银行

交通银行 10.0:数智焕新,为您开启财富新视界

搭载AI小鹿助手,融合实时跨境支付与一站式生活服务。无论身在何处,助您轻松管理全球资产,乐享更有温度的智能金融体验。

Publisher

Bank of Communications

Category

Finance

Downloads

48M+

User Rating

4.6/5

Total Ratings

225K+

Locales

1

Intelligence in Every Detail

Discover the interface used by 48M+ users.

Bank of Communications mobile banking app launch screen with mascot and version 10 branding

Bank of Communications mobile banking app launch screen with mascot and version 10 branding

Bank of Communications app interface showing the AI Deer Assistant for financial help

Bank of Communications app interface showing the AI Deer Assistant for financial help

Bank of Communications mobile app showing the Wealth Plus investment zone with current fund yields.

Bank of Communications mobile app showing the Wealth Plus investment zone with current fund yields.

Bank of Communications mobile app interface for cultural tourism and travel planning showing destination selection and mascot.

Bank of Communications mobile app interface for cultural tourism and travel planning showing destination selection and mascot.

Bank of Communications app coupon center interface showing discount vouchers

Bank of Communications app coupon center interface showing discount vouchers

智汇全球,尽享数智金融新体验

The tools that make this app stand out, trusted by 48M+ users.

🤖

AI 智能财富管家

AI 小鹿助手为您提供开口即得的理财服务,一句话定制专属方案,助您在全球视野下精准筛选优质资产。

💸

跨境支付零费率

专为海外精英打造的跨境支付通,陆港两地人民币汇款实时办理,全程零交易费用,让跨境资金往来更高效。

📈

灵活活钱增值

“活钱+”专区提供超百只快赎产品,资金随取随到,让您的闲置 RMB 资产在灵活流转中保持持续收益。

Review Analysis

Insights from user reviews.

Sentiment Score

6%
Negative

Summary

General feedback for the app is overwhelmingly negative, with users frequently encountering critical issues such as dysfunctional face recognition, cumbersome login processes, and widespread app performance problems including crashes and freezing. Users report specific bugs like QR code payments failing, document upload issues, and an inability to access account details, with version 9.2.0 specifically noted for crashing or freezing when switched to the background. While a few users appreciate the user-friendly interface, efficient financial management tools, and mortgage services, the majority express extreme frustration due to persistent bugs, unreasonable transfer limits, and a lack of UI/UX adaptation, particularly for iOS 18 dark mode icons.

Common Themes

Financial Management Tools(2)
User Interface(1)
App Efficiency(1)
Service Range(1)
Fund Transfers(1)
Bill Payments(1)
Mortgage Services(1)

About the app

Everything you need to know about 交通银行.

Description

交通银行10.0版本焕新发布,聚焦“普惠、智能、好用”建设理念,用AI重塑数智服务新体验,为您提供更有温度的线上化综合金融服务。 一、智享财富,“10”力升级 【AI小鹿助手】您身边的智能财富管家,开口即理财,为您解读信息、精准产品筛选、一句话定制专属方案。 【“活钱+”专区】超100只快赎产品可供选择,灵活取用、快速到账。 【账单中心】多样账单、月月呈达,精粹呈现您的资产变动、收益成绩、收支分析等各类报告。 二、实惠生活,“10”足有料 【惠民贷】免抵押、免担保的纯线上消费信用贷款,在线申请、借还灵活,“贷”您开启美好生活。 【车金融专区】极简线上预约试驾,一站式线上购车体验,助您畅享美好出行时光。 【领券中心】多样好券、多领多省,餐饮美食、打车出行、品质商超,统统有优惠。 三、精彩体验,“10”分满意 【文旅大戏】“金融+文旅+消费”一站式出行体验,让您的每段旅程更省心、更省钱、更舒心。 【跨境支付通】陆港两地跨境人民币汇款实时办理,全程零交易费用。

Latest Version

10.1.0

Size

240.6 MB

First Released

Nov 6, 2009

Secure Your Future, Anywhere in the World

Join 48 million users managing their dual-market assets with ease. Download BoCom 10.0 today for seamless cross-border banking, AI-powered wealth management, and premium lifestyle rewards tailored for your global life.

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FAQ

Frequently Asked Questions

Everything you need to know about 交通银行

What is the AI Xiaolu Assistant in the 交通银行 app?

The 交通银行 app features the AI Xiaolu Assistant, an intelligent wealth manager. It provides financial advice, screens products, and customizes investment plans for users, enhancing digital service experience.

Does the 交通银行 app offer flexible wealth management products?

Yes, the 交通银行 app includes the "Flexible Money+" zone. It provides over 100 fast-redemption financial products, allowing flexible access to funds with quick real-time transfers to accounts.

Can users apply for consumer loans through the 交通银行 app?

Yes, the 交通银行 app offers "惠民贷" (Huimin Loan). This is an unsecured, collateral-free online consumer credit loan, providing flexible online application, borrowing, and repayment options.

Does the 交通银行 app support cross-border remittances between Mainland and Hong Kong?

Yes, the 交通银行 app features "跨境支付通" (Cross-border Payment). It facilitates real-time cross-border RMB remittances between Mainland China and Hong Kong with zero transaction fees.

What kind of travel experiences can users find in the 交通银行 app?

The 交通银行 app provides "文旅大戏" (Culture & Tourism Grand Show). This feature integrates finance, culture, tourism, and consumption, offering users a comprehensive and convenient travel experience.

How can users save money using the 交通银行 app?

Users can save money through the 交通银行 app's "领券中心" (Coupon Center). It offers various coupons for dining, ride-hailing, and supermarkets, enabling significant discounts and savings.

Does the 交通银行 app provide financial reporting for users?

Yes, the 交通银行 app includes a "账单中心" (Bill Center). It delivers monthly reports detailing asset changes, income performance, and expenditure analysis for comprehensive financial overview.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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