Perpay - Shop and Build Credit
Unlock up to $1,000 to spend on top brands like Apple and Dyson with zero interest and no hidden fees. Join over 3 million members using their income to build a better credit score automatically.
Publisher
Category
FinanceDownloads
3M+User Rating
Total Ratings
6K+Locales
1Discover the interface used by 3M+ users.
The tools that make this app stand out, trusted by 3M+ users.
Unlock up to $1,000 instantly to spend on Apple, Sony, and Dyson. No credit check to start and zero interest, ever.
We report your on-time payment history to all three major bureaus, turning your essential purchases into a stronger credit profile.
Eliminate late fees with payments that align perfectly with your payday. It’s the easiest way to stay disciplined and debt-free.
Everything you need to know about Perpay - Shop and Build Credit.
Description
Latest Version
3.5.0
Size
34.5 MB
First Released
Oct 20, 2018
Join over 3 million members making their paychecks work harder. Shop top brands and build your credit automatically with no interest, no hidden fees, and no impact to your score to apply.
Everything you need to know about Perpay - Shop and Build Credit
Perpay is a certified B Corp that allows users to shop top brands and build credit by making automatic payments from their paychecks, with no interest or fees on Marketplace purchases.
Perpay helps users build credit through Perpay+ by reporting their Marketplace payment history to all three credit bureaus. Consistent payments from their paycheck contribute to credit score improvement.
No, Perpay does not charge interest or fees for purchases made through the Perpay Marketplace. Users pay over time without additional costs.
Users can get up to $1,000 to spend instantly with Perpay. This limit applies to purchases within the Perpay Marketplace.
Applying for a Perpay Credit Card account does not affect your FICO® or Vantage® scores. However, information from Clarity may affect your alternative credit profile.
No, the Perpay Credit Card does not have an annual fee. However, a monthly card servicing fee of $9 applies.
The Perpay Credit Card offers up to a $1,000 credit line, 2% rewards, no security deposit, and no annual fee. Applying does not impact FICO or Vantage scores.
Perpay+ allows users to have their Perpay Marketplace payment history reported to all three credit bureaus. This reporting is crucial for building a credit profile.
Perpay works by connecting to your direct deposit. It automatically deducts payments from your paycheck for purchases, enabling you to pay over time and build credit.
Yes, Perpay is a certified B Corp. This means it meets high verified standards of social and environmental performance, transparency, and accountability.
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App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.
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