This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.
Downloads
5M+User Rating
Total Ratings
130.4KPublisher
Category
FinanceLocales
1Latest Version
2.4.2Size
59.0 MBFirst Released
May 25, 2018Evaluating core functionalities for financially conscious consumers.
Key Feature Analysis: Possible: Fast Cash & Credit
Inclusive Credit Access
The app provides loan opportunities for individuals with bad or no credit history, and applying has no negative impact on their FICO® score, addressing a critical need for the target audience.
Credit Score Improvement
The app helps users build positive payment history with every on-time installment, which is reported to credit bureaus to improve their credit score, a key objective for many financially conscious individuals.
Fee-Free Lending
It ensures that users will never incur late or penalty fees, offering a transparent and less burdensome lending experience, which is highly valued by consumers seeking to avoid predatory practices.
Rapid Fund Transfer
It allows users to receive approved funds directly into their bank account within minutes, providing rapid financial relief when facing immediate emergencies or income gaps.
Payment Flexibility
This tool allows users to reschedule payments up to 29 days without affecting their credit score, providing crucial flexibility in case of unforeseen financial changes and promoting peace of mind.
Flexible Repayment Plan
This tool features a structured repayment system, allowing users to pay back their loans in four manageable installments, easing the financial burden and promoting responsible budgeting.
Frequently Asked Questions
Everything you need to know about Possible: Fast Cash & Credit
How much money can I borrow with Possible Finance?
Users can borrow up to $500 with Possible Finance. Maximum loan amounts vary by state; for example, California has a maximum loan amount of $250.
Does Possible Finance charge late fees on loans?
No, Possible Finance does not charge any late fees or penalty fees on its loans. The app explicitly states "No late fees—ever."
Can I build credit history with the Possible app?
Yes, Possible enables users to build credit history. It reports on-time payments to credit bureaus, contributing to payment history, and offers a credit builder loan and Possible Card.
How fast does Possible Finance disburse funds?
Possible Finance typically disburses approved funds within minutes directly to the user's bank account. Fund disbursement can take up to five days in some cases.
Are Possible loans available for individuals with bad or no credit?
Yes, Possible loans are available for individuals with bad or no credit. Applying for a Possible loan does not impact your FICO® score.
Does Possible Finance offer flexible payment options?
Yes, Possible Finance offers flexible payment options, allowing users to pay over time in four installments. Users can also reschedule payments up to 29 days for free without credit score impact.
In which states is Possible Finance licensed for direct lending?
Possible Finance holds direct lending licenses in CA, FL, ID, LA, OH, UT, and WA. For other states, Coastal Community Bank issues loans, which Possible Finance then services.
More Like This
Apps with similar features and user experience
Chime – Mobile Banking
Chime Financial, Inc.
MoneyLion: Banking & Cash Back
MoneyLion Inc
Tilt: Cash Advance & Credit
Tilt Finance, Inc.
Current - Mobile Banking
Finco Services, Inc.
Brigit: Cash Advance & Credit
Bridge It Inc
Varo Bank: Online Banking
Varo Money, Inc.
Split Pay by Rent App
Visible Ideas, Inc.
GO2bank: Mobile banking
Green Dot Corporation
Stori - Crédito y Ahorro
Powerup Technology Inc.
This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.





