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Tilt: Cash Advance & Credit

Financial freedom is no longer a myth. The app empowers users to bypass traditional credit hurdles, putting immediate cash and credit options directly into their hands.

Key Figures

Downloads

10M+

User Rating

4.8/5

Total Ratings

431.8K

Publisher

Tilt Finance, Inc.

An evaluation of key functionalities designed for accessible financial support and credit building.

Core Features Analysis of Tilt: Cash Advance & Credit

Instant Cash Advance

The app provides quick access to cash advances ranging from $10 to $400, with no credit checks, interest, or late fees, allowing users to address immediate financial needs.

Credit Building Cards

This tool features credit cards that do not require a credit score or security deposit, enabling users to build their credit history while earning cash back rewards.

Growable Line of Credit

It offers a flexible line of credit, starting at $200-$400 and growing up to $1,000 with on-time payments, welcoming all credit scores with adaptable repayment plans.

Credit Score Monitoring

The app allows users to monitor their credit score within the platform and provides valuable tips to assist them in improving their credit health over time.

Hands-Free Automated Savings

This tool enables users to set savings goals, and its AI automatically moves money aside based on their budget, helping to build savings effortlessly.

Bank-Level Data Security

The app protects user information with bank-level encryption, ensuring the security and privacy of sensitive financial data.

FAQ

Frequently Asked Questions

Everything you need to know about Tilt: Cash Advance & Credit

What is Tilt: Cash Advance & Credit?

Tilt is a financial technology company that provides cash advances, lines of credit, and credit cards. It assesses eligibility based on real-time income and spending, not solely credit scores, to help users access funds and build credit.

How much cash advance can I get with the Tilt app?

Yes, Tilt Cash Advance offers amounts ranging from $10 to $400. First-time customers averaged $102, while others averaged $171 in Q4 2025. Instant delivery is optional and may incur fees.

Does Tilt Cash Advance perform credit checks?

No, Tilt Cash Advance does not require credit checks to qualify. The service focuses on real-time income and spending to determine eligibility for cash advances.

Are there interest or late fees for Tilt Cash Advance?

No, Tilt Cash Advance charges no interest or late fees. Instant delivery is optional and fees may apply for this feature.

How do Tilt Credit Cards work?

Tilt Credit Cards are issued by WebBank and do not require a credit score or security deposit. Users can earn cash back rewards and are automatically considered for limit increases based on terms.

What are the credit limits for a Tilt Line of Credit?

Tilt Line of Credit, provided by FinWise Bank, starts at $200-$400 and can grow up to $1,000 with on-time payments. All credit scores are welcome, and flexible repayment plans are available.

Does Tilt offer credit score monitoring?

Yes, the Tilt app offers credit score monitoring. Users can check their score within the app and receive tips to help them build their credit more effectively.

How does Tilt's Automatic Savings feature function?

Tilt's Automatic Savings feature allows users to set savings goals by week or pay period. The Tilt AI automatically moves money aside when the user's budget allows, facilitating hands-free saving.

Is Tilt a bank?

No, Tilt is a financial technology company, not a bank. For Automatic Savings, users are required to open a deposit account with nbkc bank, Member FDIC.

How much does a Tilt subscription cost?

Tilt offers a 14-day trial for new customers, followed by an auto-recurring subscription fee of $8 per month. Users can cancel their subscription at any time.

How does Tilt secure user data?

Tilt protects user data with bank-level encryption. The app does not store login details and exclusively uses regulated providers trusted by major financial institutions to secure information.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Tilt: Cash Advance & Credit - See how the app highlights its widespread adoption with "5M+ Customers" and strong user satisfaction through "450K+ 5-Star Reviews." — See how the app highlights its widespread adoption with "5M+ Customers" and strong user satisfaction through "450K+ 5-Star Reviews."
Your Financial Potential

Tilt: Cash Advance & Credit - Observe how users can select an instant cash advance amount, such as "$400," and benefit from the clear "no credit check" policy. — Observe how users can select an instant cash advance amount, such as "$400," and benefit from the clear "no credit check" policy.
Instant Cash Advance

Tilt: Cash Advance & Credit - Explore the app's credit card features, showcasing the virtual card design and convenient "AutoPay" option for effortless management. — Explore the app's credit card features, showcasing the virtual card design and convenient "AutoPay" option for effortless management.
Credit Card Benefits

Tilt: Cash Advance & Credit - Discover the app's flexible repayment plans, where users can choose between options like "2 payments" and view a clear "payment preview" with specific dates. — Discover the app's flexible repayment plans, where users can choose between options like "2 payments" and view a clear "payment preview" with specific dates.
Flexible Repayment Options

Tilt: Cash Advance & Credit - See how the app empowers users to monitor their credit score with a clear numeric display like "650" and track their progress using the "Your score over time" graph. — See how the app empowers users to monitor their credit score with a clear numeric display like "650" and track their progress using the "Your score over time" graph.
Credit Score Insights

Tilt: Cash Advance & Credit - Examine the intuitive automatic savings feature, allowing users to set targets such as "$50 Paycheck" and link directly from their "Chase Checking" account. — Examine the intuitive automatic savings feature, allowing users to set targets such as "$50 Paycheck" and link directly from their "Chase Checking" account.
Smart Automatic Savings

Tilt: Cash Advance & Credit - Review the compelling customer testimonials, highlighting the consistent "5-star reviews" and heartfelt feedback from users like "David T." and "Brenda S." — Review the compelling customer testimonials, highlighting the consistent "5-star reviews" and heartfelt feedback from users like "David T." and "Brenda S."
User Success Stories

Tilt: Cash Advance & Credit - Observe the app's significant media presence, featuring prominent logos like "Forbes" and "Business Insider," affirming its industry recognition. — Observe the app's significant media presence, featuring prominent logos like "Forbes" and "Business Insider," affirming its industry recognition.
Industry Recognition

Description

Tilt is a better way to access money — helping more people get cash and credit by looking at real-time income and spending, not just credit scores, to see their potential. Find your match: Tilt Cash Advance, Line of Credit, and Credit Cards are designed to recognize your readiness for cash and credit today and even higher limits tomorrow. — 5M+ customers — $1B+ extended — 450K+ five-star reviews UP TO $400 DEPOSITED TO YOUR BANK ACCOUNT* Tilt Cash Advance — $10–$400 instantly Instant delivery is optional. Fees may apply. — No credit checks to qualify — No interest or late fees FOR FLEXIBLE SPENDING AND CREDIT BUILDING1 Tilt Credit Cards are issued by WebBank — No credit score or security deposit required — Earn cash back rewards (Terms apply) — Automatic consideration for limit increases (Terms apply) UP TO $1,000 AVAILABLE WHEN YOU NEED IT‡ Tilt Line of Credit provided by FinWise Bank — Start with $200–$400, grow with on-time payments^ — All credit scores welcome — Flexible repayment plans to keep you in control KEEP TABS ON YOUR CREDIT SCORE — Credit Score Monitoring — Check up on your score in the app — Get tips for better building BUILD YOUR SAVINGS HANDS-FREE Automatic Savings† — Set your savings goal by week or pay period — Tilt AI will move aside money as your budget allows Your data, secured: Tilt protects your information with bank-level encryption. Your login details are never stored, and we only use regulated providers trusted by major financial institutions. Here when you need us: Connect with Tilt Support at help@tilt.com 8 am–6 pm ET M–F, message our chatbot anytime in the app, or browse our FAQs on tilt.com for quick solutions. You’ve got questions. We’ve got you. ______ Not affiliated with Empower Annuity Insurance Company of America (www.empower.com). Tilt is a financial technology company, not a bank. Tilt offers a 14-day trial for first-time customers followed by an auto-recurring $8/month subscription fee. Cancel anytime. By downloading/using the app you agree to our Privacy Policy (https://tilt.com/privacy). *Not everyone will qualify. Offers range from $10-$400 and can go up with on-time payments. In Q4 2025, the average offer was $102 for first-time customers and $171 for all others. Instant delivery is optional. Fees may apply. 1Subject to credit approval. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. ‡Subject to credit approval. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. Instant delivery is optional, and fees may apply. ^Eligibility requirements apply. Not everyone will qualify for a credit limit increase. If you fail to pay at least your minimum payment by the due date you will not be considered for a credit limit increase and your credit limit may be decreased. †If you sign up for Automatic Savings, you are required to open a deposit account in your name through nbkc bank, Member FDIC. Any balances you hold with nbkc bank, including but not limited to those balances held in Tilt accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. Tilt is not FDIC-insured. FDIC insurance only covers the failure of an insured bank. Tilt Finance, Inc. 9169 W State St #499 Garden City, ID 83714